M. Pattabiraman's Blog, page 130

Avoid these mistakes if you are planning for early retirement

In this article, we discuss some common mistakes that should be avoided while planning for early retirement. What is early retirement? This typically means quitting a salaried job to do what a person loves (for free or otherwise). Today 55 is the normal retirement age. So early retirement is approximately 45 years or earlier. See;...

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The “active vs passive” debate is not of primary importance in portfolio management

The prominence of index funds and ETFs in the last few years due to their visible outperformance has resulted in a heated active vs passive debate on social media, personal finance forums etc. While cost, the underperformance of active management, simplicity of fund maintenance etc are all important factors they are not of primary importance...

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Debt mutual fund screener (July 2022) for selection, tracking, learning

This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money market funds, banking and PSU funds etc. The credit quality of the bonds in the portfolio and the bond maturity profile...

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I retire from the armed forces in 8 years can I be financially independent?

A member of the armed forces writes, ” Hello sir, I am a continuous follower of your financial advice and financial-related methods(YouTube and web).. thankful to you for all these practical and fact-based reviews and advice”. “Sir all of your retirement corpus planning or savings required for retirement are not mentioned whether they have a...

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I want to become a SEBI registered advisor but worried if I will succeed

A reader who prefers anonymity asks, “I would like to become a SEBI registered fee-only advisor. However many people in financial services have discouraged me. They either ask me to do something else or become a commission-based advisor or charge a fee based on the AUM of the client. I find these models unappealing. I...

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Can we trust mutual fund AMCs? Is stock investing a better choice?

A reader asks, “I have been continuously investing in MF for the last 6+ years. My brother tells me to invest in direct equity instead of MF for the main reason that the fund manager’s decisions can be driven by their relationship with the company or some conflict of interest. I buy direct equity in...

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Index fund tracking error screener July 2022

This is an index fund screener based on tracking error and return difference wrt benchmarks. The screener will help a user evaluate how efficiently an index fund has tracked its underlying benchmark....



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Paytm Money’s BSE StAR Integration: What should investors do?

Paytm Money announced on July 4th 2022 that it will stop offering advisory, surrender its SEBI RIA license and become a broker for direct mutual funds via BSE StAR. So existing investors will have to...



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Why you need time, money and returns to beat inflation

The impact of inflation over the long term can be devastating to our finances as shown recently – Inflation has reduced Rs. One Lakh to just Rs. 5741 in 41 years! The only way to beat inflation...



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Equity Mutual Fund Screener July 2022: Shortlist consistent performers

The freefincal Equity Mutual Fund Performance Screener (July 2022) is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category &...



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