Barbara Friedberg's Blog: Barbara Friedberg Personal Finance, page 9

Which Investment Type Carries The Least Risk?

7 Low Risk Investments

A common question from investors with different experience levels is, “Which investment type typically carries the least risk?” First, when determining whether an investment is low risk i it’s helpful to figure out your risk tolerance. Then, you can examine the riskiness of an investment in terms of your specific situation. In investing terms, the least risky investment is typically one that does not expose the investor’s invested capital to wild fluctuations. But an in...

Should A 30 Year Old Plan For Retirement?

I began planning for retirement at age 25, and my husband and I hit our retirement number several years ago. Even when we weren’t making a lot of money, the tactics I learned in my 20’s and 30’s began a lifelong path of saving and investing, which ultimately increased our family’s financial security.

Retirement Planning in Your 30’s

The earlier you start planning for retirement, the easier it is to save what you need. 

If you’re in your 30s, retirement may seem a long way off. But did y...

How Can Investors Receive Compounding Returns?

“Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.” ~Albert Einstein

This Albert Einstein compound interest quote sums up the power of compounded returns. The wealthiest individuals harness the power of compound interest and returns to turn earned income into growing wealth. Ever wonder how compound interest works with stocks, whether mutual funds compound, or the best compound interest investments? Learn how compound interest can w...

Six Dangerous Investing Myths

Guest post, Rob Bennett

Investing is both an art and a science. There are passionate supporters of a wide range of investing methodologies and the research can be tweaked to support various approaches. From passive investors to frequent traders, myths about investing abound. But these six investing myths just might cause you to rethink your stock and bond market beliefs.

*This article contains affiliate links to help pay for this website.

Passive investors who champion the index f...

How To Benefit From Cyclical Investment Markets

The Stock Market Returns are Volatile

This article was originally written in 2015. Snippets of the article show how markets can change over time.

If you’ve only been investing for a few years, you might think that markets only go up. And if they fall, they rebound very quickly. That short-term view, hides the long term ups and downs of investment markets.

This economic and stock market recap was written in 2015

In August of 2015, a short term interest rate of 1% is highly coveted a...

AAII | American Association Of Individual Investors Review By Lifetime Member

AAII or American Association of Investors is the go to site for credible investment information for do-it-yourself investors. I’m a lifetime member and find the AAII sentiment survey, AAII Journal, AAII stock screens, AAII Investor Pro and AAII Shadow stock portfolios educational and inspiring.

To be honest, although I was a former portfolio manager, stock picker and university finance instructor, today my investing style leans towards passive index fund investing. (Although, I do own several...

How To Invest A Million Dollars For Income

3 Ways To Invest A Million Dollars For Cash Flow Every Month!

By, Joseph Hogue

You’ve won the lottery! Your numbers came in, you got a hot tip on a horse and it paid off. Whether you’ve hit that seven-figure payday or you have scrimped, saved and invested to reach the 7 figure mark, it’s time to put that money to work! Don’t blow the money, here’s how to invest 1 million dollars for income (or for cash flow to live on). 

Instead of rushing out to buy that new Lamborghini and the five-fi...

How to Invest and Make Money Daily

How to Make Money Daily? Do this First

There are multiple ways to make money daily by investing your time and your money to make more money. Before investing to make money daily, there are a few things to do first.

If you don’t have much money to start, focus on growing your income through side hustles. Use the extra money to invest and make more money.

If you’re deep in high interest rate debt, prioritize paying off the liabilities fast.

If you lack an emergency fund, then bulk that...

7 Online Jobs for Seniors and Retirees

Ways for Seniors to Make Money

More and more seniors are keen to find out how to make money in retirement. Either by choice or necessity, the idea of retiring to a life of complete leisure is becoming a distant memory.

*This article contains affiliate links to help pay for this website.

According to a recent United Income report, nearly 20 percent of Americans age 65 or older are either working or looking for work. As a solopreneur, working with my laptop – wherever – I appreciate...

PeerStreet vs Groundfloor | Real Estate Debt Crowdfunding Comparison

Debt Real Estate Crowdfunding Comparison

Real estate is often seen as a cash cow: just think of all the TV shows based on house flipping! However, real estate investment, as it’s shown on TV, is also very expensive. From the up-front costs associated with purchasing property to the surprise funds needed to fix a burst pipe, it might seem like real estate investing is only for the already-wealthy. Yet, PeerStreet and Groundfloor offer the opportunity to earn the rewards that bank lenders gar...