Credit Quotes

“Too many people spend money they haven't earned, to buy things they don't want, to impress people that they don't like.”
― Will Rogers

“When you have wit of your own, it's a pleasure to credit other people for theirs.”
― Criss Jami, Killosophy

“[On Oscar Wilde:]

"If, with the literate, I am
Impelled to try an epigram,
I never seek to take the credit;
We all assume that Oscar said it.

[Life Magazine, June 2, 1927]”
― Dorothy Parker

“[Credit is a system whereby] a person who can't pay, gets another person who can't pay, to guarantee that he can pay.”
― Charles Dickens, Little Dorrit

“The most detestable wickedness, the most horrid cruelties, and the greatest miseries, that have afflicted the human race have had their origin in this thing called revelation, or revealed religion. It has been the most dishonourable belief against the character of the divinity, the most destructive to morality, and the peace and happiness of man, that ever was propagated since man began to exist. It is better, far better, that we admitted, if it were possible, a thousand devils to roam at large, and to preach publicly the doctrine of devils, if there were any such, than that we permitted one such impostor and monster as Moses, Joshua, Samuel, and the Bible prophets, to come with the pretended word of God in his mouth, and have credit among us.

Whence arose all the horrid assassinations of whole nations of men, women, and infants, with which the Bible is filled; and the bloody persecutions, and tortures unto death and religious wars, that since that time have laid Europe in blood and ashes; whence arose they, but from this impious thing called revealed religion, and this monstrous belief that God has spoken to man? The lies of the Bible have been the cause of the one, and the lies of the Testament of the other.”
― Thomas Paine, The Age of Reason

“It would be so nice to be wanted by someone with the courage to get his hat or stay as he damn pleased, and who gave her credit for the same. Someone who didn't worry about her.”
― Thomas Harris, Red Dragon

“When you need to borrow money the Mob seems like a better deal I think. 'You don't pay me back I break both yer legs.' Is that all? You won't take my house or wreck my credit rating? Fine where do I sign. Legs? Fine. You don't even have to sign anything. ”
― craig ferguson

“The world economy would collapse if a significant number of people were to realize and then act on the realization that it is possible to enjoy many if not most of the things that they enjoy without first having to own them.”
― Mokokoma Mokhonoana, The Use and Misuse of Children

“She planted that terror of debt so deeply in her children that even now, in a changed economic pattern where indebtedness is a part of living, I become restless when a bill is two days overdue. Olive never accepted the time-payment plan when it became popular. A thing bought on time was a thing you did not own and for which you were in debt. She saved for things she wanted, and this meant that the neighbours had new gadgets as much as two years before we did.”
― John Steinbeck, East of Eden

“That's why Credit card companies are evil. Are they sponsoring the show tonight? ... They are Evil.”
― craig ferguson

“He didn’t at all see why the busy bee should be proposed as a model to him; he supposed the Bee liked to make honey, or he wouldn’t do it — nobody asked him. It was not necessary for the bee to make such a merit of his tastes.”
― Charles Dickens, Bleak House

“I'm a peasant
I'm the muzhik
A pest you're destined to play the music
And yes it's pleasant to say it's beauty I'm
Indebted to rest respecting it truly”
― Criss Jami, Diotima, Battery, Electric Personality

“Don’t worry about getting credit, do the work anyway.”
― Richie Norton

“If you run a business, please don’t sell to family members or friends on credit. Friends and family members are number on the list of people that can ruin your business. Set very clear boundaries. Do you want to be nice and poor, or do you want to be rich and wicked?”
― Olawale Daniel, 10 Ways to Sponsor More Downlines in Your Network Marketing Business

“THIS SCENE WAS REPEATED IN every previously uninhabited nook, elbow, spit, lot, and underpass throughout the foreclosed and abandoned suburbs and exurbs and trailer parks of America, now squatted by the millions who had walked out on mortgages, been foreclosed upon, or simply could no longer afford a fixed address. They were all lumped together by the media into a category called 'subprimes,' a less descriptive label, perhaps, than 'homeless,' but one that in this era of raw, rapacious capitalism gave all the information anyone needed: the credit rating of the men, women, and children who inhabited these Ryanvilles was subprime.”
― Karl Taro Greenfeld, The Subprimes

“It is possible to be a bad person without anyone else knowing.”
― Mokokoma Mokhonoana

“One measure of a truly free society is the vigor with which it protects the liberties of its individual citizens. As technology has advanced in America, it has increasingly encroached on one of those liberties--what I term the right of personal privacy. Modern information systems, data banks, credit records, mailing list abuses, electronic snooping, the collection of personal data for one purpose that may be used for another--all these have left millions of Americans deeply concerned by the privacy they cherish.

