M. Pattabiraman's Blog, page 125

With markets down can I increase equity allocation by rebalancing?

A reader wants to know if he can now rebalance his portfolio by shifting funds from fixed income to equity since the market is down. A discussion. Yes, we think this market “correction”...



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How to pay the correct amount of advance tax during the financial year

The income tax department requires that we pay the tax due on our income before specific dates during the financial year. This is known as advance tax. Usually, employers take care of this...



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How should senior citizens invest in 2022?

SEBI registered fee-only investment advisor Sriram Jayaram discusses how senior citizens should manage their money holistically in 2022. About the author: Sriram Jayaraman is a SEBI registered...



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Why are you holding 55% equity with only six years left for your son to enter college?

A reader writes,” Sir, I read your 2021 personal finance audit, where it says,  I have been investing for my son’s future since Dec 2009 (a month before he was born). Then it was an 18-year-old...



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Stocks with low volatility and momentum for July 2022

Each month, we publish a list of stocks with low volatility and momentum. We provide data for BSE 500 and BSE 100 stocks.  There are now three different screener files available. (1) Stocks with low...



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Fearing tax I didn’t rebalance my portfolio in Sep 2021 and now suffer higher losses!

A reader writes, “Dear Sir, I read two articles that you had rebalanced your long-term portfolios twice last year (April and Sep 2021). I was in two minds after reading this. Should I rebalance...



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How to enter capital gains from sale of property in ITR2 (or ITR3)

We had recently discussed how to enter STCG and LTCG from equity shares and mutual funds in ITR2  or ITR3. We now follow this up with a guide to enter capital gains from the sale of property in ITR2...



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When should I pay tax after redeeming from mutual funds or shares?

A reader asks, “Can you please write an article on when an investor should capital gains tax after redeeming from mutual funds or shares? That is, which time of the financial year. Should I pay...



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Waiting for market recovery is not the solution for all equity MF investors!

A few days ago Sensex and Nifty experienced their first negative yearly return. Many new equity mutual fund investors are worried and wonder what to do. The standard answer to this in social media...



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87A tax rebate benefits are lost if non-taxable MF LTCG is added in ITR!

A viewer on our YouTube channel asks, “I have a net taxable income of around 4.8L( excluding LTGC, after all the deductions) and LTGC( from Equity MF ) of 37k. So the problem I am facing is...



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