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Meet the Authors > Jim Webster, (In On a Chance! )

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message 551: by M.T. (new)

M.T. McGuire (mtmcguire) | 8051 comments Jim wrote: "I'm afraid that if she told me the sob story in person I'd struggle not to burst out laughing. Her fixed costs of living must be astronomical. No kids, Brenda worked out her house is worth £350k on..."

Yeh, I'm not exactly sorry for her. It's no fun being in debt but she must have been monumentally short sighted, she must have elevated short sightedness to an art form... Then again nobody but a raving hooray would, or ever has lived south of the river... not if they bought their houses or flats after about 1973.

Cheers

MTM


message 552: by Patti (baconater) (new)

Patti (baconater) (goldengreene) | 56525 comments My family is old money.

Well, we would be.

Someone lost the whittling knife...

http://www.zwiggystradetokens.com/can...


message 553: by Jim (last edited Apr 13, 2013 11:33PM) (new)

Jim | 21813 comments M.T. wrote: "Yeh, I'm not exactly sorry for her. It's no fun being in debt but she must have been monumentally short sighted, she must have elevated short sightedness to an art form... Then again nobody but a raving hooray would, or ever has lived south of the river... not if they bought their houses or flats after about 1973...."

Phrases like "He had been going through bank statements and discovered, in 1998 alone, he spent £30,000 on holidays, restaurants and gifts to his then girlfriend."

But I think it's summed up in

"But there are other, less palatable, causes. Like many of my friends, I have no capital to speak of. We never thought to save. We simply assumed our golden days would last for ever. I have a loan and a credit card bill which I know I will be paying off for years."

Basically they P*ssed it away when they had it and managed to run up debt


message 554: by David (new)

David Staniforth (davidstaniforth) | 7935 comments Poor young lady. If she could afford the ritz she should buy own brand crackers.


message 555: by M.T. (last edited Apr 14, 2013 02:16AM) (new)

M.T. McGuire (mtmcguire) | 8051 comments Actually the article pissed me off a little too much to make me laugh. Phnark.

"We never thought to save."

Well you fucking should have done. Mwa ha ha hargh!

That said, I do know how easy it is to get into debt. A friend of a friend, who owed £1,000 on their credit card panicked, ignored it and hoped it would go away. After 18 months he ended up owing £15,000 in interest charges and 'fees'. I pay mine every month. One time something went wrong and the transfer didn't get there in time. They charged me £12.00 on a £5 parking payment. Because they stuffed it up my bank were kind enough to give me the money.

Also don't get me started on the bloke who ended up paying £40,000 on a £6,000 loan because the bank stuffed up... and then served him a writ while he was in hospital, paralysed from the waist down, having a MS attack. I think he managed to renegotiate but he'll be paying them for their error for the rest of his life.

What I'm saying is that I can imagine these idiots have run up the kind of debts that would leave Croesus skint and while they're fools, we should never forget what rapacious bastards the people who lent them the money are.

I guess the moral of the story. Never, ever borrow money from anywhere and never put more on the credit card than you can pay back the next month.

Cheers

MTM


message 556: by Sandra (new)

Sandra Giles (sandra_giles) I've vowed to never get a credit card, and my loan shark is my sister. There's no interest, so it's perfect!


message 557: by Jim (new)

Jim | 21813 comments I wonder if being brought up with blankets and clothing that still had the utility mark on helped?

But yes, the saying 'neither borrower nor lender be' is a good one.
One of the best days of my life was when we paid the overdraft off with the bank.
A few months later, the bank manager's secretary phoned up to arrange the annual visit. My good lady said 'I assume we will not be charged for it, because we're not paying for it if we are.'
We haven't seen them since :-)


message 558: by David (new)

David Staniforth (davidstaniforth) | 7935 comments Here's that "O" I promised you Jim. Can I have the "P"?


message 559: by David (new)

David Staniforth (davidstaniforth) | 7935 comments OH... I really enjoy Shaun the Sheep :D


message 560: by Sandra (new)

Sandra Giles (sandra_giles) You'll still never live it down, David. There's no use trying to exchange letters.


message 561: by Jim (new)

Jim | 21813 comments Sandra wrote: "You'll still never live it down, David. There's no use trying to exchange letters."

certainly there's no point in taking the 'P'


message 562: by Sandra (new)

Sandra Giles (sandra_giles) Could be popp..?


message 563: by M.T. (new)

M.T. McGuire (mtmcguire) | 8051 comments "certainly there's no point in taking the 'P'"

It might be better than ripping the M Phnark.


message 564: by Jim (new)

Jim | 21813 comments Don't use the 'ripping' word with Patti about. She'll be wanting bodice rippers next!


message 565: by Victoria (new)

Victoria Pearson | 259 comments I know I've come to it a bit late but crikey, I'd love to have a go at being *that* kind of skint!


message 566: by Will (new)

Will Macmillan Jones (willmacmillanjones) | 11324 comments I'm busily nicking bits of that for my current W I P.

I estimate tht after tax, eighty grand comes out at 4500 per month in hand.