And the time has come, therefore, for a major initiative to define the nature and extent of the basic rights of privacy and to erect new safeguards to ensure that those rights are respected.”
― Richard M. Nixon, State of the Union Addresses of Richard Nixon

“It is even more foolish to buy an unnecessary thing on credit.”
― Mokokoma Mokhonoana

“Civilians had no idea how much nonsense you had to listen to when you were a cop. The public loved to salute police officers for their bravery, but no one ever gave credit for the day-in, day-out fortitude required to put up with the bullshit. While courage was an excellent feature in a police officer, a built-in resistance to gibberish was, in Lila's opinion, just as important.”
― Stephen King, Sleeping Beauties

“You won't get credit for everything you do. Be find with that. You did it because it needed to be done.”
― Darnell Lamont Walker

“He started from nothing, I hear say, and now he’s got the only supermarket in the barrio. He has a big Cadillac car, and a lot of political connections at City Hall. They say he delivers the barrio’s votes every election, for the right price. Some of the people call him el patrón. Of course he takes his mordida from everyone—Do you know he charges the people on welfare a dime to cash their checks. He gets a man a job, and he takes a bite. He gets someone out of jail, or helps someone apply for welfare or social security, and he gets a small cut. He charges a fee for everything, and all those small fees have made him rich—' 'It doesn’t seem fair,' Jason reflected. 'No,' Clemente agreed, 'but it’s the way we’re learning to live, like the americano, there is a fee for everything”
― Rudolfo Anaya, Heart of Aztlan

“Look, I control a large part of this barrio because I control one thing, credit. That’s right, it’s that simple. Credit is the lifeline, the blood that turns the wheels. In Barelas I control it, but out there, well, out there are bigger animals, and they in turn control my credit. It doesn’t matter how good a businessman I am, if they cut off my credit I am dead, the barrio’s dead, nothing grows without the green blood of the dollar. Now, how long do you think it would take the banks to cut off my credit if I joined a group of communists like you? They’d do it like this!”
― Rudolfo Anaya, Heart of Aztlan

“One of the most common root causes of our unhappiness is our desire to give people who will get to see the house we live in, and/or the car or cars we drive, an idea of how much we earn, earned, or were allowed to borrow.”
― Mokokoma Mokhonoana

“Know Singapore’s Credit Bureau to Get License Money Lender Approval

Do you ever wonder how a licensed money lender like banks get the information they need to decide whether they will approve your loan or not? In this article, you’ll know the Credit Bureau Singapore (CBS) role on the moneylenders’ process of lending money.

History of CBS

Association of Banks in Singapore (ABS) and DBIC Holdings owns CBS. It was founded on November 15, 2002, and its key role is to serve as a financial risk management tool for financial institutions. Among CBS founders’ are Citibank, United Overseas Bank (UOB), Development Bank of Singapore (DBS), Oversea-Chinese Banking Corporation (OCBC), American Express, ANZ, Maybank, HSBC and Standard Chartered Bank.

Key Role of CBS on Licensed Money Lender Loan Approval

The CBS is a private company established to help financial companies and credit card institutions to evaluate the threats and opportunities of giving credit to possible or current customers. To put simply, when you apply for a loan, the CBS gives the licensed moneylender your credit report. This credit report reflects your credit information such as credit history, repayment track, and in some cases default records, lawsuit, and bankruptcy reports. This valuable information is collected from financial institutions and other public data resources (like subpoena and data of bankruptcy) which is part of CBS.

The Banking Act allows the CB to get such customer’s confidential data and produce a “complete risk profile.” CBS follows a stringent code of conduct to protect the consumer’s data privacy. Only the official members of CBS can access and use the credit information. Licensed money lender should not disclose any information about their clients’ credit background to any third party. The CB also cannot collect customer’s personal data such as contact numbers, home address, credit limit, and salary.

Now that you finally know who helps licensed money lender to decide your loan’s approval, you should now know that borrowing money is not as simple as it sounds. Multiple agencies are working together to check whether you are worthy of the money.”
― Michael Arnold

“You can't blame yourself for being, Kirby.(...) You can't blame a tree for reaching for the sun or another for rotting from within. We make our own choices and we're each responsible for them. Blame and credit belong to the individual. You haven't the right to claim either from someone else.”
― Nora Roberts, The Art of Deception

“The funny part of being funny is when you start seeing your fans writing funny words and attributing them to you.”
― Michael Bassey Johnson

“What we have eaten in advance in recent decades in the paper credit binge, we will have to starve for in coming decades.”
― Roland Baader

“When you pay cash for everything, your credit score becomes irrelevant.”
― Steven Magee

“Santa gets all the credit and I get all the debt.”
― Nitya Prakash

“While crediting others for your success, you grow in others whereas while crediting others for your failures, others grow in you”
― P.S. Jagadeesh Kumar