Hemant Pandey's Blog: Hemant pandey blog, page 124
August 19, 2017
Hemant Pandey’s answer to What are the most common lies women tell men? – Quora
They are single.
Not interested in LOVE. (You can’t stop falling yourself in love.Love doesn’t seek permissions).
They don’t have time to meet you.(They may be sleeping all day or play candy crush on their Android).
You asked what happened ? Answer : Nothing(Biggest lie).
After kiss or sex if you ask ‘hey how was it?’ Answer : It was OKAY.Not bad at all. Every thing to them is bad or not bad or okay. I never heard amazing, ever in my life!
I wear any thing and go out. I don’t give a damn about my looks. (Just checks herself in her mobile mirror app!). They usually spend one to three hours preparing for their looks.
I don’t care about your female friends. (She knows every bitch who liked , commented or even hovered around you pictures!).
Love is complicated. (Women are die hard romantic and love is complicated to them!. They understand your each and every move, instinctively).
Not interested in LOVE. (You can’t stop falling yourself in love.Love doesn’t seek permissions).
They don’t have time to meet you.(They may be sleeping all day or play candy crush on their Android).
You asked what happened ? Answer : Nothing(Biggest lie).
After kiss or sex if you ask ‘hey how was it?’ Answer : It was OKAY.Not bad at all. Every thing to them is bad or not bad or okay. I never heard amazing, ever in my life!
I wear any thing and go out. I don’t give a damn about my looks. (Just checks herself in her mobile mirror app!). They usually spend one to three hours preparing for their looks.
I don’t care about your female friends. (She knows every bitch who liked , commented or even hovered around you pictures!).
Love is complicated. (Women are die hard romantic and love is complicated to them!. They understand your each and every move, instinctively).
Secrets to modern woman’s heart
Source: Hemant Pandey’s answer to What are the most common lies women tell men? – Quora
August 18, 2017
What are some money saving tips?
Automate your savings : This is by far the best money saving tip.Free money lying in you account find its (useless) purchase!.I find recurring deposits the best tool , second one being SIP.Always go for goal based RD.Want a Royal Enfield, don’t take loan,instead get an RD of EMI equivalent amount.This also confirms with the long tested theory of delaying the gratification.Which is the one habit that can transform your world forever?
Go bulk in purchase ,full talk time recharge : We all know the trick. let me give it a better perspective.Suppose you recharge for 12,000/- in one year (in total). On every bulk recharge (full talk time) you save minimum 10–15 % (usually taxes processing fees). Thus 10% savings is 1200/- per annum.Combine this with DTH recharges, various subscriptions such as broadband, gym,newspapers etc. can save you a good amount every year. Suppose you purchase house hold items like ration, grocery and all subscriptions combined worth 200,000/- per annum and thus saving 10% only, you save 20,000/- per annum which becomes 200,000/- in ten years!. Given you get a return of about 10% on savings by any standards your investment (savings) gets doubled in 10 years or less. Thus total savings = 400,000/- in ten year and that too doing nothing!
Credit card : Credit cards are a boon if used correctly.I have three platinum credit cards and their billing cycle is such that I get intervals of 10 days between paying each bill.I arrange my major shopping in such a way that I get maximum amount of time to pay bills.This ensures that I get interest in my saving account as well as get my job done.But a lot of discipline and discretion is required to stop impulse buying.
Grace period to earn interest : Every insurance bill allows grace period of 75 days.I always set my automated payment instruction accordingly.This gives me more interest on my money, automatically.
Wait for sale : I love sale and discounts.I wait for festivals and keep a check on prices for items which I have to buy.Suppose their is a 50% limited off sale for some items like shoes (end of season sale),I purchase them even if I don’t need them now.I do future shopping as my needs are certain but sales are not.I always have large collection of future apparels, shoes,watches,pens,stationary etc grabbed from these timed sales. I save about 30% on my spends this way.
Buy quality : Buying quality is always a big time money saver.You forget the cost while you remember the quality.
Order grocery online to save delivery charge
Go for the second best : Second best or last year model is cheapest at the launch of new model.The price is 50% less and the functionality is 90%. True specially for mobiles and electronics.The best always has a premium of 20–25% to cover initial costs and en cash instant euphoria and market hype.Further waiting for just 2–3 months can give you better deal on same mobile by 20–25%. Patience is rewarding.
