Quinn needs some advice about his RMD

After several years of RMDs from my rollover IRA, I’ve run out of cash to cover the withdrawal. In 2025 there is enough cash to cover about half the required RMD.

So, where does the rest come from? Which fund(s) do I sell? Here are the funds and their percentage of the account balance. 

NOTE about these funds. There is no rhyme or reason. A logical strategy does not exist. Some resulted from the transfer of the account. We don’t use the funds to live on. The RMD will mostly be given to charity and our children. Whatever is left reinvested. 

FSPGX 48%. FIDELITY LARGE CAP GROWTH INDEX FUND

FTHRX 18%. FID INTERMEDIATE BOND FUND

FIVFX 11%. FIDELITY INTL CAP APPRECIATION FUND

FBALX 8%. FIDELITY BALANCED

FSMDX 6%. FIDELITY MID CAP INDEX FUND

LEGAX <6%. COLUMBIA LARGE CAP GROWTH CL A

VHYAX < 6%. VANGUARD HIGH DIV YLD IDX ADMIRAL SHS

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