Barbara Friedberg's Blog: Barbara Friedberg Personal Finance, page 13

Billshark Review-Save Money on Your Bills

Billshark is a company specializing in negotiating down your bills and canceling the subscriptions you no longer use.

This Billshark Review will show how the app can save you time and money. Whether the Billshark Ap is best for you depends on many factors. Most important among these are your aversion to negotiating bills yourself and the cost of your time.

Whatever you decide, please don’t leave money on the table: your bills can be lower for the asking.

*This article contains affi...

How to Become a Millionaire by 40

A millionaire by the time you turn 40? It sounds unbelievable, right? But if you are in your early 20s, fresh out of college, starting a new job, and have the will to become a millionaire as soon as possible, you can make that happen before you turn 40.

It will require some self-discipline.

*This article contains affiliate links to help pay for this website.

You can learn to mentally and emotionally commit to the goal. This means you may have to give up on certain experiences and p...

15 Personal Finance Blogs by People of Color

Finance and investing success is for all, not just for a priviledged few who grew up in the “right” communities and went to the “best” schools. With the connectivity of the global community and the democratization of information, there still exists a divide between the “haves” and the “have nots.” 

One way to level the financial playing field is though education and mentoring. These outstanding people of color are teaching others smart money practices. 

To create financial success, learn t...

14 Personal Finance Blogs by People of Color

Finance and investing success is for all, not just for a priviledged few who grew up in the “right” communities and went to the “best” schools. With the connectivity of the global community and the democratization of information, there still exists a divide between the “haves” and the “have nots.” 

One way to level the financial playing field is though education and mentoring. These outstanding people of color are teaching others smart money practices. 

To create financial success, learn the...

51 Ways to Drastically Cut Expenses

51 Ways to Drastically Cut Expenses Now and Still Enjoy Life

By, Maria Nedeva, PhD

Knowing how to drastically cut expenses and still enjoy the more beautiful things in life is an art form worth mastering.

With mindfulness and practice, you’ll uncover surprising ways to cut household expenses.

Understand how the $100 dollars you save today will grow in the future. Here is a hint – invested in an index fund at 7% average annual return it could be worth $760 in thirty years.

Whether...

When Might be the Best Time to Start Saving for Retirement?

5 Tips to Saving For Retirement from a Financial Advisor

By, Clint Haynes

Saving for retirement is a financial responsibility that nobody can afford to overlook. Unfortunately, millions of people will reach their golden years with far less money than they will truly need.

With the economy and markets in flux, when might be the best time to start saving for retirement? You might be surprised!

We receive many questions about when to start saving for retirement. Then there are those who...

Quicken vs. Personal Capital Review: Which Is the Best Money Management Tool?

The one thing that every successful person does is properly manage their finances. To help you make the best financial management software choice, read this Quicken vs. Personal Capital review. You’ll get an in depth look at the features of the free Personal Capital Dashboard and the paid Quicken program, along with pros and cons of both.

I’ve used Quicken for decades and Personal Capital for four years. When I was introduced to Personal Capital, I linked up my accounts (very quickly) and was...

Is Now a Good Time to Borrow Money?

Borrowing Money Today How to Decide if You Should Borrow Money or Not

Unemployment is rising and interest rates are low. Seems like a good time to borrow money to help get through a rough patch, maybe.

Smart borrowing can be part of an overall wise financial plan or a decision that will lead you down a path of financial ruin. Learn the pros and cons of borrowing money now, how to borrow money, whether this is a good time to refinance your mortgage and more.

Borrowing money to finance life...

10 Low-Cost Ways to Market and Scale Up Your Side Gig Income

By, Alex Croom

Make More Money From Your Side Gig With Low Cost Marketing Solutions

The gig economy is here to stay, and thats both good and bad. Its good because working a side gig can help you make ends meet or allow you to make more progress toward your financial goals in ways that werent available before the Mobile Age.

For those who arent sure about the side gig meaning:

A side gig is a piece of work or a job that you get paid for doing in addition to doing your main job: Teaching,...

The Difference Between 401k Loans vs. 401k Early Withdrawals

Should I Cash Out my 401K or Borrow From my 401K?

*Disclosure: Please note that this article contains affiliate links which means that at zero cost to you I might earn a commission if you sign up through the affiliate link. 

If you need a large amount of money, you might be tempted to dip into your retirement fund. After all, borrow from your 401k and youre taking your own money.

Sounds simple enough but are there consequences to borrowing from a 401k vs hardship withdrawal.

Youll learn how...