Beyond fees, is using a financial advisor, advisable? If you do or don’t why?

There was a discussion recently on HD about the costs/benefit of a financial advisor.

I have more questions. Who needs a financial advisor and why? I have looked up the pros and cons and certainly a case can be made for using an advisor, but not always. 

I have never used an advisor, but that doesn’t mean I wouldn’t be better off if I did.  I asked at Fidelity, but the fee percentage - I think it was 1% a few years ago - turned me off.
How does your advisor add value for you? Does it go beyond just where to invest?

Is your financial situation better having used an advisor? 

Does your advisor make specific investment recommendations and, if so, do you always follow them? Does your advisor have authority to make or change investments without your approval each time? 

Any other thoughts on using an advisor these days? 

The post Beyond fees, is using a financial advisor, advisable? If you do or don’t why? appeared first on HumbleDollar.