Denise Duffield-Thomas's Blog, page 32

The Quick and Dirty Guide to Getting Rid of Scammers

 Hey there,

I finally got one of those course scammers to take down my course

One of my courses was listed on a dodgy course sales website without my permission so I went to work… 

Here's how I did it: (this is not legal advice BTW just my quick and dirty version - check with a legal professional about how to do this properly)

 1. Set up Google alerts 

It's good to keep an eye out on who is talking about you online!

I have alerts set up for my name and my course names. A few times a month, I get notified of a scam website that sells my course. 

I find some people buy it and download everything and a few are just scammers

2. Take screenshots (including the URL in the image) 

Sometimes people will deny it, so it’s a good idea to have evidence.

You can also go to the Way Back Machine and save the page for future proof https://archive.org/web/

 3. Send a Cease and Desist letter

You can google templates or buy them but it's usually just reminding them of your intellectual property rights, and basically telling them "I SEE YOU"

Include the URLs and screenshots. 

 

Find my script below.

Most will ignore these but step #4 is usually effective. It’s basically "I'M GONNA TELL ON YOU"

4. Report them to all their tech suppliers

I honestly think this is the only thing that works. 

I hunt around their sites to find their tech suppliers, customer service software, payment providers etc, and CC them in an email with screenshots reminding the company of their T&Cs. 

See below for a template.

I look for LiveChat, their domain registrar, their course software, domain hosting, social media.

You can find that by clicking around, adding things to a cart, reloading the page (keep an eye on the button in the left-hand corner and see what companies are mentioned as it's loading).

You can also right click on any website to view its source code (right click and choose inspect), then do a find search for .com or .net addresses. 

 

Look for a login button to find their course software (but a lot of these scammers are tech savvy and cheap and build their own).

You can look up their domain registrar on https://who.is and sometimes get an email address but they often mask it.

A lot of tech companies have dedicated places to report intellectual property theft but I also search for a physical email address so I can cc the scammers on an actual email (when in doubt, email info@, support@) 

CC everyone in the email - their GRANDMA too! 

Honestly - hit them where it hurts - if they're in another state or country, you can't really do much legally and they know it - but it's annoying to get their customer chat shut down. 

(Thank you LiveChat for actioning this for one site!)

Adding third parties into the mix brings shame and exposure.

It's just human nature to hate being told on. 

5. Expect denials  

You'll hear back "oh, we didn't know we weren't allowed to copy" or "you didn't say we couldn't resell". 

I've even heard "I was in hospital and my assistant must have done this" – whatever way people justify it, it's against the law to copy someone else's intellectual property. 

They know they're doing wrong. You know they are. They're just chancing it. 

And also - how pathetic to set up a business with other people's intellectual property. 

Again, this isn't legal advice - you'd probably never pursue this further - it's to tell them I SEE YOU! 

6. Don't take it personally  

Stuff like this will happen - it's not a big deal and to be honest, most of the time I ignore it. 

It will take about 30-60 minutes to pull up your C&D, change the names and hunt around for the tech companies' T&Cs - so it's not always worth your time - but sometimes you'll have energy for it! 

7. Don't steal other people's work

This includes sharing login details or materials from the courses you do - or ever being tempted to buy a pirated copy. 

I'm sure you don't! But these sites are NOT harmless - it's just gross to buy someone's course and then sell it. 

It's also why we have stricter money-back guarantees on courses.

Please don't be annoyed if you do a course and you want to race ahead before the refund period is up - we have to protect the content otherwise, people buy a course, download it ALL and then ask for a refund - it happens ALL THE TIME. 

8. Keep going!

Don't be scared about doing this - it's just a rite of passage! 

You can choose to ignore it, or chase it up. 

You can go hard on these scammers or just send a half-hearted, I SEE YOU email. 

Keep creating and doing good work!! 

9. Please share this!  

If this has been useful to you, share with your biz groups! 

xx Denise 

P.S I’ve included my email scripts below - please remember this is NOT legal advice - check with someone about how it works for your state and country. 

 

Email Script 1:

Dear (TECH COMPANY),

I'm issuing a DMCA takedown request for SCAMMER SITE, one of your customers that steals copyrighted works and is in violation of your terms and conditions.

My trademarked course: www.DeniseDT.com/Bootcamp - a body of work I've been teaching since 2012, is being sold (or likely phished) by SCAMMER SITE here: https://SCAMMER SITE.net/courses/denise-duffield-thomas-money-bootcam-2020/ and my Manifesting course here: https://SCAMMER http://SITE.net/.../denise-duffield-thomas-advanced.../   


 They use TECH COMPANY to allow customers to leave “reviews” of their stolen work, thus giving credibility to their theft. 

This is a reputational risk for your company when scammers like SCAMMER SITE freely use your site’s reviews to scam people. 

It's also against your terms and conditions as outlined on this page: www.TECHCOMPANY.com/TC

Particularly:

As a condition of your use of the Websites and Online Services, you will not use the Websites or Online Services for any purpose that is unlawful or prohibited by these Terms. 

I'm sure you'll agree that by stealing copyrighted information and courses, SCAMMER SITE are not following the law. 

You should immediately terminate SCAMMER SITE as a client effective immediately, as per your own Terms and Agreements. 

I'm prepared to take this further onto social media and I would appreciate your assistance in taking a stand against scammers like SCAMMER SITE who steal other people's work. 

Please acknowledge receipt of this email and inform me of your decision. 

Thanks,

Denise Duffield-Thomas

Email Script 2 – Cease and Desist Letter:

RE: Cease and Desist Letter regarding Copyrighted works owned by Denise Duffield-Thomas and Lucky B Pty Ltd

Dear (SCAMMER SITE),

I am Denise Duffield-Thomas, the copyright owner of the Money Bootcamp which is trademarked as "Money Bootcamp with Denise Duffield-Thomas".  You are the contact for the site (SCAMMER SITE). 

You are infringing use of my work on the following URLS: My trademarked course: www.DeniseDT.com/Bootcamp - a body of work I've been teaching since 2012, is being sold (or likely phished) here: https://SCAMMER SITE.net/courses/denise-duffield-thomas-money-bootcam-2020/ and my Manifesting course here: https://SCAMMER http://SITE.net/.../denise-duffield-thomas-advanced.../ 

My intellectual property is an extremely important, valuable asset, and I am prepared to take the necessary steps to protect my interests and seek appropriate damages.

Pursuant to my exclusive rights as the copyright owner of this work, I demand that you immediately remove from the internet and destroy all copies digital or otherwise of my works in your possession. 

Additionally, I demand compensation in the amount of $10,000 for your blatant and willful infringement of my copyrights.

If I have not received your affirmative response by 1st May that you have complied with taking down the sales page then I will pursue legal action to ensure my rights are protected.

Furthermore, this communication is intended for settlement purposes and is without prejudice to and shall not affect, in any manner, the rights, claims, remedies, actions or causes of action which I have, had or may have, at law or in equity, including my right to be reimbursed for all legal fees associated with this matter.  

This letter is inadmissible in any future proceeding pursuant to Federal Rule of Evidence 408.

Please be further advised that I reserve my right to commence and prosecute to completion, without further notice, any and all actions or proceedings I feel is necessary and/or appropriate.

Thank you for your immediate attention to this matter.

Denise Duffield-Thomas

 

How to Protect Your Money Mindset from Negative Friends and Family

You know that horrible, horrible feeling when someone rains on your parade?

That deflation?

There you are feeling good about life. You're doing your abundance affirmations. You're making upgrades, you're manifesting money and your business is going great. 

Then someone bursts your bubble and you come crashing down.

Often this comes from the people who are closest to you. Sometimes their money blocks derail you.

The good(ish) news is that it’s normal and it happens to everybody. 

I’ve never met an entrepreneur who has 100% cheerleaders in their family and friends. 

The bad news is this isn't just a one and done thing. You're going to find that during your money journey, this will come up again and again. 

How to deal with a negative partner, friend, family member

I remember this one time... 

I’d bought some antique furniture online and the guy who was delivering it said, "Nice house; what does your husband do?...”

I was feeling really happy and proud and I told him it was my business and he said, "You're quite the confident young lady, aren't you?" 

It wasn’t negative, but I came crashing down to earth that day.

Do you recognize any of these? 

Maybe your best friend said, "Oh, you charge that much?" 

Or your mum asked, "Oh, are you really qualified to do that?" 

Or your uncle Bob came up with a gem, "Oh, I remember when you pooed your pants at the Christmas party and now look at you. How do you think you can make money doing this?" 

All of this can feel so challenging.

I don't want any of this negative talk to derail you or become an excuse for you to stall.  

Here are my tips for keeping your money mindset vibe high 
#1. Surround yourself with people who can celebrate and hold your success. 

Get validation from appropriate sources. Choose a really supportive coach, ensure you have peers at the same level so they're not triggered by your success. 

Gather a cheerleader community around you. 

Money Bootcamp is perfect for this – there’s such an amazing supportive community. 

We celebrate people making their first dollar and those reaching their first million with the same level of enthusiasm.

You might need to upgrade the people around you. 

Jim Rohn, famously stated that you are the average of the five people you spend the most time with. 

Your income is the average of the five people you spend the most time with. 

It doesn't mean you have to get rid of your friends. 

When it comes to business and money, surround yourself with people who are in the game with you. 

You don't have to try and get validation from your dad like you did as a kid. 

What do you do when someone goes out of their way to be a dick to you? 

In my first year of business I experienced this, when a friend who would say narky things to me.

Firstly, it’s your responsibility to protect yourself, especially if you are at a stage of business where you're feeling vulnerable.

At the start of your business, you're like a newborn baby. No bad stuff has happened yet. You're innocent and pure and you might feel really vulnerable. 

Be careful who you talk to about your fledgling business idea. 

Other times you might feel really vulnerable are just before you publish your book, or do a big launch or uplevel in your business in any way.

Want to read about the most common times when money blocks can come up in your business? Check out this article.

Work on your money mindset to crowd out those negative voices. 

#2. Try the bean dipping technique! 

This is simply a fun way of deflecting awkward conversations. 

For example, you're at a party and your uncle Bob asks you a really inappropriate question like when you're going to have a baby or how much your business is making?

You can say, "Oh! Great, thanks. Would you like some bean dip?" Turn the conversation around.

It's not a literal bean dip. You may not have access to bean dip at that exact moment! 

Try, “Where are you going on holiday?" "Oh, what a funny question. How's your business going?" 

This always works because people love talking about themselves, so you can always deflect it back. 

It’ll get easier over time. 

#3. Write a book. It doesn’t matter if it’s long or short – it can be a little ebook. 

Then you can always say "I'm a writer, I've got a book." 

Writing a book is just such a great way to deflect questions. It’ll really help with those nosy questions that come up around your business and how much money you're making.

And to finish, know that It's safe for you to make money, even when you're surrounded by negative people. 

It’s your time and you’re ready for the next step,

xx Denise  

 

Common Money Blocks: When Shame is Holding You Back

Today I’m here for some excavation work. This is uncovering limiting beliefs and money blocks and finding the buried treasure beneath so that you can be free to pursue your dreams.

One thing I love is that the mindset work is the same no matter what level you're at. 

If you’re just starting out; you haven't made any money in your business yet and you're feeling stuck, the mindset work is the same as if you’re earning millions of dollars in your business.

I teach a 3-step framework to help you break through your money blocks, and get free from a plateau or feeling of stuck. 

I call it the OCP process. Here’s how it works: you first seek out an Origin Story, then Connect it to a Sabotage and use a Pattern Interrupt to break through the limiting belief.

An Origin Story is something that you heard repeatedly or experienced when you were growing up. 

You've probably already uncovered a lot of cycles of dysfunction in your past, but with money there's always new stuff to uncover, which is the good and the bad news.

