First Look

DAVID GLAUBKE, who created last year's cover for my Money Guide, just sent along the design for next year's edition. The Jonathan Clements Money Guide 2016 will be available on Jan. 1 as both a paperback and e-book, though I plan to put out an early paperback version on Dec. 1, in time for the holidays. The early version will have market and economic data through Nov. 30, while the year-end edition will use Dec. 31 data.

The 2016 edition will be roughly 25% bigger. There are new chapters on how to build your own financial plan and on the basics of investment math, as well as an appendix that describes 134 key financial concepts. I have also revised and expanded existing chapters, including adding sections devoted to some of the great financial debates and to how I handled crucial money issues in my own life.