M. Pattabiraman's Blog, page 291

Reducing Tax With Partial Mutual Fund Withdrawals: Examples + Calculator

There are times in life when you require money for a need in stages. The most common example is monthly income. Those who do not have much money to play with, cannot take risks and must rely on...

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Freefincal Q & A: Reducing tax outgo from mutual funds

Each week I try to answer generic questions on personal finance from readers. In this weeks edition, I discuss reducing tax outgo from mutual funds, cost of fee-only planning and mutual fund...

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Oct 2017 Freefincal Equity Mutual Fund Outperformance Screener

Use this screener file to hunt for equity funds that have consistently outperformed category benchmarks with good downside protection and/or upside performance. I have now updated the list to match...

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This Diwali get/gift GameChanger at an awesome discount!

My second book, Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you want, co-authored with Pranav Surya is now available at an attractive discount. You can now get or gift...

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What percentage of my salary should I invest each month?

What percentage of my salary should I invest each month -10%,20%? This is a common question in personal finance forums and now in Quora. There are several wrong questions that people ask when it...

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PlumbLine October 2017: a handpicked list of mutual funds

Readers may be aware that last month I had introduced a handpicked list of mutual funds and called in PlumbLine to accompany the freefincal robo advisory template. I was all set to write this months...

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What Should I consider when hiring a fee-only financial planner?

When I announced the launch of Fee-only India, a coming together of SEBI registered fee-only financial planners to help clients and each other, Alok Singh, made this interesting suggestion: "It's a...

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How to calculate annualized return (XIRR) from a stock investment

In this post, I discuss how to calculate the annualized return from a stock investment after accounting for corporate actions like dividends, stock splits, bonuses, buybacks and rights issues. I have...

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Why not select a fund expected to give maximum return without worrying about risk?!

Each week I try and answer generic questions from readers. Here is this weeks edition. You can use the form below to ask your question. First a big thank you to all your support and testimonials in...

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SEBI’s Mutual Fund Scheme Categorization: Pros and Cons

Yesterday, SEBI announced its new "Categorization and Rationalization of Mutual Fund Schemes". In this post, I discuss the positive and negative aspects of this move. As with any change, it is a...

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