Manoj Arora's Blog, page 27

Investing in the new NPS is akin to marrying Katrina Kaif

Investing in the new NPS re launched with the budget 2015 is akin to marrying Katrina Kaif. Looks so inviting, but hold on. Given a chance, would you really marry Katie? Really? Surfing through the television channels and nothing great to watch after the sad exit of the Indian cricket team from the world Cup, my hands suddenly got frozen on the remote control. What I was seeing was a

She made her little contribution...Have you?

So often, we are faced with situations in life where our contribution to change things around us seem just so little, so tiny that it seems like a waste of effort. Again, it is about how we look at it. A different perspective can change things around, and give us the motivation, desire and the energy to continue to seek change. In my teenage days, my mom used to tell me a story of a little

Sukanya Samriddhi Yojana (SSY / SSS) Vs Public Provident Fund (PPF)

Many parents plan to invest in thePPFandfixed depositsfor their little one's education or marriage. Things could be changing here, especially if you are blessed with a fairy, rather than a brat :)TheSukanya Samriddhi Yojana(SSY) could just be a better alternative...read on... Launch The scheme -Sukanya Samriddhi Yojana(SSY), also called asSukanya Samriddhi Scheme(SSS), was

EMIs and pre-EMIs on Home Loans

If you have ever taken a home loan, you would have dealt with Equated MonthlyInstallments(EMIs),and if you have ever been involved in taking a home loan on an under construction property, you have surely dealt with 'pre-EMIs'. Let us clearly understand what separates EMIs and pre-EMIs, both from loan and from taxation perspective.... Read On...

What are Equated Monthly Installments (EMIs

Four levers that create wealth for you

Most of us feel that increasing our income will make us wealthy, and that is why we focus most of our energy on getting a higher salary or getting more profitability of our organisation. We forget that increasing our income is just one of the levers to wealth creation, and NOT a very significant one. Ignore the other three levers at your own peril...read on...




It was 9 AM right now. Vinay

Meet another Freedom Seeker - Mr. Pallav Sarmah - a regional manager from Assam

Last time, we met ayoung and dynamic CEO from Hyderabad, India:Ms Kamini Guptawho are already on the journey towardsfinancial freedomnow.The response to such posts has been overwhelming. You can read more about her journey and experience till now byclicking here.



In continuation with our effort to interlock you with some common men and women who have been seekingfinancial

Working in private sector? Your pension (EPS) is getting accumulated..

In a recent survey by a leading financial magazine, it came out that almost 60% of the respondents were unaware that private-sector employees covered by the employee Provident Fund (EPF), are also eligible for lifelong pension. More than 30% of these unaware respondents had already contributed Rs. 65,000-1 lakh of their hard earned money to the Employees' Pension Scheme (EPS) till now. Want

How much Life Insurance Cover do you actually need?

Life is unpredictable. Therefore, Life Insurance is necessary to mitigate the financial risk to your family if something happens to you. Most people do not understand how much cover do they actually need, and that's why they are either under insured (too big a risk to take) or over insured (wasting their money).

Let us find out how much life insurance cover do we "actually" need...Read on..

Is this the right time to book Recurring Deposits (RDs) ?

If ever there was a right time to book Recurring Deposits (RDs), it has to be right now.



If your portfolio demands more allocation to debt based investments, or if you are trying to balance your portfolio towards debt considering that the equity portion has jumped significantly over the last 6 months causing an imbalance in your portfolio, getting into FDs / RDs is one of the choice you

Top 10 Wealth Management Principles - An online Course that can decide your financial destiny

You can do it form the comfort of your home, at your convenient timing, from your mobile or I-Pad. It is amazing how fast technology has changed over the past few decades. What has not changed are the principles that the wealthy have been using to make wealth.

I am going to show you the Top 10 Wealth management principles that the wealthy use to manage and build their wealth..Come with me..