Barbara Friedberg's Blog: Barbara Friedberg Personal Finance, page 16

Best Investing Reading, Learning + Listening – Free

Spring is the perfect time to improve your financial health.

Following is a list of learning opportunities for you to listen and learn about important finance and investing topics. From how to invest an inheritance to index funds and an invitation to a free “Wealth Warrior Summit” there’s an opportunity for everyone.

First are several of my recent podcast appearances.

Next, the free Wealth Warrior Summit is an opportunity to learn from various experts about how to build wealth.

How to Invest...

You Don’t Need an IRA; There’s Always Social Security

 Do I Need a Roth IRA If I Have Social Security?

I’m one of those dinosaurs that started her first IRA in her 20’s at the beginning of the IRA movement. At that time, there was no such thing as a Roth IRA, so I invested in a traditional IRA. On top of that anomaly, I was the only 25 year old at a retirement seminar in a room full of 60 year olds. The question of whether I needed need a Roth IRA if I have Social Security didn’t cross my mind since I believed that there’s no such thing as ‘too...

8 Saving Money Tips From Warren Buffett

8 Money Saving and Investing Strategies Inspired by Warren Buffett

“Long ago, Ben Graham taught me that ‘Price is what you pay; value is what you get.’ Whether we’re talking about socks or stocks, I like buying quality merchandise when it is marked down.” ~Warren Buffet Letter to shareholders, 2008

Warren Buffett’s net worth is $82.7 billion dollars as of March 29, 2019, making him the third wealthiest person in the world, according to the Forbes 400 list. He is among the most successful in...

Values and Money – Are Yours Money-Makers or Money-Losers?

Values and Money Impact Whether You’ll be Wealthy or Not

“Values are the principles that guide you through every day, every task, and every encounter with another human being; even if you are unaware of what those values are.” By Richard Bolles in What Color is Your Parachute?

In another lifetime, when I worked as a career counselor, Bolles work influenced me in many ways. His wisdom far surpasses the career field and invades every aspect of life. Values and money are inextricably intertwin...

Lazy Investors Asset Allocation Guide to Amass $787, 355

5 Step-Lazy Investors Asset Allocation Guide

“Trying to consistently pick investments that are going to beat their benchmarks is like trying to win a marathon wearing muddy boots. There is a lot of drag, and your odds of winning are very low. The high costs associated with attempting to beat the market will almost guarantee sluggish results.” ― Richard A. Ferri, All About Asset Allocation, Second Edition

Who doesn’t want to amass a lot of money for retirement?

Of course you want build a big...

Is a 10% Return Good or Bad? How Are Your Investments Performing?

Are Your Investment Returns Good or Bad?

Do you know how well your investments are performing?

Are you wondering if a 10% return is good or bad?

Do you know the annual rate of return of your investments?

What about how well your investments are performing when compared with a standard benchmark?

Ever since a friend asked me to look over her investments and tell her if she’s doing well I’ve wanted to help investors answer this question;

“What are my investment returns?”

Most individuals don’...

Debt is Not Forever-How to Live Debt Free

When Jackie, at the Debt Myth emailed and asked me to participate in the #debtisnotforever initiative, I had to pause. I live debt free and have never taken had a “debt problem,” The only debt I currently have is our 15 year home mortgage. And I’m not one of those bloggers whose story includes getting rid of a bundle of debt. Yet, I’ve lived my life with a minimum amount of debt and completely avoided consumer debt, so I figured that I have something to offer to the debt is not forever campai...

The Secret to Flawless Investment Management – for Free

I’ve been managing investments for decades!

From asking my cousin how to invest, to researching and picking stocks on my own to becoming a professional investment portfolio manager, I’ve searched for the perfect investment management strategy.

Newsflash – There isn’t a perfect investment strategy. But, there just might be near-perfect investing platforms.

Robo-Advisors Have Revolutionized Investing

Robo-advisors might be the next best thing to flawless investment management. 

I’ve become enam...

Your Savings Account Stinks. Here are 10 Places to Keep Your Money Instead

10 Savings Account Alternatives – Not Under Your Mattress

By, Greg Johnson

Despite recent Fed rate hikes, savings account returns stink!

With many banks offering an APY rate of 0.05% or less, using a bank savings account as a long-term investment option is not your best money move. You won’t be growing rich by watching your account grow in pennies.

Bonus; Should I Pay off My Mortgage or Invest in the Stock Market?

Don’t fool yourself into thinking that you are keeping your money safe in these...

Use the Premortem to Prevent Investing Mistakes

Do a Premortem to Avoid the ‘Buy High – Sell Low’ Problem

We’ve all heard the old adage:

Buy low – sell high

But how many investors actually follow this ‘best investing practice’?

Are you guilty of this big investing mistake?

Turns out, there are reams of data about how investors consistently make this big investing mistake; buy high and sell low. You’ll learn about how this happens, and how to counteract this losing investing strategy. 

Over decades of investing, I’ve seen this investing m...