M. Pattabiraman's Blog, page 126

Stock Portfolio Analysis: June 2022

This article compares my stock portfolio with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. Before we begin, investors need to appreciate the context of...



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Can we use Balanced Advantage Funds as a one-fund portfolio and save on rebalancing tax?

A reader asks, “I understood the importance of asset allocation/annual rebalancing exercise from your old article. I see the below text by one of the leading BAFs (see link below) – When...



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I am shocked to see my target retirement corpus – is there any hope for me?

Many readers are shocked to see the results of a retirement planning exercise. The target corpus required is too high relative to what they imagined and so is the required investment amount. This...



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A mutual fund SIP will not help you reduce risk when the market falls!

Many investors incorrectly believe that a mutual fund SIP is a “strategy to reduce risk”. Unfortunately, this is not the case. A SIP is merely an automated way to buy mutual fund units on...



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Can we use returns to classify mutual funds in terms of risk?

Mutual fund NAV risk is measured using the standard deviation. This can be thought of as the average deviation of a monthly return from the average monthly return. Higher the value, the higher the...



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Inflation has reduced Rs. One Lakh to just Rs. 5741 in 41 years!

The cost inflation index for the financial year 2022-2023 was recently announced. We compile 41 years of cost inflation index data to understand the devastating consequences of inflation and why our...



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Debt mutual fund screener (June 2022) for selection, tracking, learning

This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money...



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How to use MF capital gains statement for STCG & LTCG entries in ITR2 (or ITR3)

As a follow-up to our detailed guide on How to enter mutual fund and share capital gains in ITR2 (or ITR3), we now present two examples of how to use mutual fund capital gains statement for LTCG and...



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How to enter mutual fund and share capital gains in ITR2 (or ITR3)

In this step-by-step guide, we shall discuss how to enter capital gains from mutual funds or shares in ITR2 or ITR3. Salaried taxpayers must use ITR2 if they have any capital gains to declare....



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Does it make sense to invest in index funds over the next 20-30 years?

In this article, SEBI registered fee-only advisor Swapnil Kendhe discusses if passive investing aka index investing is suitable over the next 20-30 years in India. About the author: Swapnil is a SEBI...



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