This is a really common one:

ORIGIN STORY It’s not polite to talk about money

CONNECT TO SABOTAGE I can’t ask my clients for money! It’s rude to chase invoices. Feeling shame about money and asking for money. 

PATTERN INTERRUPT Money is just normal

You might have heard one of these statements a lot when you were a kid:

It's not polite to talk about money.

It's vulgar.

It’s not spiritual to talk about money.

You should never ask someone how much money they earn.

That’s the “Shame” Origin Story - now let’s Connect to Sabotage.

If you have this deeply embedded story that it's not polite to talk about money, you might find it showing up in the following ways:

Do you find it difficult to set prices?
Do you struggle with telling people what your prices are?
Do you display your prices clearly on your website or hide them away in the small print?
Do you have trouble asking for the money you’re owed?
Do you procrastinate sending invoices?
Do you find it challenging to chase up money?
Do you struggle to have real conversations with your clients about boundaries?

Please give yourself compassion around this because money is just money.

I love talking about money. My money mentor, Kendall SummerHawk, says asking for money should be like saying, "Pass the salt." 

You don’t have to talk to everyone about money. It might not be okay for you to tell your brother how much you earn. 

You don't have to publish your income reports. I do sometimes publish mine because I want to make it a normal conversation.

Last year I published my tax return online because I want to take the secrecy out of it. But you definitely don’t have to. 

If this is your past experience, how can you normalize finances and money conversations?

This story can be so deeply embedded. You want to get to a neutral place where money is just money.

You might have come from a family where it's all about the image, you have to show that you're perfect or keep things hidden. "We don't air our dirty laundry."

It might have shown up as, “You shouldn't talk about it, you shouldn't show off,” if you do particularly well.

If you come from a family where it's just not polite to talk about money, you’ve got some excavation work ahead of you.

You have to do the work to create a feeling of safety and to be able to actually receive the money.

A lot of people have a belief that it’s not spiritual to make money or to talk about money. 

You know, "This is a God-given gift, you shouldn't charge for it. If you really cared about people you wouldn't charge for it."

You might be in communities where it's not okay to talk about money.

You might be in frugal communities where it’s taboo to talk about money.

That’s hard and can feel really lonely. If you're the one in the group reaching and stretching yourself, "I think I want to make money." and everyone's like, "What? That’s greedy."

It’s important to know that you can have both, you can be a homeschooling mama, you can be a woo-woo spiritual chick and still make money, that's totally okay

We’re talking about breaking the patterns, breaking the cycle and choosing a new path where it's okay to talk about it.

As I’ve said, this is ongoing work.

Let’s find the Pattern Interrupt for this Origin Story.

Here’s three ways to break this belief cycle; short-term, medium-term and long-term actions.

For the short-term, I use affirmations in the moment. A Pattern Interrupt for this Origin Story is the affirmation: “Money is just money. Money is normal.”
Reading books is a great medium-term Pattern Interrupt – my money mindset book Get Rich, Lucky Bitch  is a great place to start.
In the long-term, it's about incrementally upgrading your life. In Money Bootcamp, we practice upgrading tiny things in your life that raise your vibration, that raise your standard of living and give you permission to earn more. Click here to find out more. 

Know that you can apply these learnings whether you have a business or not. 

AND you can make money if you think money is secretly vulgar.

To find out how guilt shows up in your life and what you can do to break through it, read my story here.

To learn what to do when fear is holding you back, check out these tips.

What is Money Mindset and How to Upgrade Yours for Success and Freedom

Contents
1) What is Money Mindset

2) Understanding Money Mindset

3) How is Money Mindset Formed

4) Types of Money Mindset

5) 7 Signs You Need to Work on Your Money Mindset

6) How to Change Your Money Mindset

7) What Happens When You Change Your Money Mindset?

 

 GET THE ULTIMATE GUIDE TO MONEY MINDSET DELIVERED TO YOUR INBOX

In this massive blog post I’m going to reveal so many money mindset secrets – you can sign up to receive this Definitive Guide to Money Mindset direct to your inbox so you can refer to it whenever you need to clear your money blocks or work on your mindset to get to the next level!

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Your Money Mindset and How to Change it so you Can Attract More Wealth and Freedom

Tired of feeling broke, exhausted and overworked? 

Feel like you’ve been stuck at the same income for years? 

The ONLY thing you need to do in order to be a wealthy, empowered business owner is to deal with your money mindset. 

The only thing? 

Yes.

Once you make the money mindset shift, the rest of it will fall into place. 

Anyone can follow a strategy or write a to-do list, but without a strong money mindset, you’re going to sabotage your business. 

It doesn’t matter where you are right now — whether you’re just starting out or you’re making good money in your business but are burnt out. 

Over the past 10 years working with thousands of entrepreneurs, I’ve found that there isn’t a single one of us who doesn’t need to keep working on NEW money blocks at each level. Yup, I still work on my money mindset every day.

Once you change your money mindset, everything transforms. 

For years I was stuck in soulless corporate jobs that completely sucked, earning the same amount of money and not fulfilling my potential or helping people. 

But I broke free and I’m here to show you how to do the same; how to change your beliefs about money. 

I’ll show you exactly how to shift your money mindset, so you can start enjoying financial freedom straight away.

                                           

What is Money Mindset?

You probably see money mindset issues in action every single day.

Perhaps one of your friends is insanely successful in their business and another struggles on, working long hours and never seems to catch a break? It’s most likely all down to their money mindset. 

What you believe about money can have a powerful effect on your life. 

Your money mindset is a set of beliefs that you have built up since childhood about money, wealth and success. 

This unique set of beliefs (it’s so personalized that siblings can even grow up with different money stories to one another) influences everything from how you save, spend and manage your money. It also plays out in your business too. Read on to find out how.

A huge amount of the work that comes with clearing money blocks has to do with healing generational issues around wealth.

Money stories come in all different shapes and sizes, but there are common themes that all lead back to who we are and the stories that we allowed to become true around money.

I’m here to help you create new, empowering beliefs around money.

There are more and more coaches teaching money mindset and overcoming money blocks every day, many of whom are my students. I have been teaching and writing about money mindset for over a decade and have spent over 20 years in personal development and coaching. 

My books, free resources and events have helped hundreds of thousands of people and Money Bootcamp, my money mindset training program and community is one of the longest running and most highly regarded online courses available. 10 years and 8,000 members strong. 

                                           

Understanding Your Money Mindset

Your experiences, ever since you were tiny, all play into shaping your money mindset today.  

If you look at your own childhood, what feelings did you have about money?

Did your mom hide purchases of new clothes or shoes from your dad, because she wasn’t “allowed” to spend money?

If so, you probably feel guilty spending money on yourself or even repeat the behavior by hiding expenses from YOUR partner.

Did your family go through feast and famine periods where you’d have luxurious treats one month, and then old clothes the next?

Maybe you’re repeating the same habits. One week you’re buying champagne, and the next you’re going into debt for simple things like groceries and bills.

Do you feel you have to work hard for your money? Do you have the limiting money belief that only “hard work pays off?” Maybe you procrastinate and then pull all-nighters to “justify” making money.

                                         

How Is Your Money Mindset Formed

Your money mindset is formed through your experiences with money and success right from your earliest memories up to the present day. 

The way that your parents or caregivers spoke about money whilst you were growing up helped create a belief system that you are most likely still carrying as an adult.

If you consider what your family money story was it’ll help you to understand how you’ve developed your own current money mindset. I call this your Origin Story and it’s a rich seam of information about the way that you currently deal with money issues.

Did you have a family motto around working hard or money? How was pocket money in your family? All of these foundational experiences can shape your beliefs and self-worth in business. 

                                         

Types of Money Mindset

There are four key types of money mindset.

a) Abundance Mindset:

If you are lucky enough to have cultivated an abundant mindset you’ll feel as though there is plenty of everything to go around from money to love, business opportunities to success.

If it doesn’t come naturally to you, there are ways to exercise your abundance mindset muscle! 

Here are three ways to cultivate an abundance mindset

Number One: Make A List

Make a list of everything in your life that actually makes you feel quite rich already. 

It could be that you live in a great house, that you have a great relationship, that you’ve got amazing health. Write a list of all of those things where you actually have a lot of abundance and luck already in your life.

That list will immediately make you feel better and it will give you a bit of perspective.

Number Two: Switch Up Your Thoughts

Have you noticed that when you’re feeling really good about your business and super abundant, that’s when suddenly even more clients start to come in.

Switch up your thoughts and feelings right now in ways that don’t cost you anything.

Burn your super-luxe candles. Use the towels that are just for guests. Wear makeup and perfume and nice clothes that you already have that maybe you’ve been saving for a special occasion.

Number Three: Take Action

Consider the income producing activities that you can implement today and start putting them into place.

It could be that you have to chase up some clients who owe you money. 

Perhaps you need to create an offer.

See how easy it is to shift your money mindset to one of abundance!

 b) Scarcity Mindset

A scarcity mindset is when you are feeling the lack of something. If you have a scarcity mindset around money you may find it difficult to make money or hold on to it once you’ve received it.

If you have this, you may find yourself feeling envious of others success or feeling as though there’s never enough to go around – this can be money, success or whatever.

It can also manifest as anxiety. Perhaps you feel that you’re not good enough, that you don’t deserve success. 

It’s so important to begin the work of breaking free from this scarcity mindset.

Don’t worry – I’ve got some tools and tips to help you grow your wealth mindset.

 c)  Positive Mindset

When you focus on the bright side of life, you’re operating from a positive mindset. Life can feel much easier with this mental attitude.

Are you the one who’s always looking for the silver lining in any situation. You focus on the good and tend to have an optimistic outlook.

You expect good things to happen to you.

You’ve cultivated a positive mindset – it’s going to stand you in good stead as we work through how to change your money energy.

 d) Millionaire Mindset

Becoming a millionaire often just requires a mindset upgrade! Cool huh?! You’re maybe just one tweak away.

Watch my 7 secrets to developing a millionaire mindset here.

Here are my four keys to embracing a millionaire mindset. Four key beliefs and affirmations you can borrow to help on your journey towards becoming a millionaire: 

Number One: There’s Always More Money 

We live in a world of abundance. There’s always enough. 

There are always more opportunities.

There are always more ideas.

Your practice business didn’t pan out? That doesn’t make you a failed entrepreneur. Think how many Virgin offshoots Sir Richard Branson has tried out (Virgin Brides or Virgin Cola anyone?). If one idea doesn’t work, there’s always another one around the corner.

The world is an abundant place - and there's always more money. 

Number Two: There Are Easier Ways to Make Money

One of my mindset affirmations is: There are easier ways to make money. 

I say this all the time when I find myself doing the opposite: overcomplicating things, pursuing an idea that’s not exactly in my zone of genius, or otherwise making things harder for myself. 

In the pursuit of the entrepreneurial dream, we often take the hardest route. That’s why a lot of my early businesses failed—not because the ideas weren’t good, but because they felt hard for me, and I just wanted the outcome (the money). 

I pursued loads of good ideas that weren’t a natural fit for me. 

For example, I almost started a business selling toilet hooks. But that’s for another story!

I’m a storyteller. I tell stories on my blog. I speak on stages. I write books. I basically make a living by telling random stories and inspiring people to create the life they want. It’s so much easier than being the ‘Toilet Hook Queen’!

Maybe you’re overcomplicating things; maybe you’re going into the wrong industry, trying to help the wrong people, or pursuing a business that’s simply the wrong fit for your skills and talents. 

There is a path of least resistance; you just have to find it. 

Number Three: Know Thyself and Prosper

Uncover your unique superpowers and use them to create your ideal life and business. 

Find the logical path (for you) and reduce any unnecessary friction. I’m mindful of doing things that work with my personality and not against it. 

I go with the flow.

That doesn’t mean never working. I work a lot, and when I’m not working, I’m often thinking about my work. But it doesn’t feel stressful to me (most of the time). 

