The Credit Scoring Toolkit Quotes

“If it were possible to develop scorecards that provide perfect predictions of the future, such technology would be better off applied at the racetrack.”
― Raymond A. Anderson, The Credit Scoring Toolkit: Theory and Practice for Retail Credit Risk Management and Decision Automation

“What worked for the rich may not work for the poor; what worked in Johannesburg may not work in Johore.”
― Raymond A. Anderson, The Credit Scoring Toolkit: Theory and Practice for Retail Credit Risk Management and Decision Automation

“Credit scoring is the industrialisation of trust.”
― Raymond A. Anderson, The Credit Scoring Toolkit: Theory and Practice for Retail Credit Risk Management and Decision Automation

“There is no statistical manipulation that can turn manure into mink!”
― Raymond A. Anderson, The Credit Scoring Toolkit: Theory and Practice for Retail Credit Risk Management and Decision Automation