True poverty.


message 567: by Jim (new)

Jim | 21813 comments So she's either been immortalised or immoralised in Bk 5 ;-)
Given that petronella can be derived from petronel, perhaps we could be reading about the antics of 'Musketoon Earp'


message 568: by Jim (new)

Jim | 21813 comments Victoria wrote: "I know I've come to it a bit late but crikey, I'd love to have a go at being *that* kind of skint!"

I aspire to be that kind of skint!


message 569: by David (new)

David Staniforth (davidstaniforth) | 7935 comments I can't have a "P" then?


message 570: by Sandra (new)

Sandra Giles (sandra_giles) If you really have to go...I guess it's better than what you usually do.


message 571: by David (new)

David Staniforth (davidstaniforth) | 7935 comments *Finger itches to paste Youtube link*

Only joking, that ones old now and lost its impact. I need new material :~)


message 572: by Sandra (new)

Sandra Giles (sandra_giles) Silk? Nylon? Cotton?


message 573: by David (new)

David Staniforth (davidstaniforth) | 7935 comments Cotton I think. The number of times I reuse the material it needs to be hard wearing :~)


message 574: by Sandra (new)

Sandra Giles (sandra_giles) Good choice. We'll have that packaged up and sent to you asap.


message 576: by Sandra (new)

Sandra Giles (sandra_giles) Ooh la la. Jim's a dark horse.


Gingerlily - The Full Wild | 34228 comments Probably a Shire...


message 578: by Jim (new)

Jim | 21813 comments Whilst I'll admit to rugged good looks, I'm not get that rugged or good looking. And he's at least ten years older than me (and tough years at that!)
Don't think much of her shoes for the situation either to be honest.
Anyway I was just listening to this http://www.youtube.com/watch?v=0sRdwQ... so I'm feeling reasonably chilled about it all


message 579: by David (new)

David Staniforth (davidstaniforth) | 7935 comments I think the man pretesteth too much ;~)


message 580: by Jim (new)

Jim | 21813 comments Gingerlily (or Cyberlily..) wrote: "Probably a Shire..."

http://2.bp.blogspot.com/_qUFDMUpk9jE... ?


Gingerlily - The Full Wild | 34228 comments choo choo choo choo wooooooooooooooooO!!!!!


message 582: by David (new)

David Staniforth (davidstaniforth) | 7935 comments Like trains! (quote from "ghost")


message 583: by David (new)

David Staniforth (davidstaniforth) | 7935 comments Jim wrote: "Gingerlily (or Cyberlily..) wrote: "Probably a Shire..."

http://2.bp.blogspot.com/_qUFDMUpk9jE... ?"


The one on the right isn't much of a weapon :~?


Gingerlily - The Full Wild | 34228 comments Jim wrote: "Gingerlily (or Cyberlily..) wrote: "Probably a Shire..."

http://2.bp.blogspot.com/_qUFDMUpk9jE... ?"


So which one are you Jim?


message 585: by David (new)

David Staniforth (davidstaniforth) | 7935 comments Not sure how deep my thread has sunk, but I can't be bothered to dig it out tonight.


Gingerlily - The Full Wild | 34228 comments I'll find it and put a nice picture on it...


message 587: by David (new)

David Staniforth (davidstaniforth) | 7935 comments Does fracking work on Goodreads threads?


message 588: by David (new)

David Staniforth (davidstaniforth) | 7935 comments Good job I didn't typo that one ;~)


Gingerlily - The Full Wild | 34228 comments Good thing you didn't hear Patti on the Skype chat last night!


message 590: by David (new)

David Staniforth (davidstaniforth) | 7935 comments X rated, I take it?


Gingerlily - The Full Wild | 34228 comments Rosemary was blushing! In fact her avatar, which was a daffodil, changed to a pinkish colour....


message 592: by David (new)

David Staniforth (davidstaniforth) | 7935 comments I've noticed that.


Gingerlily - The Full Wild | 34228 comments I had a perfectly sensible conversation with Geoff for over an hour, then Darren and Rosemary jois in, still fairly sensible. Then Patti joins in and it all goes horribly wrong.


message 594: by Jim (new)

Jim | 21813 comments David wrote: "Jim wrote: "Gingerlily (or Cyberlily..) wrote: "Probably a Shire..."

http://2.bp.blogspot.com/_qUFDMUpk9jE... ?"

T..."


certain not as Pratchett would have done him


message 595: by Jim (new)

Jim | 21813 comments Gingerlily (or Cyberlily..) wrote: "Jim wrote: "Gingerlily (or Cyberlily..) wrote: "Probably a Shire..."

http://2.bp.blogspot.com/_qUFDMUpk9jE... ?"

S..."


I'm probably 'Things Not Working Properly Even After You've Given Them A Good Thumping But Secretly No Alcohol Lager'


Gingerlily - The Full Wild | 34228 comments Are you a late addition to the original 4?


message 597: by Will (new)

Will Macmillan Jones (willmacmillanjones) | 11324 comments I've tried to follow this and become confused.


message 598: by Sandra (new)

Sandra Giles (sandra_giles) Welcome to my world, Will.


message 599: by Will (new)

Will Macmillan Jones (willmacmillanjones) | 11324 comments Is it normally so sunny?


message 600: by Sandra (new)

Sandra Giles (sandra_giles) Hell no! Dark clouds lurk around every corner.


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