The first step is to know who you are. The second step is to accept it lovingly, knowing that your personality is perfect for you and your business. 

Self-acceptance is way more profitable than self-help.

You’re enough. Exactly as you are. 

Number Four: A Wealthy Person Looks Like You

One of the most powerful speakers I’ve ever heard was Suze Orman; she came on stage and said (very slowly and deliberately), “I stand before you a very, very, very wealthy woman.” 

It gave me goosebumps. 

Bragging isn’t generally seen as a positive trait, but what was so compelling about Suze’s declaration was that it was so matter-of-fact and without apology. 

Give yourself permission to be wealthy and successful, exactly as you are now. 

Part of working through your money blocks and shifting your money mindset is identifying your money stories and limiting beliefs. 

I talk openly about being wealthy because I want to showcase a young(ish) self-made millionaire who is a reasonably nice person (most of the time), and dresses, looks, and acts like an average person. 

I’m just not that fancy, and honestly, I think it disappoints some people that I’m not living a more glamorous life. My car is full of sand and McDonald’s crumbs. 

I’m not impressed with eating in super-fancy restaurants. I own very few expensive shoes, handbags, or clothes. 

Most people have a fixed idea in their mind about what “rich” looks like. I know I still do (an older white lady at the country club wearing beige linen clothes, gold leather sandals, blonde perfectly-coiffed hair, and lots of gold jewelry).

Actually, YOU are what a wealthy person looks like.

So there’s my top four lessons on cultivating a millionaire mindset. It’s that simple!

                                       

 7 Signs You Need to Work On Your Money Mindset

When it comes to money, sooner or later there’s a wake-up call that happens for each of us. Watch my video on the seven key signs that you need to be doing the money mindset work!

Do you ever feel like there is an invisible glass ceiling holding you back from success?

Maybe you've been stuck at a particular income level for years!

Maybe you’re telling yourself that you’re too busy right now or that money isn’t that important to you.

Maybe you have conflicting feelings about wealth – worried that it’s not for you – or that you’ll have to do something outside of your values to really truly make enough money.

If you’re doing all you can, but still not making the financial breakthroughs you KNOW are within your reach, it’s time to do something different. You need a money mindset reset.

If you’re undercharging in your business, feeling like you’re pushing against the flow of money and can’t figure out why it’s all so hard, I’ve got some answers for you that just might crack the code.

I have 7 signs for you that money mindset is actually the crucial next step. 

Reason 1: You know that it’s your time. 

Each year you set big goals - thinking that this will be the year that all your dreams come true.

You might even have a book that's sitting on your computer 90% done - or a course that's ready to launch but something's stopping you.

Every day you wake up and think NOW is the right time. But the moment your income doesn’t match up to your intelligence, potential and the gifts you offer up to the world.

You're tired of waiting for someone else to choose you - or deem you ready to earn more.

Reason 2: You love personal development but the money hasn’t shown up yet 

You could be feeling like a fraud right now because you're doing everything right but it's just not working.

I bet you have a dream board, you probably journal your goals regularly and damn - you're a positive person. You’ve probably read every abundance book under the sun, but you still feel like there’s a missing puzzle piece.

It feels unfair and if you’re honest with yourself, you KNOW you have sabotaging money behaviors but you can’t change them. That's really normal.

Reason 3: You don’t earn what you’re worth (and you suspect you’re worth a LOT more)

The ‘charge what you're worth’ concept has a bad reputation. Of course you’re priceless but guess what? Your business isn't!

You actually have to name a price. Every day I meet people who are simply undercharging. 

They know it but they feel powerless to do anything about it. You might know it too but you're still getting feedback that you're too expensive - even when you know you're actually drastically undercharging. That's usually the problem.

When you undercharge, you energetically attract clients who will never be happy. And that's so frustrating! 

Reason 4: You want to live a First Class life, but you’re stuck in Economy class. 

I’ve been there and it SUCKS. You’re sick of compromising areas in your life, like where you live, how you dress or travel.

It's exhausting having to justify every penny - wouldn't it be nice to have peace of mind that you can always make more money? You’re seeing other entrepreneurs rapidly increasing their income and you’re kinda jealous that it’s not you. It’s okay to admit it.

Reason 5: You already know that you need a money mindset makeover. 

Maybe this isn’t the first time you’ve checked out my work or read my blog.

You might even go through situations when you think - I've got to sort this out. You start to sweat when you talk to an accountant or anyone “official” about money.

Or you sit and procrastinate sending out invoices. People confess that they are so scared about money. In particular, talking about it and asking for it.

You might even think you're really bad with money but I've never met anyone who I can't help.

You'd be surprised about how practical money manifesting can be. It's not about lighting a candle under the full moon and making wishes. It's about taking a practical inventory of your past experiences - and examining all your beliefs and habits around money.

Reason 6: You feel like you repel money. 

Maybe you have a real feast or famine relationship to money. You know how to manifest money quickly when you really need it, but it’s not predictable or it comes at a great personal cost (like stress or burnout).

When you have a good month - you often attract unexpected bills or fines that wipe it all out.  So you're always going two steps forward - one step back. That can be so frustrating! 

Reason 7: You want to make more money but you're also scared. 

People are surprised to learn that even millionaires are scared. Making more money and shifting your money mindset doesn't make the fear go away.

For example - you could be scared by your own potential because your vision for your life is HUGE. You sometimes worry about what it would mean to be truly wealthy – that somehow it would turn into a negative experience or you’d sabotage it in some way.

You worry about tax bills - you worry about getting into trouble.
You worry about losing your privacy or safety.
You worry about friends and family asking you for money. 
You worry that it's actually going to be a huge negative experience. 

That's really common - and can you see these conflicting things and how much they are holding you back?

Ok - that's 7 pretty big signs you need to work on your money mindset.

How much money do you think you’ve left on the table because of your money blocks?

Let’s work to shift your money mindset so that you can begin to attract the wealth you deserve.

 

                                       

How to Change Your Money Mindset

I’m passionate about mindset work and how to change your money mindset. I carve out time every day to do my money mindset work. This has had a huge impact in my business. 

Back in the early days I realized I was spending a ton of money on things like courses and events that actually weren’t giving me the mindset boost that I needed.

I started out with my fundamental belief that money was really hard to get. I grew up with the mindset that I had to work really hard to make money. Let me tell you this surfaces at every level of my business!

I’ve seen this so much recently with entrepreneurs; they’re making money, but struggling to keep it, because they don’t realize they have these underlying sabotaging patterns around money.

Wealth itself will not cure your money blocks; it actually amplifies them.

When rich and famous people totally screw up their money situation, I think it’s because they haven’t dealt with that underlying stuff. They haven’t worked on their money mindset. 

Once you know your particular money blocks and sabotages, you’ll be clearer and free-er! 

You’re less likely to overspend, or block money from coming to you in the first place. You won’t sabotage it when things get good.

Working on your money mindset is an ongoing process, but one that will absolutely change your life for the better. 

Clear Your Money Blocks

Have a really honest look at your money blocks.

Check out my video to unearth your most common money block here.

This is a great opportunity to revisit your money beliefs.

What are your thoughts and feelings about money right now?
What are you telling yourself about money?

Maybe you’ve slipped into old bad money habits or maybe you’ve forgotten that you need to work on your money mindset all the time.

Even though I’m a millionaire and I teach this stuff, I’m constantly working on clearing my money blocks.

If I start to think…

“I know everything there is to know about money. I don’t need to worry about this.”

Well, guess what? My income will plateau as well.

Here are four ways to shift your money mindset and clear your money blocks

WRITE THEM DOWN Write down your biggest money blocks and then go through the list, taking time with each one and asking yourself, ‘Is this really true?’ Most likely you’ll discover a lot of self-sabotage hiding out in that list!

DO THE MINDSET WORK EVERY DAY Book out regular time each week to look at your money blocks and assess whether they are really true or not. Focusing on this regularly will help you get to the next level more quickly and easily.

CHECK FOR SABOTAGES Hunt down any sabotaging behaviors. Notice where you’re hiding away or feeling guilty. Look for a tendency to procrastinate launching or otherwise sabotage your success. 

CALL IN THE EXPERTS Add a mindset expert into your team, including working with someone like me to release your money blocks. It's totally okay to pay for that kind of help. In fact, I think it's super important. 

Create Empowering Beliefs About Money

There are two practices that I love for helping you create more empowering beliefs about money. 

Firstly, express gratitude. Acknowledge how far you’ve come.

So many of us just go for the next goal, next goal, next goal without any space in between. No wonder our successes feel a little bit empty because we’re not acknowledging them.

Take a little breather and appreciate all that you’ve achieved so far. This will help you get in the right mindset for calling in more abundance. It’ll help you feel more empowered.

And secondly, give yourself permission to earn more.

You have to actually give yourself permission.

Use these affirmations:

It’s safe for me to make more money.
It’s safe for me to go to the next level.
It’s safe for me to earn more than my partner/peers/parents.

Give yourself permission to earn more. You need to know that it’s okay for you at a cellular level.

It’s okay for you to make more money. Remind yourself constantly.

These two actions practiced regularly will help cultivate more empowered beliefs about money.

Practise Money Affirmations

I absolutely love a good affirmation. I think they can have a really powerful impact on your life and business and can be as powerful as reading a book or taking a course.

Affirmations are a huge part of how I’ve manifested my First Class life and business. I always recommend them as a great starting point if you’re looking to drastically upgrade your money mindset.

Affirmations are great pattern interrupters that can help shift your energy and mood. 

So what are the best affirmations to use to grow your business and abundance?

Here are the affirmations I’m loving right now to transform your money mindset:

Affirmation #1. My Face Is My Fortune

I use this one all the time.

This is for all you entrepreneurs out there: don’t hide!

For your customers to connect with you, you need to be seen. 

People love connecting with an actual person – and although you think you’re not perfect, that’s exactly what they want to see! 

The way to differentiate yourself in a crowded market is to be unapologetically YOU. 

Yes, even at your current weight. Even though you think you’re not “ready”. 

Even if you worry that you’re not good enough. 

Affirmation # 2. I Serve, I Deserve

When I first started using this affirmation, it completely changed the way I felt about my impact on the world, and my ability to receive abundance in return.

I used to feel terrible that I couldn’t help everyone, and would constantly feel guilty. 

Have you ever had those 3am guilt-trips? 

The truth is, that when you have a business, you could work 24/7 and still not feel like you’re doing enough – there’s no “clock off” time for most of us. 

You’re probably serving all the time.

Well, guess what? You’re allowed to receive abundance in return for all that good you’re putting out into the world. 

Affirmation #3. This Is What A Wealthy Person Looks Like 

This one will change your life.

When you think about the stereotypical “wealthy person” – what do you think they look like, sound like, dress like?

Do they look like you? 

I used to think I wasn’t allowed to be wealthy because I liked to dress casually and eat at Pizza Hut. 

Go look in the mirror, and say this affirmation to yourself. 

Point at your face and say “THIS is what a wealthy person looks like”.

Using affirmations takes a bit of effort to remember, but if you can get into the habit, you’ll see huge results in a very short time. 

Create Money Goals

When it comes to setting income goals, it’s really common to get blocked, or feel like you’re not doing it right. It’s so important for a positive money mindset.

Do you set a BIG STRETCH goal?

Will you put out mixed messages to the Universe if you change it too often?

For a lot of entrepreneurs, picking a number can feel really hard, and many people are scared to commit to a number in case they get it wrong.

Setting an income goal is a really important part of being in business - this alone will help you

Stay focused
Make decisions
Reach the next level
Save time, energy and money!

Firstly, don’t overthink it

The most important thing is this: don’t overthink your goal setting to the point that you NEVER do it.

Just pick a number; it’s not set in concrete. Goal setting is free – you can do it as many times as you like, and change it whenever. It doesn’t cost you anything to set a goal.

The big secret is that your INTENTION and CLARITY are the most important things and a goal that you change over time, is better than no goal at all.

 
Read Books That’ll Influence Your Mindset

Each of my three books is packed with ideas to help you upgrade your money mindset in a fun and easy way. 

Get Rich, Lucky Bitch: Release Your Money Blocks and Live a First-Class Life

Are you ready to get rich? Learn how to break through your money blocks, attract more abundance and start earning what you're really worth. 

In Get Rich, Lucky Bitch! you'll learn how to unlock your hidden potential for abundance and upgrade your life forever. 

 

Chill & Prosper: The New Rules for Creating Success, Freedom, and Abundance on Your Terms

Want to make twice as much money with half the work? Embrace my millionaire mindset advice and use my business tools to attract success and abundance. 

 You’ll get invaluable business advice and counterintuitive money mindset lessons (no blood, sweat or tears necessary) which will set you on the path of abundance - without the hard work.  Click here to buy.

 

Lucky Bitch: A Guide for Exceptional Women to Create Outrageous Success

 This book is all about how I traveled the world and made all my dreams come true within the space of a few years. 

 Find out how I attracted more than half a million dollars-worth of free travel, scholarships, prizes and bank errors in my favor!  Click here to buy.

 

Believe In Yourself

I believe in you! 

It’s time to start believing in yourself. 

Place your hand on your heart and say, “It’s safe for me to shift my money mindset. It’s safe for me to have a healthy relationship with money.”

I want you to know that you CAN transform your money mindset. 

No matter whether you’ve just discovered this work or if you’ve tried many times before. 

You have the power to transform your relationship with money. 

You can create a money mindset that is empowering, inspiring and allows you to serve your community and loved ones with your unique gifts.

Money is such a powerful tool and having a positive money mindset can literally transform your whole life!

                                       

What Happens When You Change Your Money Mindset?

When you change your money mindset, your thoughts of scarcity and lack are replaced with deep peace and trust.

You feel safe, supported and abundant.

Once you clear away the old behaviors and beliefs that are no longer serving you, this will be mirrored in your outer reality and your finances as well.

You’ll feel a deep shift in your body: an expansive feeling of more ease and core stability in your nervous system after you have done the work to shift these patterns.

Your abundance will increase on all levels.

I started so many different businesses when I was younger (internet dating guide for men, raw food coaching for brides!) but I couldn't seem to make money from any of them. I practically repelled money!

One day I decided something major needed to shift.

I put all my effort into overcoming my money “stuff” and now I’m a self-made millionaire.

Money Bootcamp member, Amoya Shante joined my program to work on her money mindset:

"I've invested in myself and am living my dream life!"

I'm celebrating my first 35k launch! I joined Bootcamp back in January. This course allowed me to invest even more in myself and get certified in NLP & Hypnotherapy. 

Those certifications led me to creating an amazing program, increasing my prices by ten times, and promoting my product with absolutely no blocks getting in the way. 

I also decided to live my dream life; splitting my time between Merida, Mexico and Austin, TX. So much goodness has come from joining this course. I am forever grateful!"

 

Joanna Hunter manifested her dream house. She was homeless when she joined Money Bootcamp:

"I kept showing up and made my dreams come true!"

Last weekend I moved into my dream house, with mini forest, library, beautiful office and even an art studio! 

Six years ago my credit rating was on the floor and we would never have imagined we could have a place like this. 

A deeper certainty has taken root around my work – now I know with total conviction how powerful it is. I am living my dreams out loud. I wish I could bottle this feeling! 

As Denise says, keep showing up, keep believing in the power of your dreams.” 

 

Conclusion 

Money mindset work is ongoing.

Money blocks and limiting beliefs will keep popping up. 

And these old stories can really derail your success. The good news is that working on your mindset will have a powerful impact on your ability to reach your goals quicker.

Imagine:

You’ve just doubled your income whilst working half the hours.
Had your best ever month and finally broke through that plateau
Signed the contracts on your dream house
Retired your partner
Freed yourself up from ever having to work weekends again
Bought trip-of-a-lifetime tickets for a holiday for you and your family

That’s the value of doing this money mindset work. It will completely transform your life!

And you are totally prepared for this!

It’s your time and you’re ready for the next step,

xx Denise

Ps: If you want more support and practical money mindset advice from me, to help you work through common blocks and money fears, my money mindset course, Money Bootcamp, will revolutionize your life and help you release all the fears holding you back. Plus give you access to a next level community to be your cheerleaders every single day! Plus monthly live trainings with me!

 

Your Money Mindset: What it is and How to Drastically Improve it!

Contents
1) What is Money Mindset

2) Understanding Money Mindset

3) How is Money Mindset Formed

4) Types of Money Mindset

5) 7 Signs You Need to Work on Your Money Mindset

6) How to Change Your Money Mindset

7) What Happens When You Change Your Money Mindset?

 

 GET THE ULTIMATE GUIDE TO MONEY MINDSET DELIVERED TO YOUR INBOX

In this massive blog post I’m going to reveal so many money mindset secrets – you can sign up to receive this Definitive Guide to Money Mindset direct to your inbox so you can refer to it whenever you need to clear your money blocks or work on your mindset to get to the next level!

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Your Money Mindset and How to Change it so you Can Attract More Wealth and Freedom

Tired of feeling broke, exhausted and overworked? 

Feel like you’ve been stuck at the same income for years? 

The ONLY thing you need to do in order to be a wealthy, empowered business owner is to deal with your money mindset. 

The only thing? 

Yes.

Once you make the money mindset shift, the rest of it will fall into place. 

Anyone can follow a strategy or write a to-do list, but without a strong money mindset, you’re going to sabotage your business. 

It doesn’t matter where you are right now — whether you’re just starting out or you’re making good money in your business but are burnt out. 

Over the past 10 years working with thousands of entrepreneurs, I’ve found that there isn’t a single one of us who doesn’t need to keep working on NEW money blocks at each level. Yup, I still work on my money mindset every day.

Once you change your money mindset, everything transforms. 

For years I was stuck in soulless corporate jobs that completely sucked, earning the same amount of money and not fulfilling my potential or helping people. 

But I broke free and I’m here to show you how to do the same; how to change your beliefs about money. 

I’ll show you exactly how to shift your money mindset, so you can start enjoying financial freedom straight away.

                                         

What is Money Mindset?

You probably see money mindset issues in action every single day.

Perhaps one of your friends is insanely successful in their business and another struggles on, working long hours and never seems to catch a break? It’s most likely all down to their money mindset. 

What you believe about money can have a powerful effect on your life. 

Your money mindset is a set of beliefs that you have built up since childhood about money, wealth and success. 

This unique set of beliefs (it’s so personalized that siblings can even grow up with different money stories to one another) influences everything from how you save, spend and manage your money. It also plays out in your business too. Read on to find out how.

A huge amount of the work that comes with clearing money blocks has to do with healing generational issues around wealth.

Money stories come in all different shapes and sizes, but there are common themes that all lead back to who we are and the stories that we allowed to become true around money.

I’m here to help you create new, empowering beliefs around money.

There are more and more coaches teaching money mindset and overcoming money blocks every day, many of whom are my students. I have been teaching and writing about money mindset for over a decade and have spent over 20 years in personal development and coaching. 

My books, free resources and events have helped hundreds of thousands of people and Money Bootcamp, my money mindset training program and community is one of the longest running and most highly regarded online courses available. 10 years and 8,000 members strong. 

                                         

Understanding Your Money Mindset

Your experiences, ever since you were tiny, all play into shaping your money mindset today.  

If you look at your own childhood, what feelings did you have about money?

Did your mom hide purchases of new clothes or shoes from your dad, because she wasn’t “allowed” to spend money?

If so, you probably feel guilty spending money on yourself or even repeat the behavior by hiding expenses from YOUR partner.

Did your family go through feast and famine periods where you’d have luxurious treats one month, and then old clothes the next?

Maybe you’re repeating the same habits. One week you’re buying champagne, and the next you’re going into debt for simple things like groceries and bills.

Do you feel you have to work hard for your money? Do you have the limiting money belief that only “hard work pays off?” Maybe you procrastinate and then pull all-nighters to “justify” making money.

                                       

How Is Your Money Mindset Formed

Your money mindset is formed through your experiences with money and success right from your earliest memories up to the present day. 

The way that your parents or caregivers spoke about money whilst you were growing up helped create a belief system that you are most likely still carrying as an adult.

If you consider what your family money story was it’ll help you to understand how you’ve developed your own current money mindset. I call this your Origin Story and it’s a rich seam of information about the way that you currently deal with money issues.

Did you have a family motto around working hard or money? How was pocket money in your family? All of these foundational experiences can shape your beliefs and self-worth in business. 

                                       

Types of Money Mindset

There are four key types of money mindset.

a) Abundance Mindset:

If you are lucky enough to have cultivated an abundant mindset you’ll feel as though there is plenty of everything to go around from money to love, business opportunities to success.

If it doesn’t come naturally to you, there are ways to exercise your abundance mindset muscle! 

Here are three ways to cultivate an abundance mindset

Number One: Make A List

Make a list of everything in your life that actually makes you feel quite rich already. 

It could be that you live in a great house, that you have a great relationship, that you’ve got amazing health. Write a list of all of those things where you actually have a lot of abundance and luck already in your life.

That list will immediately make you feel better and it will give you a bit of perspective.

Number Two: Switch Up Your Thoughts

Have you noticed that when you’re feeling really good about your business and super abundant, that’s when suddenly even more clients start to come in.

Switch up your thoughts and feelings right now in ways that don’t cost you anything.

Burn your super-luxe candles. Use the towels that are just for guests. Wear makeup and perfume and nice clothes that you already have that maybe you’ve been saving for a special occasion.

Number Three: Take Action

Consider the income producing activities that you can implement today and start putting them into place.

It could be that you have to chase up some clients who owe you money. 

Perhaps you need to create an offer.

See how easy it is to shift your money mindset to one of abundance!

 b) Scarcity Mindset

A scarcity mindset is when you are feeling the lack of something. If you have a scarcity mindset around money you may find it difficult to make money or hold on to it once you’ve received it.

If you have this, you may find yourself feeling envious of others success or feeling as though there’s never enough to go around – this can be money, success or whatever.

It can also manifest as anxiety. Perhaps you feel that you’re not good enough, that you don’t deserve success. 

It’s so important to begin the work of breaking free from this scarcity mindset.

Don’t worry – I’ve got some tools and tips to help you grow your wealth mindset.

 c)  Positive Mindset

When you focus on the bright side of life, you’re operating from a positive mindset. Life can feel much easier with this mental attitude.

Are you the one who’s always looking for the silver lining in any situation. You focus on the good and tend to have an optimistic outlook.

You expect good things to happen to you.

You’ve cultivated a positive mindset – it’s going to stand you in good stead as we work through how to change your money energy.

 d) Millionaire Mindset

Becoming a millionaire often just requires a mindset upgrade! Cool huh?! You’re maybe just one tweak away.

Watch my 7 secrets to developing a millionaire mindset here.

Here are my four keys to embracing a millionaire mindset. Four key beliefs and affirmations you can borrow to help on your journey towards becoming a millionaire: 

Number One: There’s Always More Money 

We live in a world of abundance. There’s always enough. 

There are always more opportunities.

There are always more ideas.

Your practice business didn’t pan out? That doesn’t make you a failed entrepreneur. Think how many Virgin offshoots Sir Richard Branson has tried out (Virgin Brides or Virgin Cola anyone?). If one idea doesn’t work, there’s always another one around the corner.

The world is an abundant place - and there's always more money. 

Number Two: There Are Easier Ways to Make Money

One of my mindset affirmations is: There are easier ways to make money. 

I say this all the time when I find myself doing the opposite: overcomplicating things, pursuing an idea that’s not exactly in my zone of genius, or otherwise making things harder for myself. 