List and plans for shopping : Listing items before shopping saves hell lot of time and impulse buying (which we all regret after some time). Also it has been well documented that going to shopping with stomach full keeps your wallet full also!
Counter bargaining by showing competitive prices online : Market research is very important. In products like commodities and electronics where margins are usually high and there is always an inbuilt discount of 10–20%(if you can get it). I always shop for mobiles from brick and mortar stores and negotiate using online store prices!. I show them the online price and in most cases get my price and thus instant delivery!
Bargaining tricks
Destroy the product image, seem disinterested : More you dislike their product lesser price you ought to pay.Not true in services though but in commodities works very well.Your eagerness is your enemy in retail.
When you shop, Never show your silver (Chinese proverb) : In several sectors where prices are not fixed like medical profession,it is advisable to maintain low profile. Leave that flashy iPhone and gold chain in you place before you visit.Wear cheap clothes in Doctors shop.You always get best price.Rich customers or rich looking customers are duped most in medical profession.
Source: Hemant Pandey’s answer to What are some money saving tips? – Quora
What life lessons have you learnt after coming to Mumbai?
Prettier girls : There are way more prettier girls in Mumbai than those heroines!. They are some times too good. Okay leave girls, their moms can give many pretty girls of else where a run for their money (Ask those daughters or jealous daughters!). I some times (many a times) get confused between who is the mom or younger sister. People here are too health conscious.
Life is real fast : I have been here for last four years and it seems like just one month!. Life is too fast and happening. You don’t get time to think.
Time is more valuable than money : Here time is money.People can give you money but not their time. People are too time conscious also.
Every thing every time at a phone call : Every thing is available at your door step 24/7 on just a phone call away.We can get Ola every two minutes every where any time. Ola doesn’t have ride later option in Mumbai as there are too many ride now available. Want food at 1 AM, no problem.There are hotels running all night. The city truly never sleeps. People roam at marine drive as late as 3 AM and many of them!. Convenience of life is too good.
Broad minded people : People here are quite broad minded. If you are going any where holding hands of your girl friend or even cuddling, no one gives you a look!. Forget commenting and moral policing, they don’t bother to look at you!. Privacy is honored to a high level here.
Woman Safety : It has been demonstrated in several studies (Videos available on You Tube)
No one can ditch local : People having Honda city also travel with local as it saves a hell lot of time with zero delays.Cars are meant only for week end or outings or showoff!.
Stars are too frequent to spot : People living in South Mumbai and near Bandra – Goregaon, spot too many stars even in the day time!. People take them in stride with no real hullabaloo.Further I haven’t seen big cutouts of any big stars, any where.
Every one seems to be rich here : Never under estimate any one here based on clothes. People invest in gold. Under that 250/- shirt you may find 2.5 Lacs gold chain!. I have seen people carrying cash worth 2–3 Lacs with reason that ‘a need may arise!’
Real estate is insanely costly : No need to elaborate that I guess.Real estate made more millionaires here than any one else. let me tell you my real ‘seen with naked eye’ story. The flat next to which in I live was purchased by their owners in 8 lacs (2BHK), 10 years back. Now it costs whopping 80 Lacs! (1000% return!) as rightly pointed out by Mithun Harikumar).
People are really nice : Leaving behind the media propaganda of local wrath towards outsiders , I am yet to observe a bruise by any local here.
Lane Dicipline : People queue up for Auto Ricksha as well as buses voluntarily.This makes life equal for all.Kids, elderly people and Woman.Itis no longer a muscle plus skill battle to grab a seat on a public transport.
Honest Rickshaw drivers : I have not seen more honest rick drivers any where else in India other than Mumbai. Meter is 18/- , they will give you your two bucks back with out fail or delay.
Mumbai Police : Yes Mumbai police is world famous in akhkha (whole) Mumbai (As locals say it). Mumbai police is prompt in action and take special care towards complains registered for crime against woman. Last month there was a case of Bandra guy harassing two girls in public.(He was masturbating in front of them on a moving bike!. Girls took his snap and reported to local police. In snap three hours he was behind bars! ).One Tweet To Mumbai Police Got This Masturbating Pervert Arrested Within 3 Hours!
