Manoj Arora's Blog, page 28

February 28, 2015

Four levers that create wealth for you

Most of us feel that increasing our income will make us wealthy, and that is why we focus most of our energy on getting a higher salary or getting more profitability of our organisation. We forget that increasing our income is just one of the levers to wealth creation, and NOT a very significant one. Ignore the other three levers at your own peril...read on...




It was 9 AM right now. Vinay
 •  0 comments  •  flag
Share on Twitter
Published on February 28, 2015 19:25

February 22, 2015

Meet another Freedom Seeker - Mr. Pallav Sarmah - a regional manager from Assam

Last time, we met ayoung and dynamic CEO from Hyderabad, India:Ms Kamini Guptawho are already on the journey towardsfinancial freedomnow.The response to such posts has been overwhelming. You can read more about her journey and experience till now byclicking here.



In continuation with our effort to interlock you with some common men and women who have been seekingfinancial
 •  0 comments  •  flag
Share on Twitter
Published on February 22, 2015 06:19

February 12, 2015

Working in private sector? Your pension (EPS) is getting accumulated..

In a recent survey by a leading financial magazine, it came out that almost 60% of the respondents were unaware that private-sector employees covered by the employee Provident Fund (EPF), are also eligible for lifelong pension. More than 30% of these unaware respondents had already contributed Rs. 65,000-1 lakh of their hard earned money to the Employees' Pension Scheme (EPS) till now. Want
 •  0 comments  •  flag
Share on Twitter
Published on February 12, 2015 20:06

February 4, 2015

How much Life Insurance Cover do you actually need?

Life is unpredictable. Therefore, Life Insurance is necessary to mitigate the financial risk to your family if something happens to you. Most people do not understand how much cover do they actually need, and that's why they are either under insured (too big a risk to take) or over insured (wasting their money).

Let us find out how much life insurance cover do we "actually" need...Read on..
 •  0 comments  •  flag
Share on Twitter
Published on February 04, 2015 21:12

January 24, 2015

Is this the right time to book Recurring Deposits (RDs) ?

If ever there was a right time to book Recurring Deposits (RDs), it has to be right now.



If your portfolio demands more allocation to debt based investments, or if you are trying to balance your portfolio towards debt considering that the equity portion has jumped significantly over the last 6 months causing an imbalance in your portfolio, getting into FDs / RDs is one of the choice you
 •  0 comments  •  flag
Share on Twitter
Published on January 24, 2015 02:01

January 15, 2015

Top 10 Wealth Management Principles - An online Course that can decide your financial destiny

You can do it form the comfort of your home, at your convenient timing, from your mobile or I-Pad. It is amazing how fast technology has changed over the past few decades. What has not changed are the principles that the wealthy have been using to make wealth.

I am going to show you the Top 10 Wealth management principles that the wealthy use to manage and build their wealth..Come with me..
 •  0 comments  •  flag
Share on Twitter
Published on January 15, 2015 06:11

January 8, 2015

Gold Funds Vs Gold ETFs

When it comes to having a balanced portfolio, Gold is one commodity that provides a key balance. If you are serious about Gold as an electronic investment, you must understand the options available to you : Gold Funds, Gold ETFs, and e-Gold. Let us have a closer look so that you can invest it right..read on..






Gold is an essential ingredient of any portfolio. The general guideline is to
 •  0 comments  •  flag
Share on Twitter
Published on January 08, 2015 23:07

December 31, 2014

Understanding and Creating an Indian Will

Creating wealth is just one aspect of financial planning . On the other hand, death is a reality. Ignore this reality at the peril of strained relations among your family and relatives post you are gone.

An assumption that you need to write a will only if you are sick or old is as correct as the assumption that people die only of old age. You should create a will early in your life. So, here
 •  0 comments  •  flag
Share on Twitter
Published on December 31, 2014 22:02

December 25, 2014

2015 Goals : 6 Best Practices that help you achieve more

It is the time of the year, when we have another opportunity to change the way we are going to live our life in 2015. As the saying goes, "Today is the first day for the rest of your life."

I present my report card for thegoalsI set out for 2014, and also what i am targeting for 2015. I alsopresentsix (6) best practices that help you achievemoreof your goals, year after year.




Goal
 •  0 comments  •  flag
Share on Twitter
Published on December 25, 2014 21:08

December 18, 2014

Mutual Fund SIPs and their Capital Gains Taxation

Systematic Investment Plans Or SIPs is a veryconvenientand most commonly used method for mostinvestors to enter the equity market via Mutual Funds. By understanding the tax implications of SIP transactions, you can time your withdrawals accurately and save on taxes.



What is SIP?

One of the best ways to invest in the equity market is to take the Systematic Investment Plan (SIP) route
 •  0 comments  •  flag
Share on Twitter
Published on December 18, 2014 04:01