In the pursuit of the entrepreneurial dream, we often take the hardest route. That’s why a lot of my early businesses failed—not because the ideas weren’t good, but because they felt hard for me, and I just wanted the outcome (the money). 

I pursued loads of good ideas that weren’t a natural fit for me. 

For example, I almost started a business selling toilet hooks. But that’s for another story!

I’m a storyteller. I tell stories on my blog. I speak on stages. I write books. I basically make a living by telling random stories and inspiring people to create the life they want. It’s so much easier than being the ‘Toilet Hook Queen’!

Maybe you’re overcomplicating things; maybe you’re going into the wrong industry, trying to help the wrong people, or pursuing a business that’s simply the wrong fit for your skills and talents. 

There is a path of least resistance; you just have to find it. 

Number Three: Know Thyself and Prosper

Uncover your unique superpowers and use them to create your ideal life and business. 

Find the logical path (for you) and reduce any unnecessary friction. I’m mindful of doing things that work with my personality and not against it. 

I go with the flow.

That doesn’t mean never working. I work a lot, and when I’m not working, I’m often thinking about my work. But it doesn’t feel stressful to me (most of the time). 

The first step is to know who you are. The second step is to accept it lovingly, knowing that your personality is perfect for you and your business. 

Self-acceptance is way more profitable than self-help.

You’re enough. Exactly as you are. 

Number Four: A Wealthy Person Looks Like You

One of the most powerful speakers I’ve ever heard was Suze Orman; she came on stage and said (very slowly and deliberately), “I stand before you a very, very, very wealthy woman.” 

It gave me goosebumps. 

Bragging isn’t generally seen as a positive trait, but what was so compelling about Suze’s declaration was that it was so matter-of-fact and without apology. 

Give yourself permission to be wealthy and successful, exactly as you are now. 

Part of working through your money blocks and shifting your money mindset is identifying your money stories and limiting beliefs. 

I talk openly about being wealthy because I want to showcase a young(ish) self-made millionaire who is a reasonably nice person (most of the time), and dresses, looks, and acts like an average person. 

I’m just not that fancy, and honestly, I think it disappoints some people that I’m not living a more glamorous life. My car is full of sand and McDonald’s crumbs. 

I’m not impressed with eating in super-fancy restaurants. I own very few expensive shoes, handbags, or clothes. 

Most people have a fixed idea in their mind about what “rich” looks like. I know I still do (an older white lady at the country club wearing beige linen clothes, gold leather sandals, blonde perfectly-coiffed hair, and lots of gold jewelry).

Actually, YOU are what a wealthy person looks like.

So there’s my top four lessons on cultivating a millionaire mindset. It’s that simple!

                                     

 7 Signs You Need to Work On Your Money Mindset

When it comes to money, sooner or later there’s a wake-up call that happens for each of us. Watch my video on the seven key signs that you need to be doing the money mindset work!

Do you ever feel like there is an invisible glass ceiling holding you back from success?

Maybe you've been stuck at a particular income level for years!

Maybe you’re telling yourself that you’re too busy right now or that money isn’t that important to you.

Maybe you have conflicting feelings about wealth – worried that it’s not for you – or that you’ll have to do something outside of your values to really truly make enough money.

If you’re doing all you can, but still not making the financial breakthroughs you KNOW are within your reach, it’s time to do something different. You need a money mindset reset.

If you’re undercharging in your business, feeling like you’re pushing against the flow of money and can’t figure out why it’s all so hard, I’ve got some answers for you that just might crack the code.

I have 7 signs for you that money mindset is actually the crucial next step. 

Reason 1: You know that it’s your time. 

Each year you set big goals - thinking that this will be the year that all your dreams come true.

You might even have a book that's sitting on your computer 90% done - or a course that's ready to launch but something's stopping you.

Every day you wake up and think NOW is the right time. But the moment your income doesn’t match up to your intelligence, potential and the gifts you offer up to the world.

You're tired of waiting for someone else to choose you - or deem you ready to earn more.

Reason 2: You love personal development but the money hasn’t shown up yet 

You could be feeling like a fraud right now because you're doing everything right but it's just not working.

I bet you have a dream board, you probably journal your goals regularly and damn - you're a positive person. You’ve probably read every abundance book under the sun, but you still feel like there’s a missing puzzle piece.

It feels unfair and if you’re honest with yourself, you KNOW you have sabotaging money behaviors but you can’t change them. That's really normal.

Reason 3: You don’t earn what you’re worth (and you suspect you’re worth a LOT more)

The ‘charge what you're worth’ concept has a bad reputation. Of course you’re priceless but guess what? Your business isn't!

You actually have to name a price. Every day I meet people who are simply undercharging. 

They know it but they feel powerless to do anything about it. You might know it too but you're still getting feedback that you're too expensive - even when you know you're actually drastically undercharging. That's usually the problem.

When you undercharge, you energetically attract clients who will never be happy. And that's so frustrating! 

Reason 4: You want to live a First Class life, but you’re stuck in Economy class. 

I’ve been there and it SUCKS. You’re sick of compromising areas in your life, like where you live, how you dress or travel.

It's exhausting having to justify every penny - wouldn't it be nice to have peace of mind that you can always make more money? You’re seeing other entrepreneurs rapidly increasing their income and you’re kinda jealous that it’s not you. It’s okay to admit it.

Reason 5: You already know that you need a money mindset makeover. 

Maybe this isn’t the first time you’ve checked out my work or read my blog.

You might even go through situations when you think - I've got to sort this out. You start to sweat when you talk to an accountant or anyone “official” about money.

Or you sit and procrastinate sending out invoices. People confess that they are so scared about money. In particular, talking about it and asking for it.

You might even think you're really bad with money but I've never met anyone who I can't help.

You'd be surprised about how practical money manifesting can be. It's not about lighting a candle under the full moon and making wishes. It's about taking a practical inventory of your past experiences - and examining all your beliefs and habits around money.

Reason 6: You feel like you repel money. 

Maybe you have a real feast or famine relationship to money. You know how to manifest money quickly when you really need it, but it’s not predictable or it comes at a great personal cost (like stress or burnout).

When you have a good month - you often attract unexpected bills or fines that wipe it all out.  So you're always going two steps forward - one step back. That can be so frustrating! 

Reason 7: You want to make more money but you're also scared. 

People are surprised to learn that even millionaires are scared. Making more money and shifting your money mindset doesn't make the fear go away.

For example - you could be scared by your own potential because your vision for your life is HUGE. You sometimes worry about what it would mean to be truly wealthy – that somehow it would turn into a negative experience or you’d sabotage it in some way.

You worry about tax bills - you worry about getting into trouble.
You worry about losing your privacy or safety.
You worry about friends and family asking you for money. 
You worry that it's actually going to be a huge negative experience. 

That's really common - and can you see these conflicting things and how much they are holding you back?

Ok - that's 7 pretty big signs you need to work on your money mindset.

How much money do you think you’ve left on the table because of your money blocks?

Let’s work to shift your money mindset so that you can begin to attract the wealth you deserve.

 

                                     

How to Change Your Money Mindset

I’m passionate about mindset work and how to change your money mindset. I carve out time every day to do my money mindset work. This has had a huge impact in my business. 

Back in the early days I realized I was spending a ton of money on things like courses and events that actually weren’t giving me the mindset boost that I needed.

I started out with my fundamental belief that money was really hard to get. I grew up with the mindset that I had to work really hard to make money. Let me tell you this surfaces at every level of my business!

I’ve seen this so much recently with entrepreneurs; they’re making money, but struggling to keep it, because they don’t realize they have these underlying sabotaging patterns around money.

Wealth itself will not cure your money blocks; it actually amplifies them.

When rich and famous people totally screw up their money situation, I think it’s because they haven’t dealt with that underlying stuff. They haven’t worked on their money mindset. 

Once you know your particular money blocks and sabotages, you’ll be clearer and free-er! 

You’re less likely to overspend, or block money from coming to you in the first place. You won’t sabotage it when things get good.

Working on your money mindset is an ongoing process, but one that will absolutely change your life for the better. 

Clear Your Money Blocks

Have a really honest look at your money blocks.

Check out my video to unearth your most common money block here.

This is a great opportunity to revisit your money beliefs.

What are your thoughts and feelings about money right now?
What are you telling yourself about money?

Maybe you’ve slipped into old bad money habits or maybe you’ve forgotten that you need to work on your money mindset all the time.

Even though I’m a millionaire and I teach this stuff, I’m constantly working on clearing my money blocks.

If I start to think…

“I know everything there is to know about money. I don’t need to worry about this.”

Well, guess what? My income will plateau as well.

Here are four ways to shift your money mindset and clear your money blocks

WRITE THEM DOWN Write down your biggest money blocks and then go through the list, taking time with each one and asking yourself, ‘Is this really true?’ Most likely you’ll discover a lot of self-sabotage hiding out in that list!

DO THE MINDSET WORK EVERY DAY Book out regular time each week to look at your money blocks and assess whether they are really true or not. Focusing on this regularly will help you get to the next level more quickly and easily.

CHECK FOR SABOTAGES Hunt down any sabotaging behaviors. Notice where you’re hiding away or feeling guilty. Look for a tendency to procrastinate launching or otherwise sabotage your success. 

CALL IN THE EXPERTS Add a mindset expert into your team, including working with someone like me to release your money blocks. It's totally okay to pay for that kind of help. In fact, I think it's super important. 

Create Empowering Beliefs About Money

There are two practices that I love for helping you create more empowering beliefs about money. 

Firstly, express gratitude. Acknowledge how far you’ve come.

So many of us just go for the next goal, next goal, next goal without any space in between. No wonder our successes feel a little bit empty because we’re not acknowledging them.

Take a little breather and appreciate all that you’ve achieved so far. This will help you get in the right mindset for calling in more abundance. It’ll help you feel more empowered.

And secondly, give yourself permission to earn more.

You have to actually give yourself permission.

Use these affirmations:

It’s safe for me to make more money.
It’s safe for me to go to the next level.
It’s safe for me to earn more than my partner/peers/parents.

Give yourself permission to earn more. You need to know that it’s okay for you at a cellular level.

It’s okay for you to make more money. Remind yourself constantly.

These two actions practiced regularly will help cultivate more empowered beliefs about money.

Practise Money Affirmations

I absolutely love a good affirmation. I think they can have a really powerful impact on your life and business and can be as powerful as reading a book or taking a course.

Affirmations are a huge part of how I’ve manifested my First Class life and business. I always recommend them as a great starting point if you’re looking to drastically upgrade your money mindset.

Affirmations are great pattern interrupters that can help shift your energy and mood. 

So what are the best affirmations to use to grow your business and abundance?

Here are the affirmations I’m loving right now to transform your money mindset:

Affirmation #1. My Face Is My Fortune

I use this one all the time.

This is for all you entrepreneurs out there: don’t hide!

For your customers to connect with you, you need to be seen. 

People love connecting with an actual person – and although you think you’re not perfect, that’s exactly what they want to see! 

The way to differentiate yourself in a crowded market is to be unapologetically YOU. 

Yes, even at your current weight. Even though you think you’re not “ready”. 

Even if you worry that you’re not good enough. 

Affirmation # 2. I Serve, I Deserve

When I first started using this affirmation, it completely changed the way I felt about my impact on the world, and my ability to receive abundance in return.

I used to feel terrible that I couldn’t help everyone, and would constantly feel guilty. 

Have you ever had those 3am guilt-trips? 

The truth is, that when you have a business, you could work 24/7 and still not feel like you’re doing enough – there’s no “clock off” time for most of us. 

You’re probably serving all the time.

Well, guess what? You’re allowed to receive abundance in return for all that good you’re putting out into the world. 

Affirmation #3. This Is What A Wealthy Person Looks Like 

This one will change your life.

When you think about the stereotypical “wealthy person” – what do you think they look like, sound like, dress like?

