Manoj Arora's Blog, page 9

Bank Deposit Protection Cover from DICGC

Banks do fail. And when a bank fails, the only respite a depositor has is the insurance cover offered by the Deposit Insurance and Credit Guarantee Corporation (DICGC). Know in depth of this insurance, and how to get smarter and get covered for more than the standard insurance of INR 5 lacs...IntroductionThe interest rates are low, and the investors are getting lured into investing in new banks

Covered Bonds - a risky bet

Covered Bonds, at the face of it, seems to mitigate significant risk since they have an additional collateral cover to account for defaults. But the devil is always in the details.What are Covered Bonds?Covered bond is an instrument via which the investors lend money to an entity (corporate or government) and earn income from this investment. Though this is also true for any other government or

28 deft lessons from the book 'Death' by Sadhguru

Death is a taboo in most societies in the world. But what if we have got this completely wrong? What if death was not the catastrophe it is made out to be but an essential aspect of life, rife with spiritual possibilities for transcendence?Sadhguru dwells extensively upon his inner experience as he expounds on the more profound aspects of death that are rarely spoken about. From a practical

RBI Floating Rate Savings Bonds 2020

In the current debt market where interest rates are low and investments may be at credit-risk as well as interest-risk, RBI Bonds come as a breath of fresh air for many investors looking for a lumpsum debt based investment.About the RBI BondsThese bonds have been made available for subscription on July 1, 2020, and you can invest in these bonds through public sector banks and select private

NO MORE EMAILS from 'Elevate Your Life' Blog

Every time we used to post a new blog post in our blog 'Elevate Your Life', an email notification was sent to all email subscribers of the blog, notifying them about the new blog post. This is ending. Find out what you need to do to stay tuned to the blog...What was happening until now?Whenever a new post was written in our blog (Elevate Your Life), there was an email that was sent to all the

Smallcase : Is it big enough?

Smallcase is not a theme, innovation, strategy, process, or idea. It's a private limited financial services company. Let us understand in-depth about smallcase before we start investing.Before we understand Smallcase, we need to be clear on the concept of Stock Basket, since this is the core of the services that this company offers.What is a Stock Basket?Stock Basket is a collection of stocks.

What are Mutual Funds - Fund of Funds (FOFs)

Mutual funds that invest in other mutual funds? Sounds confusing? That's Fund of Funds for you. Read on...What is Fund of FundsAcronymed as FOFs, Fund of Funds is a type of mutual fund which invests in various other mutual funds in the market. These are also known as multi-manager investments since there would typically be managers for each fund that a particular FOF is invested in.The FOF may be

Top 7 mistakes when investing in Mutual Funds

Mutual Fund as an asset class, is fast becoming popular among Indian investors. But in spite of all the education and content available, there are some very common mistakes that most of us do, while investing in Mutual Funds.Here is the list of the top 7 mistakes that I found out, after interacting with hundreds of investors from across the country, and outside.Mistake # 1: Selecting Fund Type [

35 Momentous lessons from the book 'Happy Money' by Ken Honda

For many of us, the subject of money is unavoidably stressful. Managing our personal finances may seem complicated or time-consuming. The good news is that in Japan - where a Zen approach to life is more widely practiced - a pathway to a better relationship with money is being carved, by Ken Honda, through his book - Happy Money.In Happy Money, the author Ken Honda reinvents the way we see our

14 Fabulous Life Lesson from the Netflix Series 'Breaking Bad'

This is just our 2nd attempt at publishing lessons from a documentary or a television series. But learning is everywhere, and we must continue to evolve with changing times.For those who have missed out reading some of our posts which captured lessons from some of the best-selling books, they can click here to read the book lessons.Let's get it rolling.ABOUT THE SERIESTitle: Breaking BadDuration: