Barbara Friedberg's Blog: Barbara Friedberg Personal Finance, page 15

Empower Your Investing Review

I regularly receive free books to review and unfortunately, can’t study every title that arrives. But Empower Your Investing – Adopting Best Practices From John Templeton, Peter Lynch, and Warren Buffett by Scott Chapman,  is different. It reads like a biography and offers invaluable investment guidance. If you want to be a successful investor, then why not learn from the best?

Research shows that most individual investors and actively managed mutual funds fail to keep up with the returns of the unmanage...

EquityMultiple Real Estate Review – Is This Investment for You?

EquityMultiple Review – Invest Like the Professionals

EquityMultiple is an online real estate crowdfunding platform committed to bringing high value commercial real estate investment opportunities to the accredited individuals. This EquityMultiple review will help you decide whether this online real estate investing platform is for you by discussing the main features of the company and its pros and cons.

You are looking for an opportunity to diversify your investment portfolio. Real estate sounds good, right?...

Achieve Financial Success with 5 Personal Finance Habits

Guest Contributor, Tina Roth

Developing ‘good habits’ has become an industry. From Charles Duhigg of The Power of Habit to Gretchen Rubin’s, Better Than Before: What I Learned About Making and Breaking Habits–to Sleep More, Quit Sugar, Procrastinate Less, and Generally Build a Happier Life, creating good habits is important across the spectrum or our lives. This  article will show you how to be financially successful with a few simple habits. Simple financial success is not rocket science. Start early, start small and wi...Rubin’s, Better

Can I Retire at 60 with $500K?

As millions of baby boomers approach retirement with Generation X-ers not far behind the question of “Can you retire with $500,000?” repeatedly pops up among our readers. Yet, it’s not only those 60-year-olds thinking about retirement, but also, we find middle-aged folks asking if retiring at 55 with 500k is reasonable.

This article will delve into these questions:

Can you retire with $500,000? How much do I need to retire at 60? How long will $500,000 last in retirement? How to retire forev...

Reinvesting Profits in Your Small Business

At what stage is a business profitable enough to reinvest into the company?

Contributing columnist, Kostas Chiotis

Reinvesting profits back into a company is a difficult by crucial step for companies who want to grow. Yet, reinvesting profits back into a business is important from day one.

Warren Buffett learned about the importance of reinvested profits at the ripe age of 18. While still in high school and hoping to make a few bucks, he and a pal invested $25 in a pinball machine. They insta...

How to Save for Retirement at 30 and Become a Millionaire

“You only have to do a very few things right in your life so long as you don’t do too many things wrong.” ~Warren Buffett (source; BrainyQuote.com)

Best Investment Strategies for 30 Year Olds

Get the specific, actionable steps to become a millionaire if you are in your 30s. Use this financial advice for 30 somethings as a step-by-step guide for wealth building. Investing at 30 might seem a bit early to some, but by starting when you’re young, you’ll need less money to reach a million dollar...

Time Value of Money in Financial Decision Making Leads to Greater Wealth

Make the Time Value of Money Work for You

“A bird in the hand is worth two in the bush”

This medieval proverb still holds true today. In modern terms, it’s better to have a certain payoff today than an uncertain one in the future. After all, who knows what the future holds? By understanding the importance of time value of money, you can find out how to hack the TVM concept for your own benefit.

 

What is TVM? What if someone offered you $10,000 today or $10,000 in three years?

Of course you...

Investing & the Fed: How Will my Investments be Impacted?

The Fed and My Investments-Will They Go Up or Down?

Whispers abound that the Fed intends to lower interest rates. Even a hint of declining interest rates can cause the stock market to rise. Learn about how interest rate movements can impact your investments.

Investing is both science and art. One can do everything right and still watch their investments fall. That is because as much as we might  believe to the contrary, investors are not completely rational. Read any behavioral finance book a...

What Credit Score do I Need to Buy a House?

Buying a House? Improve Your Credit Score First

There’s not an easy answer to the question, “What credit score do I need to buy a house?”

To buy a house, you need to borrow money from a lender, and that lender wants to make sure that you’ll pay the money back in a timely manner. The lender will check out your credit score before deciding whether to lend you money to buy a house and also to decide what interest rate to charge. 

When shopping for a mortgage, it’s all about the interest rate.

Yo...

Best Personal Investment Strategy – Investing for Women

Invest Like a Woman and Become a Millionaire by Investing Investing Tips for Women

With my experience as a multi-decade investor, former professional portfolio manager and university investments instructor, I will answer the question, “Where should I invest money to get good returns.“

You’ll learn easy to implement strategies to build wealth for women (and men too).

Research by Prudential found that women worry more about risk than men. I get it, despite investing for decades, I’m scared of r...