Do they look like you? 

I used to think I wasn’t allowed to be wealthy because I liked to dress casually and eat at Pizza Hut. 

Go look in the mirror, and say this affirmation to yourself. 

Point at your face and say “THIS is what a wealthy person looks like”.

Using affirmations takes a bit of effort to remember, but if you can get into the habit, you’ll see huge results in a very short time. 

Create Money Goals

When it comes to setting income goals, it’s really common to get blocked, or feel like you’re not doing it right. It’s so important for a positive money mindset.

Do you set a BIG STRETCH goal?

Will you put out mixed messages to the Universe if you change it too often?

For a lot of entrepreneurs, picking a number can feel really hard, and many people are scared to commit to a number in case they get it wrong.

Setting an income goal is a really important part of being in business - this alone will help you

Stay focused
Make decisions
Reach the next level
Save time, energy and money!

Firstly, don’t overthink it

The most important thing is this: don’t overthink your goal setting to the point that you NEVER do it.

Just pick a number; it’s not set in concrete. Goal setting is free – you can do it as many times as you like, and change it whenever. It doesn’t cost you anything to set a goal.

The big secret is that your INTENTION and CLARITY are the most important things and a goal that you change over time, is better than no goal at all.

 
Read Books That’ll Influence Your Mindset

Each of my three books is packed with ideas to help you upgrade your money mindset in a fun and easy way. 

Get Rich, Lucky Bitch: Release Your Money Blocks and Live a First-Class Life

Are you ready to get rich? Learn how to break through your money blocks, attract more abundance and start earning what you're really worth. 

In Get Rich, Lucky Bitch! you'll learn how to unlock your hidden potential for abundance and upgrade your life forever. 

 

Chill & Prosper: The New Rules for Creating Success, Freedom, and Abundance on Your Terms

Want to make twice as much money with half the work? Embrace my millionaire mindset advice and use my business tools to attract success and abundance. 

 You’ll get invaluable business advice and counterintuitive money mindset lessons (no blood, sweat or tears necessary) which will set you on the path of abundance - without the hard work.  Click here to buy.

 

Lucky Bitch: A Guide for Exceptional Women to Create Outrageous Success

 This book is all about how I traveled the world and made all my dreams come true within the space of a few years. 

 Find out how I attracted more than half a million dollars-worth of free travel, scholarships, prizes and bank errors in my favor!  Click here to buy.

 

Believe In Yourself

I believe in you! 

It’s time to start believing in yourself. 

Place your hand on your heart and say, “It’s safe for me to shift my money mindset. It’s safe for me to have a healthy relationship with money.”

I want you to know that you CAN transform your money mindset. 

No matter whether you’ve just discovered this work or if you’ve tried many times before. 

You have the power to transform your relationship with money. 

You can create a money mindset that is empowering, inspiring and allows you to serve your community and loved ones with your unique gifts.

Money is such a powerful tool and having a positive money mindset can literally transform your whole life!

                                     

What Happens When You Change Your Money Mindset?

When you change your money mindset, your thoughts of scarcity and lack are replaced with deep peace and trust.

You feel safe, supported and abundant.

Once you clear away the old behaviors and beliefs that are no longer serving you, this will be mirrored in your outer reality and your finances as well.

You’ll feel a deep shift in your body: an expansive feeling of more ease and core stability in your nervous system after you have done the work to shift these patterns.

Your abundance will increase on all levels.

I started so many different businesses when I was younger (internet dating guide for men, raw food coaching for brides!) but I couldn't seem to make money from any of them. I practically repelled money!

One day I decided something major needed to shift.

I put all my effort into overcoming my money “stuff” and now I’m a self-made millionaire.

Money Bootcamp member, Amoya Shante joined my program to work on her money mindset:

"I've invested in myself and am living my dream life!"

I'm celebrating my first 35k launch! I joined Bootcamp back in January. This course allowed me to invest even more in myself and get certified in NLP & Hypnotherapy. 

Those certifications led me to creating an amazing program, increasing my prices by ten times, and promoting my product with absolutely no blocks getting in the way. 

I also decided to live my dream life; splitting my time between Merida, Mexico and Austin, TX. So much goodness has come from joining this course. I am forever grateful!"

 

Joanna Hunter manifested her dream house. She was homeless when she joined Money Bootcamp:

"I kept showing up and made my dreams come true!"

Last weekend I moved into my dream house, with mini forest, library, beautiful office and even an art studio! 

Six years ago my credit rating was on the floor and we would never have imagined we could have a place like this. 

A deeper certainty has taken root around my work – now I know with total conviction how powerful it is. I am living my dreams out loud. I wish I could bottle this feeling! 

As Denise says, keep showing up, keep believing in the power of your dreams.” 

 

Conclusion 

Money mindset work is ongoing.

Money blocks and limiting beliefs will keep popping up. 

And these old stories can really derail your success. The good news is that working on your mindset will have a powerful impact on your ability to reach your goals quicker.

Imagine:

You’ve just doubled your income whilst working half the hours.
Had your best ever month and finally broke through that plateau
Signed the contracts on your dream house
Retired your partner
Freed yourself up from ever having to work weekends again
Bought trip-of-a-lifetime tickets for a holiday for you and your family

That’s the value of doing this money mindset work. It will completely transform your life!

And you are totally prepared for this!

It’s your time and you’re ready for the next step,

xx Denise

Ps: If you want more support and practical money mindset advice from me, to help you work through common blocks and money fears, my money mindset course, Money Bootcamp, will revolutionize your life and help you release all the fears holding you back. Plus give you access to a next level community to be your cheerleaders every single day! Plus monthly live trainings with me!

 

Your Money Blocks: When Fear is Holding You Back

 

Hey friend,

I know I’ve said this before but it’s worth repeating! I work on my money mindset every single day.

And I still feel the fear - I am literally scared each and every day.

Life can be overwhelming. You might be procrastinating, feeling under pressure. It’s a real challenge being upbeat when you feel exhausted. 

Today we’re doing some more excavation work on our mindset.

There are so many things from your past that you need to examine so you can feel free. We bring so much baggage into our business and our money mindset.

But we don't always know what excavation work is going to clear the money stuff. Where we’re gonna find the gold to help release a money block.

If you're in your thirties, you’ve maybe experienced 30 years of repetition of certain money stories. This has added layers to your beliefs.

You might be 60 years old and have layers and layers to excavate. That’s why this work is ongoing. It might be tough to hear, but there's always something new to uncover.

I do this work all the time, whether it’s for a one-off thing or I'm working on a launch but especially when fear is rising up.

The cool thing is that you can make more money as you're discovering your money block. Not everything has to be perfect for you to tap into more abundance. 

Right now, you might be feeling:

It's unsafe for me to make more money
It's unsafe to go to that next level

And that fear can feel really real, but excavating the beliefs and experiences below this feeling is what is going to help you shift this.

Fear is really big. It’s a total dream killer.

When I was 29, I met a millionaire and I was like *gasp* and I asked her if she was free from fear. And she said no. 

Arrgh! I thought that there was a hallowed amount of money where I could escape fear. But I’ve learnt that our goal is not the absence of fear. 

If you're waiting for the fear to go away before you take action, you'll be waiting forever.

The good news is what scares you today won't scare you tomorrow. Getting your first client, saying no to somebody, that feels scary the first time you do it but then you move to the next level…

Starting out can be really fear-inducing. Setting new rates or raising your prices can be scary. Upleveling and getting more visible is bound to bring up some fear stuff.

Business IS scary. AND it can be really easy.

And if you’re feeling scared about money and growing your business, this process will help;

Introducing my Million Dollar Framework

Here’s my OCP process that I teach in Money Bootcamp - Seek out an Origin Story, Connect it to a Sabotage and use a Pattern Interrupt to break through the limiting belief.

Here’s a really common example that could be holding you back:

ORIGIN STORY Money doesn’t grow on trees

CONNECT TO SABOTAGE You resist easy money – like creating passive income

PATTERN INTERRUPT Why not me? Seeing other people succeed easily

Did you ever hear this as a kid, when you were growing up?

Money doesn't grow on trees.

Your family might have riffed on this and used different sayings:

You don't get something for nothing

There’s no such thing as a free lunch

Another day, another dollar

 Or perhaps they just said: We can't afford it

So, now let’s Connect to the Sabotage.

There are a number of ways in which this Origin Story shows up. 

Do you find yourself resistant to making money because it doesn't feel like hard enough work?
Do you ever feel as though you've not earned it, so you repel money or push it away?
Have you got a passive income product lurking on your desktop? 
Are you resisting low hanging fruit in your business?
Do you try to make things more difficult?
Ever found yourself reinventing the wheel?
Do you have a really great business idea but you're resisting it because you figure everyone knows how to do that?
Do you have a sense of wanting to take the more challenging path so you can really EARN the money, or the clients?
Do you find yourself unconsciously choosing to work with clients that are an absolute pain in the butt because you feel like you have to earn the money?
Do you have broken links on your website? Especially payment ones?

Deep down you might have a sense that work has to be hard if you grew up with this Origin Story.

If you grew up seeing people grafting, witnessing your family working really hard, laboring, it might feel weird and wrong to be able to make money easily online.

You might feel like you can’t charge people for work that's easy and fun and enjoyable for you to do. 

Listen, it's okay for it to be easy.

There can be so many layers around this, that work has to be hard. If you grew up without any entrepreneurial role models then often it doesn't seem easy or normal.

Watching others succeed is a great Pattern Interrupt for this Origin Story.

So when I want to write a new book or explore a new genre, I'll listen to podcasts about people who have done it, because I want to make it part of my belief system.

You have to really work at seeking success and honoring it, especially if you don't have support around you. Find those examples and really anchor them in your brain until you have a sense of “If they can do it, so can I.”

Another good Pattern Interrupt is to ask yourself: “Why not me?”

And this is a reason why it's important for you to show up too.

Because there might be someone looking up to you and thinking, "Oh my God, she looks like me/sounds like me/comes from the same background as me. If she can do it, maybe I can as well."

You’ve got this!

Take some time to look at the origin stories of your fears and how you’re sabotaging you progress. 

A pattern interrupter may sound simple but you’ll be amazed at how quickly the fear can shift. 

It’s your time and you're ready for the next step

To find out how guilt shows up in your life and what you can do to break through it, read my story here.

Could Your Money Personality Be Sabotaging Your Business?

Hi there,

Negative money habits can be nasty little gremlins that crop up again and again.

Recognise any of these?

You splurge on a beautiful new handbag even though bills are due…
Hoard every cent even though you haven’t taken a vacation in five years…
Resist hiring any help in your business because you believe you should be able to do it all yourself.

Whatever your money habits, I bet you’re pretty familiar with them and how they show up.

You want to have a free and easy relationship with money but it can feel uncomfortable and unstable.

The truth is that we often make our money decisions on autopilot. Our habits and beliefs with money can be ingrained in your personality and completely unique to you. 

So what can you do if you feel out of control, and unhappy about the decisions you make around money?

 

Your Unique Money Personality and How to Crack the Code!

What if I told you that you have a unique “money DNA” which is where those habits come from?

Even better, what if I told you that you could “crack the code” on your money DNA and start to leverage your money strengths, while compensating for your weaknesses?

I can help you release that old money story and start living a new one.

There are 8 unique Money Personalities, or Archetypes which shape your money habits and money goals. 

You can discover all the 8 archetypes and the strengths and weaknesses of each here.

You might wonder if it’s even possible to rest your money story, especially if you feel like your habits are deeply ingrained.

If so, I hear you. I TOTALLY used to feel that way. I wasn’t born into any special privilege, and I didn’t have strong money models growing up.

Today, I run a multi-million dollar business that’s touched the lives of tens of thousands of people around the world. 

There was a time, though, when I felt like despite my massive dreams and the amount of hard work I put in, I wasn’t cut out for success.

