Medicare Advantage update- it may be a bumpy ride.

Predictions  are the trend to enroll in Medicare Advantage plans will slow and MA plans will be forced to trim benefits. A recent article on MarketWatch provides more analysis.  

Many seniors still like MA plans for their extra benefits and generally lower premium costs, but they don’t like limited networks, required referrals, deductibles and co-pays in some cases. 

But that is not the problem. 

According to the (10/4/25) article, “The market (for insurers) remains lucrative as the government pays 22% more per Medicare Advantage enrollee, or about $83 billion a year more, than if that person had been enrolled in traditional Medicare, according to the Medicare Payment Advisory Commission, the independent federal agency that advises the U.S. Congress on issues affecting the Medicare program.”

MA plans were supposed to save Medicare money. Why the reverse was allowed to happen is questionable. Probably poor management, but no doubt politics as well. 

In any case, sooner or later MA beneficiaries will pay more, receive fewer benefits or in some cases their plan will disappear. 

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