Calm people : People here talk very less and do not disturb you unnecessarily with untoward social poking. They help you in need but never disturb you. Personal space is honoured here at the highest level. No leeching, cat calling or what ever to either of sexes.They are sensitive but secluded, which I like very much.
Life is real fast : I have been here for last four years and it seems like just one month!. Life is too fast and happening. You don’t get time to think.
Time is more valuable than money : Here time is money.People can give you money but not their time. People are too time conscious also.
Every thing every time at a phone call : Every thing is available at your door step 24/7 on just a phone call away.We can get Ola every two minutes every where any time. Ola doesn’t have ride later option in Mumbai as there are too many ride now available. Want food at 1 AM, no problem.There are hotels running all night. The city truly never sleeps. People roam at marine drive as late as 3 AM and many of them!. Convenience of life is too good.
Broad minded people : People here are quite broad minded. If you are going any where holding hands of your girl friend or even cuddling, no one gives you a look!. Forget commenting and moral policing, they don’t bother to look at you!. Privacy is honored to a high level here.
Woman Safety : It has been demonstrated in several studies (Videos available on You Tube)
It turns out to be safest in whole world with zero cat calling and almost zero leering!
No one can ditch local : People having Honda city also travel with local as it saves a hell lot of time with zero delays.Cars are meant only for week end or outings or showoff!.
Stars are too frequent to spot : People living in South Mumbai and near Bandra – Goregaon, spot too many stars even in the day time!. People take them in stride with no real hullabaloo.Further I haven’t seen big cutouts of any big stars, any where.
Every one seems to be rich here : Never under estimate any one here based on clothes. People invest in gold. Under that 250/- shirt you may find 2.5 Lacs gold chain!. I have seen people carrying cash worth 2–3 Lacs with reason that ‘a need may arise!’
Real estate is insanely costly : No need to elaborate that I guess.Real estate made more millionaires here than any one else. let me tell you my real ‘seen with naked eye’ story. The flat next to which in I live was purchased by their owners in 8 lacs (2BHK), 10 years back. Now it costs whopping 80 Lacs! (1000% return!) as rightly pointed out by Mithun Harikumar).
People are really nice : Leaving behind the media propaganda of local wrath towards outsiders , I am yet to observe a bruise by any local here.
Two additions based on inputs from Tarush Jain.
Lane Dicipline : People queue up for Auto Ricksha as well as buses voluntarily.This makes life equal for all.Kids, elderly people and Woman.Itis no longer a muscle plus skill battle to grab a seat on a public transport.
Honest Rickshaw drivers : I have not seen more honest rick drivers any where else in India other than Mumbai. Meter is 18/- , they will give you your two bucks back with out fail or delay.
Mumbai Police : Yes Mumbai police is world famous in akhkha (whole) Mumbai (As locals say it). Mumbai police is prompt in action and take special care towards complains registered for crime against woman. Last month there was a case of Bandra guy harassing two girls in public.(He was masturbating in front of them on a moving bike!. Girls took his snap and reported to local police. In snap three hours he was behind bars! ).One Tweet To Mumbai Police Got This Masturbating Pervert Arrested Within 3 Hours!
Calm people : People here talk very less and do not disturb you unnecessarily with untoward social poking. They help you in need but never disturb you. Personal space is honoured here at the highest level. No leeching, cat calling or what ever to either of sexes.They are sensitive but secluded, which I like very much.
All in All… Mumbai rocks.
Can only handsome rich guys attract beautiful women?
No.
Money attracts women but never excites. having said that, you need to be rich enough to carry forward basic amenities of life.
Women love passion. If you have a true passion for which you can leave anything (including the women), women will love you like crazy.
You must have a mysterious personality, hidden talents and ability to surprise your girl. Women (Young) have very active fantasy par tin their brain. They love thrill, little danger and adventure. They are programmed for that.
Women like orbiters (for validation) but prefer real Alpha males who are emotionally strong. Emotional independence comes right second after passion.
This might sound counter intuitive but women love a bit arrogant males, kind of tough. Not arrogant as show off but tough. Mix arrogance with humor, you have got perfect lover any girl wants.
Secrets to modern woman ‘s heart – II: Female psychology decoded : Get inside the mind of females
Source: Hemant Pandey’s answer to Can only handsome rich guys attract beautiful women? – Quora
Can only handsome rich guys attract beautiful women? – Quora
No.