When I first started out I used to run in person goal-setting workshops around my small Aussie town. I’d print the flyers at home (They were pretty homespun!) and tack them on café notice boards.

 One day, while driving to give one of my workshops, the dodgy felt ceiling of my car fell down on top of my head. 

Stop for a moment and just picture this!

I was literally driving to a workshop to inspire others to have more, be more, and do more… and the roof of my car was sagging down around my ears. 

 

How to Reset Your Money Story using Your Sacred Money Archetype

I realized at that moment that my money life needed a reset. 

I already knew how to manifest lots of things and experiences, but when it came to money, things just weren’t going the way I’d planned. 

I started to think maybe I didn’t have it in me to create a thriving business from my passion. I felt like it’d never be my turn.

All of that changed, though, when I discovered Sacred Money Archetypes®. 

For the first time in my life, I got a glimpse of what was possible for me if I worked on my strengths, instead of battling my weaknesses. 

And for the first time, I got answers about why I’d put so many obstacles to success in my own path. 

Turns out that with a few simple tweaks, I could actually capitalize on these in a BIG way.

 

What are Sacred Money Archetypes?

Well, remember I mentioned “money DNA” a minute ago?

Sacred Money Archetypes® is the compass that will help you unlock your unique personality around money, so you can use it to your advantage instead of letting it silently sabotage you.

Within your unique money personality is the seed of a healthy relationship to money - strengths that you can leverage in your business to earn more.

You can run your business and set up your business model, team, marketing and passive income to fit with your specific money Archetype. 

Read about all the archetypes and discover how your dominant ones might be holding you back here.

 

Your Money Personality will Unlock Your Path to Success 

You are designed to succeed. 

You just have to know how to move forward with the right knowledge about how to take care of yourself based on how you naturally show up with money.

You do not have to change who you are to be successful. 

And you don’t have to follow the advice or business model of others if it feels out of integrity with your personality and strengths. 

I’m SO thankful I discovered this about myself with the Sacred Money Archetype® work -- because as soon as I knew how to work with my personality my business really started taking off. My old self-sabotaging habits fell away.

The change for me was so profound that I became a certified coach in Kendall Summerhawk’s Sacred Money Archetypes® method. 

For years, I’ve been teaching it mostly on private retreats and with my one-to-one clients. 

But I have now created a complete free training for you to discover your Money Archetype and how to leverage your strengths to make more money. 

Get started by first taking the Quiz and discovering which of the 8 Archetypes you are:

>> Take The Money Archetypes Now

The Sacred Money Archetypes quiz and training series is the perfect compliment to any entrepreneur’s journey.

Whether you’re just getting started or you’ve been building your business for years, the thing about your money personality is that it doesn’t change. 

Who you are at the start of your business is who you are 10 years in. 

The key to breaking the habits that keep you from having ALL the success you really want, is understanding what makes you tick and knowing how to change it. 

So, what about you? Are you still self-sabotaging around money? 

Do you find yourself underearning --or earning plenty but never knowing quite where it all went? 

Are you plagued with emotions like fear, guilt, or shame around money? 

Do you suffer crippling decision fatigue when trying to decide how to spend it?

There are endless ways we sabotage ourselves with money, especially when it comes to growing our businesses. 

Plus when you leverage your true strengths, making money will feel more natural, easy and in flow. 

 

In this training I show you how I’ve created a multi-million dollar business PLUS a relaxed lifestyle I love, with plenty of time for all the people and things that are most important to me.

 

Take the Sacred Money Archetypes Quiz and Discover Your Own Personal Money Strengths and Sabotages

To get started, take the quiz HERE  and discover how your money personality may be sabotaging you, and exactly what to do about it.

You’ll discover SO much about yourself and your unconscious money beliefs just by taking the quiz. 

I know from experience how powerful it is to understand your Money Archetype and leverage it in your life and business, so you can stop sabotaging yourself when it comes to money. 

Honestly, it’s like pressing ‘reset’ on your money story! 

I know it will be life-changing for you, and I can’t wait to see you start tweaking your business to profit from your strengths. 

It’s your time, and you’re ready for the next step.

xx Denise

Sacred Money Archetypes® is a registered trademark of Heart of Success, Inc. and licensed by Lucky B Pty Ltd. Copyright 2022 Kendall SummerHawk

Money Personality Quiz: What Money Personality Are You?

Hi there,

Do you find yourself worrying about money even though you have a healthy income? 

Do you avoid looking at your bank balance or dealing with money?

Are you stressed out by the endless arguments you and your partner have about money?

Or are you always getting tapped by friends and family for financial help?

When it comes to money, we each have a unique “Money Personality” and you have your own blend of money strengths and unconscious money blocks.

 Did you know that by understanding your personality and leveraging your strengths you CAN get rid of money blocks and limiting habits. 

 

Here’s how to press reset and create a whole fresh money story, starting today? 

Within you is a unique “money code” or money personality. This is also known as your Sacred Money Archetypes®, a brilliant framework, created by my money mentor, Kendall Summerhawk. 

This money personality assessment changed my life! It’s the best personality test I’ve found about uncovering money beliefs and I loved it so much that I became certified in teaching it! 

The best thing about the Money Archetypes quiz is that the results tell you precisely how your blend of personality can make and keep more money. It’ll give you your very own, exact path to more wealth. 

There are 8 unique Sacred Money Archetypes each with their own clear strengths and weaknesses with money. Being aware of the weaknesses of your dominant archetype will help you avoid the pitfalls and potential self-sabotage.

And leveraging your strengths will help you make more money and design your business in line with who you truly are. 

>> Take The Money Archetypes Quiz To Discover Your Money Personality Now

I’m a Ruler, Maverick, and Romantic. My strengths are in my work-ethic, creativity and self-love and acceptance. The challenges I face are; thinking I always need to work harder, an attraction to risk-taking, and not being that interested in the finer details of my bank balance! 

My husband, Mark, is a Ruler, Maverick, and Celebrity, so we’re very similar in lots of ways. But our Archetypes show up in different ways, especially in how we work and what we spend our money on. 

Using this method we’ve uncovered how we trigger each other’s money blocks and how to work to each other's strengths… 

Hallelujah! We no longer have arguments about financial stuff.

This work is seriously one of the best insights into your money personality and can help you figure out your strengths and weaknesses when it comes to finances. 

Let’s take a look at each of the personality types.

 

The 8 Different Money Personality Types - Which One Are You?

You might be an Accumulator, Alchemist, Celebrity, Connector, Maverick, Nurturer, Romantic or  Ruler. You usually have three dominant Sacred Money Archetypes® or money personalities that combine to shape your relationship with money.

These are the key strengths and weaknesses for each type. 

The Accumulator 

As an Accumulator you are conscientious, trustworthy and disciplined. You find it easy to save but you may suffer with fear and guilt around investing.

You need to learn to say yes to opportunities, because opportunities create wealth.

The Alchemist 

As an Alchemist you’re idealistic, transformational and daring. You’re great at creating ideas but you may find yourself relying on others for financial support.

You need to learn to transform ideas into financial success.

The Celebrity

As a Celebrity, you are magnetic, confident and radiant. You always stand out in a crowd but you may struggle with compulsive spending.

You need to work on accumulating wealth while being admired and valued in the world.

The Connector

As a Connector, you are trusting, innocent and resilient. You are great at creating valuable relationships but you may not feel very empowered about money. Tackling your finances may feel overwhelming.

The more comfortable you get with your finances, the more you empower yourself and others

The Maverick 

As a Maverick you are clever, flamboyant and charismatic. You’re great at taking risks and paying attention to the metrics – you know your numbers. But you’re prone to gambling with your financial security.

You need to learn to balance financial risk with money security.

The Nurturer

The Nurturer is all about giving, devotion and reliability. You always give amazing value but you struggle with the need to rescue others.

You need to learn to create clear money boundaries.

The Romantic 

Your sacred strengths as a Romantic are luxury, abundance and seeking pleasure. One of your gifts is the belief that there will always be more. You might find yourself ignoring or avoiding anything to do with money.

Your challenge is to create financial security while living life to the full.

The Ruler

As a Ruler, you are courageous, visionary and determined. You’re great at creating an empire where everyone thrives but you struggle with a feeling that there’s never enough money.

Your lesson is to learn how to achieve leadership and prosperity with grace and ease.

I love this system, and trust me, you’re going to become obsessed with the Archetypes.

Take The Money Archetypes Quiz To Discover Your Money Personality Now

Interested in how your archetype affects you in business? Get more information on how each archetype affects you as an entrepreneur here.

 

 

Is Your Money Personality Sabotaging You?

So your Sacred Money Archetypes®  are a set of unique profiles that show how people earn and spend money. It governs how you feel about your financial life.

Worthwhile getting a handle on yours right?!

One of the key reasons to become aware of your unique Money Personality is to be able to release yourself from the subconscious ways in which you’re limiting your potential.

Once you know your Archetype you can start to leverage and profit from your money strengths so business feels in flow and abundant. 

Plus there’s a whole host of ways in which you might be holding yourself back, keeping yourself in lack and struggle. 

Remember mine are Ruler, Maverick, and Romantic. My sabotages are a tendency to overwork, take risks, and ignore details about money. 

Recognise any of these sabotaging beliefs?

Let’s look at how to free yourself for good.

As an Accumulator you may confuse being safe with being happy. You hold yourself back by not reaching for something more meaningful.

As an Alchemist you may be subconsciously limiting yourself by not believing you deserve to have money. You may be operating from a place of thinking that money and wealth are evil.

The Connector is so trusting of others that you may find that you lack discernment. One of the ways in which you hold yourself back is by not allowing yourself to have control of your own money.

One of the ways in which the Celebrity self-sabotages is by losing sight of what matters in life. You might be caught in a cycle when nothing ever feels enough because you’re constantly seeking the recognition of the next high.

The Maverick can self-sabotage through taking ages to get serious about responsibilities. You might feel carefree and lack the desire to look at your savings.

As a Nurturer you receive your feeling of purpose from being needed by others. Of course there’s nothing wrong with caring for others if you’re serving yourself first. Otherwise burn out and resentment are the result.

As a Romantic, you’ve probably tied your worth to your self-image. You need to become aware that you don’t need more things to live a happy life.

As a Ruler you might limit yourself by not monitoring your why. You’re holding yourself back by not focusing on what you’re doing and for whom.

Find out more about how my money blocks show up as a result of my money personality here.

 

Take My Money Personality Quiz

You can take my quiz now for free and it’ll give you incredible insights into your unique money personality (it will only take you about 10 minutes). 

You’ll learn more about your personality and how you can work with this to create more wealth and freedom. 

 >> Take the Quiz

 

How working with your money personality can change your life

Once you discover YOUR unique money personality, it will feel as if all the puzzle pieces of your life easily fall into place:

You’ll understand what makes you tick when it comes to money (freeing you from negative self –judgment)
You’ll discover your 3 core money strengths (and how to use them to make more money in your business or career)
You’ll be free to make decisions from a place of empowerment, not fear (the freeing quality of relief that you’ll feel will immediately open new opportunities for you)
You’ll no longer fall prey to unconscious sabotaging behavior (it’s a blessing to be in control of your life in this way, authentically and easily)
You’ll know what to do and what to say when someone you care about is “pushing your money boundaries” 
You’ll feel confident and ready to make new decisions about your business (or career) that will take your income to a new level 
Those stressful squabbles with your loved ones about money? Gone, because now you have the understanding and tools to come from your highest, best self

If you’re ready to start working in flow with your money personality, be sure to check out my Sacred Money Archetypes program.

It will change your life, and your ability to call in wealth and success.

xx Denise

Sacred Money Archetypes® is a registered trademark of Heart of Success, Inc. and licensed by Lucky B Pty Ltd. Copyright 2022 Kendall SummerHawk

8 Sacred Money Archetypes: What Are They & How To Use Them

Hi there,

Each of us is a unique combination of eight money personality types. When it comes to money, are you an Accumulator, Alchemist, Celebrity, Connector, Maverick, Nurturer, Romantic or Ruler?

