What Credit Score do I Need to Buy a House?

Buying a House? Improve Your Credit Score First

There’s not an easy answer to the question, “What credit score do I need to buy a house?”

To buy a house, you need to borrow money from a lender, and that lender wants to make sure that you’ll pay the money back in a timely manner. The lender will check out your credit score before deciding whether to lend you money to buy a house and also to decide what interest rate to charge. 

When shopping for a mortgage, it’s all about the interest rate.

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