Money attracts women but never excites. having said that, you need to be rich enough to carry forward basic amenities of life.
Women love passion. If you have a true passion for which you can leave anything (including the women), women will love you like crazy.
You must have a mysterious personality, hidden talents and ability to surprise your girl. Women (Young) have very active fantasy par tin their brain. They love thrill, little danger and adventure. They are programmed for that.
Women like orbiters (for validation) but prefer real Alpha males who are emotionally strong. Emotional independence comes right second after passion.
This might sound counter intuitive but women love a bit arrogant males, kind of tough. Not arrogant as show off but tough. Mix arrogance with humor, you have got perfect lover any girl wants.
Secrets to modern woman ‘s heart – II: Female psychology decoded : Get inside the mind of females
Source: Hemant Pandey’s answer to Can only handsome rich guys attract beautiful women? – Quora
August 17, 2017
What are the psychological facts about crush or falling in love that people don’t know?
Love always start with physical features. You can never neglect your body and asthetics in dating world. No one sees your heart if you can’t attract them close enough.
Love is a mind game in the beginning. No one is going to fall in love with you in minutes. They will play, test you, check you and then totally fall for you.
If mind games phase gets cleared, then you get some real Emotional well being. Emotional phase attracts a lot of jealousy,fights and even breakup!
If you succeed here then the trance like love start to happen. Only 1% couples reach that phase. This is true love.
Love is a mind game in the beginning. No one is going to fall in love with you in minutes. They will play, test you, check you and then totally fall for you.
If mind games phase gets cleared, then you get some real Emotional well being. Emotional phase attracts a lot of jealousy,fights and even breakup!
If you succeed here then the trance like love start to happen. Only 1% couples reach that phase. This is true love.
Hemant Pandey’s answer to What are the psychological facts about crush or falling in love that people don’t know? – Quora
Love always start with physical features. You can never neglect your body and asthetics in dating world. No one sees your heart if you can’t attract them close enough.
Love is a mind game in the beginning. No one is going to fall in love with you in minutes. They will play, test you, check you and then totally fall for you.
If mind games phase gets cleared, then you get some real Emotional well being. Emotional phase attracts a lot of jealousy,fights and even breakup!
If you succeed here then the trance like love start to happen. Only 1% couples reach that phase. This is true love.
Love is a mind game in the beginning. No one is going to fall in love with you in minutes. They will play, test you, check you and then totally fall for you.
If mind games phase gets cleared, then you get some real Emotional well being. Emotional phase attracts a lot of jealousy,fights and even breakup!
If you succeed here then the trance like love start to happen. Only 1% couples reach that phase. This is true love.
Hemant Pandey’s answer to What are the important lessons in life that only a girlfriend can teach you? – Quora
Girl friends can teach you many things.How to chat/talk on phone in code language in front of your parents so that they never know who is on other side!You have no idea what fashion is and how to match t shirts and jeans combinations.How to make sense out of
Girl friends can teach you many things.
How to chat/talk on phone in code language in front of your parents so that they never know who is on other side!
You have no idea what fashion is and how to match t shirts and jeans combinations.
How to make sense out of non sense and non sense out of sense!
How to bitch about almost any thing!
How to convince you to tell about your latest ‘crush’ to her, by playing ‘I will say nothing’ card and fucking your peace of mind for the following weeks/months/years about ‘what you saw in that BITCH’.
They often teach you the power of ‘silent treatment’.
They force you to learn ‘telepathy’ and ‘mind reading’ from a distance of around 12.22 km to be precise!
They teach you ‘how to remember all those fucking dates such as ‘Jab we met’ and ‘Happy birth day to you!’.
They teach you ‘How you can fool yourself to do any thing for just a sweet sexy voice or a simple tear laden sound!’
They show you that you are still a two year old kid. ‘Mera babu so gaya, uth gaya,khana kha liya…’.
They show you the real meaning of the maxim ‘The boss is always right’. You will soon know who the boss is.
They prove to you that every thing was wrong with you, till you met them and after you met them every thing became perfect!
You will learn this couplets real meaning
हम आह भी करते हैं तो हो जाते हैं बदनाम,
वो कत्ल भी करते हैं तो चर्चा नही होता…
You will learn shopping means ‘teen ghante ka chutiyapa!’