The exciting thing about this framework is that your unique path to wealth starts with learning how you naturally attract and repel money according to your combination of Archetypes.

The way you run your business needs to be aligned with your unique money personality.

You can't blindly follow generic marketing advice or copy someone else's business model - it might be completely wrong for your particular archetype!

Knowing and understanding your money personality will set you on your path of least resistance to more money.

Learning to leverage your strengths will make business so much easier, fun and profitable. 

Everything will flow once you know and understand your money personality.

If you're obsessed with personality quizzes, you'll love going deeper into your Sacred Money Archetypes®. It's literally game-changing!

 

What Are Money Archetypes?

Money Archetypes are a way of understanding how you are in the world, especially around finances - how you think, feel and behave with money. 

Of course, they are all about how you relate to money and wealth, but, as founder and creator of The Sacred Money Archetypes® program, and my money mentor, Kendall Summerhawk, explains, 

“The way we do money, is the way we do everything.” 

So discovering and working with these archetypes will affect all areas of your life and business.

You’ll be able to 

earn more money from your natural strengths, 
understand your unique gifts, 
overcome money challenges,
design your business model and attract ideal clients,
create the perfect role for your unique money personality.

Sounds good huh?!

Let’s take a look at each of the eight money archetypes in more detail. You might instantly recognise yourself in one or two of them!

 

The 8 Sacred Money Archetypes

Remember, your true personality is a combination of your top three archetypes which you discover by taking The Sacred Money Archetypes® Quiz. 

Here’s an overview of each of the eight archetypes.

The Accumulator – The Inner Banker

You’re the archetype that makes things like saving, investing, and accumulating money look easy! You have a natural ability to create financial stability.

The Alchemist – The Inner Idealist

The literal definition of an Alchemist is someone who transforms things for the better, through a seemingly magical process. If you’re an Alchemist your way of relating to money can be very interesting indeed!

The Celebrity – The Inner Big Shot

Put simply, you were born to be a STAR! You have no problem spending money to enhance your self-image or status.

The Connector – The Inner Relationship Creator

You always put people and relationships first. As a Connector you’re smart enough to know that the relationships you form can also be a “connection” to bringing in the money. 

The Maverick – The Inner Rebel

As a Maverick you’re marching to the beat of a different drum. You may not always be the most consistent with money, but you DO know how to attract it, make it, and use it to push ahead of the crowd, even when there’s risk involved. In fact, you LOVE risk!

The Nurturer – The Inner Sponsor

The Nurturer has a strong compulsion, need, and commitment to care for others. This can come at the expense of yourself and your own needs. But no doubt about it, the NURTURER cares about money and appreciates it too.

The Romantic – The Inner Hedonist

As a Romantic the pursuit of luxury and comfort is extremely important and quite frankly, the ONLY way to go!

The Ruler – The Inner Empire Builder

You LOVE empowering people and enriching their lives through your business as a Ruler. You thrive on creating, innovating, and building something of lasting value.

Get my key lessons you need to learn for each archetype and how they might be sabotaging you.

 

Which of The 8 Money Archetypes Are You?

Want to find out which of the eight archetypes are your dominant ones, and learn how to use this information to achieve greater success and freedom?

 >> Take the quiz here!

You’ll discover so much about yourself and your unconscious money beliefs by taking this quiz.

I’ll send you a free video training with your results to help you apply what you’ve learnt straight away. 

 

How Do Money Archetypes Affect Your Business?

Your Money Archetype impacts everything in your business. How you market yourself, how you price your products and services, and how much you allow yourself to earn.

The difference between those who continue to struggle (maybe their whole lives) and those who interrupt the pattern and turn things around is this:

People who become incredibly successful with money honor their true selves

The truth is - you're a unique combination of all 8 archetypes, and knowing your profile is a game-changer.

 

How to Use Your Sacred Money Archetype

You might be wondering how this works in the real world. 

Learning to leverage your strengths and run your business in alignment with your personality is the key to earning more money without burnout. 

Here’s how my money archetypes show up and what it means for me in business – the challenges I face and how I’ve worked with my personality to create next level success.

My three archetypes are Ruler, Maverick and Romantic. 

I share the first two with my hubby, Mark. He's a Ruler, Maverick and Celebrity. We're really similar in lots of ways, but the way we spend money is totally different. 

The Ruler is the empire builder. And the workaholic, to be honest. I love business; I live and breathe marketing and ideas. I'm always thinking about my business and how to make money. 

I was the girl with a million jobs. I worked and worked and worked. I thought the only way to make more money was to put in more hours on the hamster wheel, work twice as hard, or get another job on top of my other jobs!

Sometimes the Ruler likes to work for the sake of working! But the good news about the Ruler is that when you decide to do something, you master it and then you usually monetize it. 

So I got smart about passive income and looked for more efficient ways of running my business. I became the Queen of Batching. I got great at outsourcing. 

One of the challenges of my Ruler personality is around taking time off and allowing myself a vacation. Mark is a Ruler too; we’re often workaholicking together. 

For example, when we have a launch on, we work long hours. Business stuff takes priority over date nights, kissing and even just being nice to each other. 

My second archetype is Maverick; I love finding new opportunities and taking big risks. I have to keep myself on track and not chase after shiny objects, or spend large amounts of money after a successful launch. 

I've learned to be fairly disciplined about not starting new businesses every six months, like I did in my twenties. 

The cool aspect of the Maverick in my money personality has been around goal setting. I’ve achieved some massive goals; paying off my debts, buying three houses in a year and paying off our mortgages quickly, for example. 

My third archetype is Romantic; I love the luxurious chilled life. It also shows up for me as laziness. I’ve used that romantic side to indulge in outsourcing everything in my life that stresses me out. 

I've hired out parts of my business that are outside my zone of genius. Win!

I love treating myself like a VIP - flying business class, staying in beautiful places and always going for the upgraded option. 

One of the biggest challenges that I've had to deal with is a real reluctance to save money. 

At the start of my business, it felt like a total waste to have money in the bank when I could use it to grow my business. And I was terrible at saving money for taxes. 

I used to feel like I had so many bad money habits. But what honestly turned it around for me was discovering more about myself and what makes me tick as an entrepreneur. 

Because I thought I had to copy what my mentors did, not realizing that they had a completely different money code to me, with different strengths, different weaknesses and different ways of looking at money. 

I just internalized that maybe I'm just not good with money.

So when I first discovered the Sacred Money Archetypes® back in 2010, it shifted everything for me. Because suddenly I had a personalized blueprint for success. 

And how I could leverage those things that came really easily to me, without self sabotage. 

Are you getting some important ahas about your unique money personality? Read how your money personality can sabotage your success here.

I love personality tests and I love doing assessments. When it comes to self-awareness, knowledge is power. 

  

How Sacred Money Archetypes Can Help You

What I love about the Sacred Money Archetypes is that it really shines a light on what's already working about your personality and your relationship with money. 

And yes you have a unique set of archetypes, whether you believe it or not. 

When you’re aware of your own special combination, it gives you all of the insight to deal with your particular brand of challenges and pitfalls to watch out for, as well.

You can totally change your life and business based on these teachings. I've learned to make, save and invest money based on my personality type, not someone else's. 

I've learned to attract clients based on my unique gifts, not because something's trendy in the industry or I saw somebody else get success with that marketing strategy. 

I've embraced self love and self-acceptance because I know what I have to offer is enough. 

So if you've ever thought, "It's okay for them, they’re luckier, smarter, more connected than me," know that it’s just that they're probably working with their path of least resistance, not against it.

If you’re ready to start working in flow with your money personality, be sure to check out my Sacred Money Archetypes® program.

It will change your life, and your ability to call in wealth and success.

xx Denise

 

 

Sacred Money Archetypes® is a registered trademark of Heart of Success, Inc. and licensed by Lucky B Pty Ltd. Copyright 2022 Kendall SummerHawk 

 

Common Money Blocks - When Guilt is Holding You Back

Hey friend,

I love getting curious and excavating money blocks. 

With practice, it’s possible to look at your money stuff with detachment and curiosity – because it can be fun to unearth past stories and unconscious money secrets you’ve kept hidden away. 

The excavation work is ongoing because Money blocks come up at every income level – whether you’re starting out or on your way to multi-million dollar status

Business is just the journey between you having an idea and someone giving you money.

It gets complicated because all of our stuff comes in and derails us. 

In-between the idea and the money is fear, procrastination, imposter syndrome, finding clients, undercharging, negative self-beliefs.

So how can we let go of our limiting beliefs? We know mindset is a massive part of the work, but how can we make it practical and actionable? How can we make this easy?

Many people think mindset work means striving for perfection. They have this sense of “I have to be perfect and then I'll be deserving of the money.”

You don’t have to clear everything before you uncover the money.

Let me show you my framework for making big mindset shifts.

I teach an OCP framework in Money Bootcamp - seek out an Origin Story, Connect it to a Sabotage and use a Pattern Interrupt to break through the limiting belief.

Here’s a really common one you may have experienced:

ORIGIN STORY: Being told “Finish what’s on your plate; there are starving children in the world” when you were a child.

CONNECT TO SABOTAGE: You feel guilty - you have to finish courses before you move on. You’re not deserving of more or excess until you complete what you’ve started.

PATTERN INTERRUPT: Use the affirmation - It’s safe for me to choose

What I love about the OCP Framework is that you can start with the Connection to the Sabotage, the Pattern Interrupt or the Origin Story. 

You can access it from any of the three points. You can jump around and use any of the three as a starting point.

If you love doing personal development work you could start at by saying the pattern interrupt and see what comes up for you.

You might start by Connecting to the Sabotage by asking "What's going on with me?" 

You might recognise any of these sabotages:

I just feel guilty all the time and I don't know why
I feel guilty when I'm working 
I feel guilty when I'm making money
I feel guilty when I'm not making money

Did you hear this when you were a kid? 

You have to eat everything on your plate because there are starving children in the world?

I literally heard that all the time. And I’ve carried guilt about finishing everything on my plate for a LONG time.

Here's how that origin story might show up for you.

Do you resist buying a new course until you’ve finished a course, even if you've got everything you need from it?
Do you continue to use a shampoo that's making your scalp itch because you have to use every drop out of it before you can buy a new one?
Do you just say yes to every client that comes to you because you have to take what you’re given?
Do you choose on sale items rather than full price? 
Do you not save money or have a buffer because you’re not allowed to have more than you need?
Do you have to finish a novel or movie even if it's crap?
Do you feel like you’re not allowed to have excess, you can have just enough and you have to finish it all?

Some things are not meant to be finished, you know.

Little things like this that you heard over and over and over again can have a massive impact on how you run your business.

For this particular Origin Story, a short-term Pattern Interrupter, could be an affirmation such as, "It's safe for me to choose what I need."

Or "My body's not a garbage can." "I don't have to just take things, I'm allowed to choose. I'm allowed to choose my own enoughness."

A medium-term pattern interrupter might be going to the café and instead of looking at the prices asking yourself, "What would I LIKE to eat?" and leaving food on your plate if you’re done.

To Connect to the Sabotage, consider what's a possible reason for not allowing yourself to save? Why don’t you allow yourself to have more than you need?

You might have heard as a kid, "You get one school shirt, one pair of school shoes." I could do a whole seminar about school shoes! "Tell me about your school shoes as a kid." 

Having excess feels greedy, it feels like you're being excessive and so you might be unconsciously pushing it away.

You’re a grown-up, you can eat dessert for dinner if you want to, you can do whatever serves you.

You can design your business in a way that works for you. 

You can choose what you invest your money in, what you invest your time in. You are free to choose.

It’s your time and you’re ready for the next step,

Denise xx