M. Pattabiraman's Blog, page 129

A risk in market timing that 122 years of backtesting failed to reveal!

In the fourth and final part of our double moving average market timing model backtests, we consider Sensex and other Indian Indices. We have already established that the model reasonably works (see...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

A simple thumb rule for retirement planning

Here is a simple thumb rule young earners can follow for retirement planning. If this rule is implemented immediately after starting a job, the chances of achieving financial freedom by age 50 or...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Testing a double moving average market timing model with gold (Part 3)

We are studying the efficacy of a double moving average market timing model with different market indices.  We have already established that the model reasonably works (see links below) with Indian...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

The two retirement planning challenges that keep me up at night

A reader writes, “Congratulations on freefincal’s 10th anniversary. Looking at the body of work the site has published over the years, I wonder if there is any new ground left for you to...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Debt mutual fund screener (May 2022) for selection, tracking, learning

This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Don’t make this mistake while computing mutual fund SIP returns!

We discuss how to avoid a common mistake made by investors while computing mutual fund SIP returns. On 20th May 2021, the Sensex (price) index was 49,564.81. About 5 months later on 18th Oct 2021, it...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Testing a double moving average market timing model with S&P 500 (Part 2)

We are studying the efficacy of a double moving average market timing model with different stock market indices.  We have already established that the model reasonably works (see links below) across...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

10 financial lessons from 10 years of blogging

Freefincal was founded in May 2012. So that makes 10 years of blogging, data analysis, research, reportage, call it what you will. These are 10 financial lessons learned over these 10 years. We thank...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Testing a double moving average market timing model (part 1): Nasdaq 100

Starting today, we will study the efficacy of a double moving average market timing model with different stock market indices.  We have already established that the model reasonably works (see links...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

MF Q&A: My goal is 3Y away should I exit my equity mutual funds?

A reader writes, ” I am in a dilemma and need your advice. I am 3 years away from one of my financial goals. On analyzing my MF portfolio the peak value was in October 2021 and the markets have...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}