Not trying to post here with an intent of bullying etc not actually specifically wanting an individual response though I think it would be of value to him. But given RDQ's repeated themes of criticising outlets he comes across for missing some vital element of personal finances like tax or being fraud like FIRE sub 50 and maintaining that any spreadsheet or budget approach to life is unnecessary or too stressful, I truly think he would benefit from trying to learn how it might be done.
So recommendations for 101 level online tools a numerical neophyte might play with to put together a basic financial plan for a new graduate starting the workforce.
Let's say we give them a starting salary of 60k and student debt of 100k. And no further handouts from parents or grandparents. Payrises will be fair and steady but no massive leaps and or stock option bonanzas.
Then perhaps if we can persuade the world's biggest hold out against spreadsheets and modelling to engage then it becomes an easier sell to younger generations. ;)
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Published on June 25, 2025 04:31