M. Pattabiraman's Blog, page 289

How to select a credit card for maximum benefit

I discuss simple ways to select a credit card, use it efficiently and maximize its benefits. This post is part of ₹e-Assemble: a series on the basics of money management for young earners. You will...

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Revised EPS Pension Calculator: How much will my EPS Pension increase?

Find out how much your EPS pension will increase with this Excel calculator if you contribute 8.33% of your full salary (basic +DA) instead of Rs. 1250 per month which is 8.33% of Rs. 15,000 the...

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Warning, you could be the next diabetic! Simple steps to prevent, manage and even reverse diabetes

Warning, you could be the next diabetic and chances are that you are a pre-diabetic and do not know it yet. Worse, our children could get it while they are still children! It is no secret that India...

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Apollo Munich Optima Restore Benefit vs Max Bupa Re-fill Benefit

I compare the features of Apollo Munich Optima Restore Benefit and Max Bupa Health Companion Re-fill Benefit. This is the second module of step 4, ₹e-Assemble, “how to choose a suitable health...

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₹e-Assemble step 4: How to choose a suitable health insurance policy

₹e-assemble is a video series covering the basics of money management and goal-based investing for absolute beginners. Step 1 was listing Goals, Dreams and Nightmares. Step 2, laying the foundation...

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Do not increase EPS Contributions for higher Pension! It may mess up your retirement!

The employee pension scheme (EPS) is a component of the employee provident fund that provides a pension to its subscribers. Yesterday, news about how Mr. Praveen Kohli got a 1200% hike in pension...

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How would you invest if you suddenly got one crore?

How would you invest if you suddenly got one crore? That is a nice thought is it not? In this weeks Q & A, we consider what should a sudden crorepati do, along with other questions. Perhaps you...

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Re-assemble Step 3: How to buy Term Life Insurance

₹e-assemble is a video series covering the basics of money management and goal-based investing for absolute beginners. Step 1 was listing Goals, Dreams and Nightmares. Step 2, laying the foundation...

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What is mutual fund downside protection and why is it important?

Would you prefer a fund that beats the index whenever the index moves up or would you prefer a fund that falls lower than the index? Our first response would be, why not both? Unfortunately, it is...

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Franklin India Balanced Fund: A quiet, consistent performer

In this post, I discuss two quiet, consistent performers in the equity-oriented  (or “balanced”) mutual fund space: Franklin India Balanced Fund and Canara Robeco Balance Fund.  Let us...

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