Manoj Arora's Blog, page 3

Capital Gains Harvesting - Equity

 Investing in the equity market can be highly rewarding, but it also comes with tax implications that can eat into your returns. One strategy to minimize your tax liability and maximize your after-tax returns is Capital Gains Harvesting. This technique of Capital Gains Harvesting involves strategically selling or moving investments to realize capital gains in a tax-efficient manner

What is Follow-on Public Offer (FPO)

Investing in the stock market can be both exciting and overwhelming, especially when terms like IPO, FPO, and OFS start popping up. While most of us are familiar with IPOs (Initial Public Offerings), not many understand what an FPO is or how it works. In this blog post, we’ll break down the concept of a Follow-on Public Offer (FPO) in simple terms, explain how it works, and provide an

Demerger of Companies: Unlocking Value for Shareholders

Demerger is a crucial financial and strategic process in the corporate world. It serves as a mechanism to unlock value, improve focus, and ensure the independent growth of different business verticals. In this blog, we’ll explore the concept of demerger, its significance for companies and investors, a simple Indian example, and much more.DefinitionA demerger is a corporate restructuring process

Surrendering your life insurance policy

Life insurance is often considered a long-term commitment, designed to provide financial security for your loved ones. However, there may come a time when you find yourself unable to continue paying premiums or no longer in need of the policy. In such cases, surrendering your life insurance policy might seem like an option. But what does surrendering a policy mean, and what are its implications?&

Criteria to Include or Exclude a Stock from NSE Index

Stock indices like the NIFTY 50 represent the overall performance of the stock market, showcasing the most influential and liquid companies. The inclusion or exclusion of a stock from such indices can have significant implications for investors. Let us delve into the criteria for adding or removing stocks from NSE indices, their relevance, and an example.DefinitionThe NSE (National Stock Exchange

What is Tax Compounding

In the world of personal finance, there are a few concepts that can have a significant long-term impact on your wealth. One such concept is tax compounding, which is often overlooked by many investors.If leveraged properly, tax compounding can accelerate the growth of your investments. In this post, we’ll break down the concept, explore how it works, and see how it can benefit you as an investor

What is Rental Yield

Rental yield is a measure of the income generated from a rental property relative to its value and is one of the important measures in calculating the ROI from real estate investments.What is Rental YieldRental yield is a financial metric that evaluates the income generated from a rental property in relation to its market value. It provides investors with a clear understanding of the property's

Switching from Regular to Direct Funds - Tax Implications and Breakeven Point

Switching from 'Regular' to 'Direct' Mutual Funds can be painful in terms of paying taxes.Let's see how long it takes to break even the taxes when we make the bold move from regular to direct mutual funds.BackgroundInvesting in Regular mutual funds is like taking a wrong path towards a destination. The longer you keep walking, the more painful it is to come back to the right path of direct mutual

23 Timeless Lessons from the Netflix Series: 'Live to 100' - Secrets of the Blue Zones

In this enlightening show, author Dan Buettner embarks on a global journey to explore the lifestyles and habits of people living in unique communities known as the Blue Zones. This series tells you how people live to be more than 100 years across the world. What constitutes a long, happy, satisfied life... Read on...For those who have missed out reading some of our posts which captured

What is Smart Beta or Factor Investing?

Factor investing is an investment approach that involves designing a portfolio of stocks, based on a certain factor or set of factors. Also called as Smart Beta investing, let us see what it entails.Smart beta investing or Factor Investing has been gaining prominence in recent years, owing to its ability to help create a curated basket of stocks which is aligned to an investor’s personality.What