Manoj Arora's Blog, page 26
June 21, 2015
13 Mutual Fund Myths Busted
The moment we talk about Mutual Funds, what are the first thoughts that come to your mind? If it is risk, market, stocks, unsafe, low growth or anything that does not generate a positive momentum, then probably you are one of the billions who would love to burst some of your mutual fund myths...read on... Here are the top 13 myths surrounding investments in mutual funds. Get them busted 
June 14, 2015
Home Loans Vs Land Loans
Whilehome loansare easily available for salaried employees, what about a loan to buy a residential plot? Plot loans are also available without too much difficulty and, in most cases, at the same rates as a home loan. But other terms and conditions could be different. It definitely requires some planning. Let us understand more on Land Loans... Basic Difference The basic difference 
June 4, 2015
An Oscar nominee's feedback on our Wealth Management Course
For those of you who do not know who Bombay Jayashri Ramnath is, she happens to be an Oscar nominee, the best Female Playback singer (Tamil) apart from being a sought after classical performer across the globe. Why she happens to appear on this Blog? She just went through our Wealth Management Course on Classle and was all praises... Read on.. We launched our Wealth Management Course 
May 28, 2015
8 Mistakes that could serve you a tax notice
Income Tax authorities are on an overdrive. There are collection andcompliancetargetsthat theyneed to meet.Tax authorities now have integrated databases on taxpayers and can track almost all financial transactions of an individual. You are more likely to get an IT notice now, than ever before. Find out some of the key reasons why you could be served an IT notice, and take pro-active 
May 22, 2015
Your EPF money will be invested in equity : Rebalance your portfolio
Not that you have any choice, but you should be aware that your corpus of Employee Provident Fund(EPF) (+VPF) which you have been accumulating over many years, is now going to be exposed to equity market. This move has its own merits and demerits. You must understand what's happening to your money, and you may also need to rebalance your portfolio to the extent of your money movement from a 
May 17, 2015
2 Years.....and counting !!
This week, we completed 2 years of the launch of our first book "From the Rat Race to Financial Freedom". Since the launch, it has been an amazingly satisfying journey in which thousands of lives have been positively impacted. The feedback from all of you during the last 2 years, via one-one sessions, seminars, blogs, social media, 
May 6, 2015
10 Financial Checkpoints in the new Financial Year
The financial year 2015-16 started more than a month back. Thats how fast time moves. Now that you are well into the new financial year, make sure you do not miss out checking on the following 10 (ten) financial checkpoints to have a financially rewarding year..read on.. 1. Calculate RoI for the last year Most people have no clue about how their portfolio is actually performing year on 
April 28, 2015
'The Week' magazine interviews yours truly - Buying Happiness
Last week, a special reporter from 'The Week' magazine connected with me to understand what is driving some of the authors like us to make people financially literate and generally interested in finance. 'The Week' happens to be the largest selling English news magazine in India followed by India Today and Outlook...read on... After a series of articles in the Complete Well Being magazine 
April 19, 2015
Your passion Vs Your profession
This is the question which would have haunted you at some stage of your life, or is it still haunting?Your heart wants to chase your passion and calling of life, but your mind restricts you to your profession - for the risks involved as well as lower money assurance in chasing your passion. Is there a way out? Can we make our passion our profession? “Hey Sandeep, Which stream did you 
April 11, 2015
Understand Health care provisions (Section 80D) for you post Budget 2015
Section 80D of the Income Tax Act provides provisions for us to claim deductions in taxable income for the health insurance policies, medical expenses and preventive medical checkups that we do throughout the year. Make sure you are aware of the latest provisions as per Budget 2015, so that you can save on taxes for the money you pay on covering your health. With Budget 2015, there has 
