Credit Quotes

“Too many people spend money they haven't earned, to buy things they don't want, to impress people that they don't like.”
― Will Rogers

“When you have wit of your own, it's a pleasure to credit other people for theirs.”
― Criss Jami, Killosophy

“[On Oscar Wilde:]

"If, with the literate, I am
Impelled to try an epigram,
I never seek to take the credit;
We all assume that Oscar said it.

[Life Magazine, June 2, 1927]”
― Dorothy Parker

“[Credit is a system whereby] a person who can't pay, gets another person who can't pay, to guarantee that he can pay.”
― Charles Dickens, Little Dorrit

“The most detestable wickedness, the most horrid cruelties, and the greatest miseries, that have afflicted the human race have had their origin in this thing called revelation, or revealed religion. It has been the most dishonourable belief against the character of the divinity, the most destructive to morality, and the peace and happiness of man, that ever was propagated since man began to exist. It is better, far better, that we admitted, if it were possible, a thousand devils to roam at large, and to preach publicly the doctrine of devils, if there were any such, than that we permitted one such impostor and monster as Moses, Joshua, Samuel, and the Bible prophets, to come with the pretended word of God in his mouth, and have credit among us.

Whence arose all the horrid assassinations of whole nations of men, women, and infants, with which the Bible is filled; and the bloody persecutions, and tortures unto death and religious wars, that since that time have laid Europe in blood and ashes; whence arose they, but from this impious thing called revealed religion, and this monstrous belief that God has spoken to man? The lies of the Bible have been the cause of the one, and the lies of the Testament of the other.”
― Thomas Paine, The Age of Reason

“It would be so nice to be wanted by someone with the courage to get his hat or stay as he damn pleased, and who gave her credit for the same. Someone who didn't worry about her.”
― Thomas Harris, Red Dragon

“When you need to borrow money the Mob seems like a better deal I think. 'You don't pay me back I break both yer legs.' Is that all? You won't take my house or wreck my credit rating? Fine where do I sign. Legs? Fine. You don't even have to sign anything. ”
― craig ferguson

“She planted that terror of debt so deeply in her children that even now, in a changed economic pattern where indebtedness is a part of living, I become restless when a bill is two days overdue. Olive never accepted the time-payment plan when it became popular. A thing bought on time was a thing you did not own and for which you were in debt. She saved for things she wanted, and this meant that the neighbours had new gadgets as much as two years before we did.”
― John Steinbeck, East of Eden

“That's why Credit card companies are evil. Are they sponsoring the show tonight? ... They are Evil.”
― craig ferguson

“I'm a peasant
I'm the muzhik
A pest you're destined to play the music
And yes it's pleasant to say it's beauty I'm
Indebted to rest respecting it truly”
― Criss Jami, Diotima, Battery, Electric Personality

“He didn’t at all see why the busy bee should be proposed as a model to him; he supposed the Bee liked to make honey, or he wouldn’t do it — nobody asked him. It was not necessary for the bee to make such a merit of his tastes.”
― Charles Dickens, Bleak House

“It is possible to be a bad person without anyone else knowing.”
― Mokokoma Mokhonoana

“Oh, contemporary art, contemporary everything… Always giving credit where credit’s due.”
― A.D. Aliwat, In Limbo

“When you slander someone [talk negatively about people], you earn a debit in your account and that person will earn a credit. Who would do these kinds of business?”
― Dada Bhagwan

“The one who hugs a debt also shakes hand with a danger.”
― Amit Kalantri, Wealth of Words

“If you run a business, please don’t sell to family members or friends on credit. Friends and family members are number on the list of people that can ruin your business. Set very clear boundaries. Do you want to be nice and poor, or do you want to be rich and wicked?”
― Olawale Daniel, 10 Ways to Sponsor More Downlines in Your Network Marketing Business

“What we have eaten in advance in recent decades in the paper credit binge, we will have to starve for in coming decades.”
― Roland Baader

“When you pay cash for everything, your credit score becomes irrelevant.”
― Steven Magee

“Santa gets all the credit and I get all the debt.”
― Nitya Prakash

“While crediting others for your success, you grow in others whereas while crediting others for your failures, others grow in you”
― P.S. Jagadeesh Kumar

