Manoj Arora's Blog, page 2

46 Thoughtful Lessons from the book "'"

 Is your mind clouded by biases? Well, you may not even be aware of it. There are two different minds working for you - one is fast and biased, the other is slow and thoughtful. Understand the two minds, and you will be able to take more rational decisions in life.Read on...Thinking, Fast and Slow is a 2011 popular science book by psychologist Daniel Kahneman. The book's main thesis is a

46 Thoughtful Lessons from the book "Thinking. Fast and Slow"

 Is your mind clouded by biases? Well, you may not even be aware of it. There are two different minds working for you - one is fast and biased, the other is slow and thoughtful. Understand the two minds, and you will be able to take more rational decisions in life.Read on...Thinking, Fast and Slow is a 2011 popular science book by psychologist Daniel Kahneman. The book's main thesis is a

Factors impacting Currency Fluctuations

The Indian Rupee (INR) has witnessed dramatic fluctuations against the US Dollar (USD) over the decades. From ₹4.76/USD in 1947 to ₹83.50/USD in 2023, the rupee’s journey reflects India’s economic evolution. But what drives these currency swings? In this blog post, we’ll explore the history of INR-USD fluctuations and break down the key factors affecting currency values—all in the Indian

Impact on Banks if a Blue-Chip Company Fails

Blue-chip companies are considered the backbone of the economy—large, financially stable, and historically reliable. But what happens when one of these giants fails? When a BlueChip or any big company fails, the impact is not only on the stakeholders of that company. The ripple effects can be severe, especially for banks that have significant exposure to such companies. In this blog post,

Capital Gains Harvesting - Equity

 Investing in the equity market can be highly rewarding, but it also comes with tax implications that can eat into your returns. One strategy to minimize your tax liability and maximize your after-tax returns is Capital Gains Harvesting. This technique of Capital Gains Harvesting involves strategically selling or moving investments to realize capital gains in a tax-efficient manner

What is Follow-on Public Offer (FPO)

Investing in the stock market can be both exciting and overwhelming, especially when terms like IPO, FPO, and OFS start popping up. While most of us are familiar with IPOs (Initial Public Offerings), not many understand what an FPO is or how it works. In this blog post, we’ll break down the concept of a Follow-on Public Offer (FPO) in simple terms, explain how it works, and provide an

Demerger of Companies: Unlocking Value for Shareholders

Demerger is a crucial financial and strategic process in the corporate world. It serves as a mechanism to unlock value, improve focus, and ensure the independent growth of different business verticals. In this blog, we’ll explore the concept of demerger, its significance for companies and investors, a simple Indian example, and much more.DefinitionA demerger is a corporate restructuring process

Surrendering your life insurance policy

Life insurance is often considered a long-term commitment, designed to provide financial security for your loved ones. However, there may come a time when you find yourself unable to continue paying premiums or no longer in need of the policy. In such cases, surrendering your life insurance policy might seem like an option. But what does surrendering a policy mean, and what are its implications?&

Criteria to Include or Exclude a Stock from NSE Index

Stock indices like the NIFTY 50 represent the overall performance of the stock market, showcasing the most influential and liquid companies. The inclusion or exclusion of a stock from such indices can have significant implications for investors. Let us delve into the criteria for adding or removing stocks from NSE indices, their relevance, and an example.DefinitionThe NSE (National Stock Exchange

What is Tax Compounding

In the world of personal finance, there are a few concepts that can have a significant long-term impact on your wealth. One such concept is tax compounding, which is often overlooked by many investors.If leveraged properly, tax compounding can accelerate the growth of your investments. In this post, we’ll break down the concept, explore how it works, and see how it can benefit you as an investor