Jonathan  Clements

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Brad
400 books | 185 friends

Karen J...
1,293 books | 2,988 friends


Jonathan Clements

Goodreads Author


Born
in London, The United Kingdom
Website

Twitter

Member Since
November 2013


Jonathan Clements is the author of "How to Think About Money" and editor of HumbleDollar.com. He was born in England, graduated from Cambridge University and now lives just outside New York City. He wrote for Euromoney and Forbes before joining The Wall Street Journal, where he worked for almost 20 years. He also spent six years at Citigroup as Director of Financial Education for the bank's U.S. wealth-management business. Jonathan has written seven books -- a novel and six guides to personal finance. For additional information, go to HumbleDollar.com. You can follow Jonathan on Twitter @ClementsMoney or on Facebook at Jonathan Clements Money Guide. ...more

THE GOOD OLD DAYS OF HEALTH INSURANCE

This is from my blog, but I thought interesting. You may recognize the doctors name from recent posts.

The idea of health insurance is generally said to have begun in the 1940s, but consider this.

Early in his career (around 1815) in an attempt to build his practice in Philadelphia, Dr. Philip Physick offered the first healthcare insurance package in the country. He advertised that he could take car

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Published on October 08, 2025 02:22
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Jonathan’s Recent Updates

Jonathan Clements wrote a new blog post

THE GOOD OLD DAYS OF HEALTH INSURANCE

This is from my blog, but I thought interesting. You may recognize the doctors name from recent posts.The idea of health insurance is generally said t Read more of this blog post »
More of Jonathan's books…
Quotes by Jonathan Clements  (?)
Quotes are added by the Goodreads community and are not verified by Goodreads. (Learn more)

“He would joke that “stock-market forecasters exist to make astrologers look good.”
Jonathan Clements, 48 and Counting

“We’re too focused on the short-term. Experts keep advising us to save and invest, so we can retire in 20 or 30 years. And yet we remain almost exclusively focused on the here and now. Is there a new toy we’re hankering to buy? To persuade us to postpone the purchase for a mere 12 months, somebody would likely have to offer us a huge financial incentive. We are also overly influenced by recent events, including the latest political news, the current crop of economic data, and whether the financial markets have lately been rising or falling. We ascribe great importance to the days and weeks ahead, and not nearly enough to next year, let alone the next 10 years.”
Jonathan Clements, How to Think About Money

“We base decisions on information that’s easily recalled. Airplane crashes make the news, so we are more fearful of flying than driving, even though car accidents cause many more deaths. Similarly, we hear a lot about investment legend Warren Buffett and a lot about lottery ticket winners, which makes beating the market and winning the lottery seem far more likely than they really are.”
Jonathan Clements, How to Think About Money

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