“A man with debt soon becomes a man with disturbance.”
― Amit Kalantri, Wealth of Words

“You can't blame yourself for being, Kirby.(...) You can't blame a tree for reaching for the sun or another for rotting from within. We make our own choices and we're each responsible for them. Blame and credit belong to the individual. You haven't the right to claim either from someone else.”
― Nora Roberts, The Art of Deception

“A man under debt not only loses the peace but also the people.”
― Amit Kalantri, Wealth of Words

“All too often, a man gets into debt mainly, or even only, to get inside a woman or women.”
― Mokokoma Mokhonoana

“Why are we so easily take credit for bad things our fellow humans did yet so hard to take credit for everything good they did?”
― Cave Man, Modern Human's Handbook

“It confirmed something Elizabeth had long suspected: all these years, Elena had been building up credit. Perhaps she’d honestly wanted to help, perhaps she’d been motivated by kindness. But even so, she’d been keeping a running tally of everything she’d ever done for Elizabeth, too, every bit of support she’d given, and now she expected to be repaid. Elena thought she was owed this, Elizabeth realized suddenly; she thought it was a question of fairness, about getting what she deserved under the rules.”
― Celeste Ng, Little Fires Everywhere

“The idea that America is one great shopping mall, and that all anyone wants to do is, you know, grasp their credit card and run out and buy stuff is a stereotype, and it’s a generalization but, but but as a way to summarize a certain kind of ethos in the U.S., it’s pretty accurate. [...] Language like that, the wounded inner child, the inner pain, is part of the kind of pop psychological movement in the, in the United-States, that is a sort of popular Freudianism, that, that has its own paradox which is that the more we are thought to list and resent the things of which we were deprived as children, the more we live in that anger and frustration and the more we remain children. For young people in America, there are very mixed messages from the culture, that, there is a streak of moralism in American life that extol the virtues of being grown up and having a family and being a responsible citizen, but there is also the sense of… of . Do what you want, Gratify your appetites because of … of when I’m a corporation appealing to the parts of you that are selfish and self-centered and want to have fun all the time is the best way to sell you things, right?” ZDF German Television Interview”
― David Foster Wallace

“Don't insist that people give you credit for your intentions.”
― Ijeoma Oluo, So You Want to Talk About Race

“Know Singapore’s Credit Bureau to Get License Money Lender Approval

Do you ever wonder how a licensed money lender like banks get the information they need to decide whether they will approve your loan or not? In this article, you’ll know the Credit Bureau Singapore (CBS) role on the moneylenders’ process of lending money.

History of CBS

Association of Banks in Singapore (ABS) and DBIC Holdings owns CBS. It was founded on November 15, 2002, and its key role is to serve as a financial risk management tool for financial institutions. Among CBS founders’ are Citibank, United Overseas Bank (UOB), Development Bank of Singapore (DBS), Oversea-Chinese Banking Corporation (OCBC), American Express, ANZ, Maybank, HSBC and Standard Chartered Bank.

Key Role of CBS on Licensed Money Lender Loan Approval

The CBS is a private company established to help financial companies and credit card institutions to evaluate the threats and opportunities of giving credit to possible or current customers. To put simply, when you apply for a loan, the CBS gives the licensed moneylender your credit report. This credit report reflects your credit information such as credit history, repayment track, and in some cases default records, lawsuit, and bankruptcy reports. This valuable information is collected from financial institutions and other public data resources (like subpoena and data of bankruptcy) which is part of CBS.

The Banking Act allows the CB to get such customer’s confidential data and produce a “complete risk profile.” CBS follows a stringent code of conduct to protect the consumer’s data privacy. Only the official members of CBS can access and use the credit information. Licensed money lender should not disclose any information about their clients’ credit background to any third party. The CB also cannot collect customer’s personal data such as contact numbers, home address, credit limit, and salary.

Now that you finally know who helps licensed money lender to decide your loan’s approval, you should now know that borrowing money is not as simple as it sounds. Multiple agencies are working together to check whether you are worthy of the money.”
― Michael Arnold

“Credit card spending is about borrowing from future joy to make the present happy/ sensational.

Card Debt is like paying a price for your past.

Of course you pay the price for your past. That's what credit cards are about.”
― Vineet Raj Kapoor