M. Pattabiraman's Blog, page 122

Tata Nifty Midcap 150 Momentum 50 Index Fund Review

Tata Nifty Midcap 150 Momentum 50 Index Fund is an open-ended scheme tracking NIFTY Midcap 150 Momentum 50 Index. The fund is currently in its NFO period (4th to 17th Oct 2022). In this article, we analyse the performance of the underlying index. The Nifty Midcap150 Momentum 50 Index tracks the performance of the top...

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Only 42 out of 260 equity mutual funds consistently outperformed the Nifty 50!

A reader asked, “If we compare the performance of actively managed mutual funds across categories, how many of them have outperformed the Nifty 50 consistently?” Readers may be aware that we publish a monthly equity mutual funds performance consistency screener where each category has its own relevant benchmark. Let us now determine how many funds...

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Do not forget these steps after buying a term insurance policy!

Buying a term insurance policy is one of the first things to do in money management if you have dependents or if you wish to leave your networth to a person or organisation. Insurance purchase is a leap of faith resulting in a contract between the insurer and buyer based on trust. However, there is...

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Stocks with low volatility and momentum for OCT 2022

We publish a list of stocks with low volatility and momentum each month. We provide data for BSE 500 and BSE 100 stocks.  There are now three different screener files available. (1) Stocks with low volatility and momentum from the BSE 100 large cap universe are available as a separate file (2) Stocks with low...

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Why did PPF and SSY interest rates not increase despite a 0.5% REPO rate hike?

On 30th Sep 2022, the RBI increased the rate at which it lends money to commercial banks (the repo rate) from 5.4 % to 5.9%. See RBI repo rate history from June 2000 to the present. A reader asks, “why did the govt. not increase PPF and SSY interest rates?” The REPO rate is at...

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DSP Flexi Cap Fund Review

This edition of the fund performance report looks at the DSP Flexi Cap Fund (erstwhile DSP Equity Fund). Launched in April 1997, the fund has an AUM of 7,739 Crores. After the SEBI categorisation rules, it was first classified as a multi-cap fund in mid-2018 and then shifted to the flexicap category to align with...

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I have stopped my equity MF investments due to the global recession: Am I wrong?

A reader aged 35 asks, “I have stopped all my equity MF investments due to the global recession and poor returns over the last few months. However, reading your articles, I am now in two minds. Can you please advise what I should do?” The market zoomed up after the March 2020 crash much more...

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Handpicked List of Mutual Funds Oct-Dec 2022 (PlumbLine)

These are the freefincal handpicked list of mutual funds for Oct-Dec 2022. New and old investors can use it according to their specific needs. The list is called “PlumbLine” and has been published since Sep 2017 for beginners to accompany the freefincal robo advisory tool. Most important! Plumbline is a mix of my opinions +...

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After selling my flat should I buy 54EC Tax Exemption Bonds or pay tax and invest in equity?

A reader writes, “We are about to sell our flat. Many of my friends advise me to buy 54EC Capital Gain Tax Exemption Bonds to save tax and then invest the money. However, I wonder if paying the tax and investing the rest in equity is better. Can you please do a comparison study? Thanks...

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Can you review my index fund portfolio?

A reader writes, “I want to ask you if this asset allocation in index funds is right or wrong. I am not good at finance. These are the index funds which I invest in every month. Nifty 50 – 35.71% Nifty Next 50 – 35.71 % Gold Index fund – 14.28 % Mid-cap index fund...

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