A Simple Way to Avoid Phone Scams

I just read about an excellent script to use when one gets a call purporting to be from a financial institution that is, “every time a financial institution calls: “Where are you calling from? Thank you. I’m going to hang up and call back.”

Then go find the institution’s phone number (from a statement, the back of the credit card, or by typing in the URL of the website itself and finding it on the website; you can’t just search for the website because scammers can manipulate search results) and call the institution yourself.

Financial institutions (banks, credit card companies, brokerage houses, Social Security, the IRS, and on and on) will never call you and ask for information.

This is probably good advice for call from utilities as well.

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