M. Pattabiraman's Blog, page 125
September 5, 2022
How to plan for retirement in nine steps – a beginner’
We break down the retirement planning process into nine simple steps for a beginner to get started. We shall assume retirement is 25 years away. Step one: Have a clear goal: Why the money is needed and when it is needed are already part of the question. So 25% of the question is already answered!...
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How to plan for retirement in nine steps – a beginner’s guide
We break down the retirement planning process into nine simple steps for a beginner to get started. We shall assume retirement is 25 years away. Step one: Have a clear goal: Why the money is needed and when it is needed are already part of the question. So 25% of the question is already answered!...
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September 4, 2022
Equity Mutual Fund Screener Sep 2022: Shortlist consistent performers
The freefincal Equity Mutual Fund Performance Screener (Sep 2022) is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category & benchmark and spot mutual funds with a higher return than a benchmark at a lower risk. Inside, you get discounted links to our two courses:...
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September 3, 2022
How to quickly compare S&P 500 with Sensex?
A reader writes, “Sir, I recently read your article – Sensex vs S&P 500 vs Nasdaq 100: Which is better for the long term? In this, you have plotted the S&P 500 and the Nasdaq 100 in INR terms. Is there a way to quickly make such a comparison on our own?” As far as...
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September 2, 2022
Can I use a large and mid cap fund instead of an index fund?
A reader writes, “Sir, you have repeatedly pointed out that it is hard for most active funds to beat the index, and this applies not only to large cap funds but also to mid cap and even small cap funds (when benchmarked with a mid cap index). However, can I use a hybrid like an...
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September 1, 2022
DSP Equity & Bond Fund Review
In this edition of the fund performance report, we review DSP Equity & Bond Fund. The fund was launched as DSP Merrill Lynch Balanced Fund in May 1999. Then, DSP BlackRock Balanced Fund in 2008, and DSP Equity and Bond Fund in 2018. The fund currently has an AUM of Rs. 6,837 Crores. Disclaimer: Fund performance reports...
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August 31, 2022
Stocks with low volatility and momentum for SEP 2022
We publish a list of stocks with low volatility and momentum each month. We provide data for BSE 500 and BSE 100 stocks. There are now three different screener files available. (1) Stocks with low volatility and momentum from the BSE 100 large cap universe are available as a separate file (2) Stocks with low...
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August 30, 2022
What are the investment options for 50-plus retirees?
A reader writes, “There are many investment options for senior citizens. However, today many people retire or are forced to well before 60. Where can such people invest for regular income and cash preservation and wealth creation?” Today even those above 60 are forced to look beyond traditional savings instruments to protect their money from...
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August 29, 2022
Retirement plan review: Can I retire by 45?
A reader asks, “I am 28 years old and wish to retire by 45. My monthly expenses are about Rs. 40,000. My current net worth is essentially zero as I just started to work. How much should I invest to retire by 45? I do not intend to get married. I can manage to invest...
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August 28, 2022
My husband wants us to buy a house as soon as possible – is he right?
A reader who prefers anonymity asks, “Sir, I am a big fan of your articles. Thanks to you, we have started investing in a goal-based manner. We are not yet investing as much as we should for these goals. We live in rented accommodation. My husband wants us to buy a house as soon as...
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