M. Pattabiraman's Blog, page 290

₹e-Assemble Step 2: Lay the Foundations to Get Rich

₹e-assemble is a video series covering the basics of money management and goal-based investing for absolute beginners. Last week, in step 1 we consider the need to list our Goals, Dreams and...

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PlumbLine November 2017: a handpicked list of mutual funds

Readers may be aware that in September 2017 I had introduced a handpicked list of mutual funds and called it PlumbLine to accompany the freefincal robo advisory template. While we are still waiting...

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Freefincal Q & A: Should I worry about the PE of a mutual fund?

Each week, I try and answer generic questions from readers. Here is this week’s edition. You can use the form below to ask your question. The tougher the question, the more I learn and...

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Announcing “₹e-Assemble”: a video series to simplify money management

Dear reader, starting this week I would like to cover the basics of money management and goal-based investing for absolute beginners in the form a video series: ₹e-assemble. Each week I will discuss...

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How to invest a lump sum in an equity mutual fund?

“If I have a lump sum, what is the best way to invest it in an equity mutual fund?”, is a question that I am asked repeatedly. In this post, let us discuss simple ways to invest a lump...

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Why Income Tax Hurts and Mutual Fund Commissions Don’t?!

Each financial year, we do our best to reduce as much income tax as possible. I am only referring to legal means (!)- the most common of which is investing in tax-saving instruments. We do...

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When to buy a house: now vs later vs never

Buying a house is often an emotional decision and as I have argued before, it makes no sense to use buy vs rent calculators. In this post, I discuss the pros and cons of buying a house as soon as...

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How to decide where to invest, when and how much, for my financial goal?

Deciding where to invest, when and how much in each instrument for a given financial goal is known as asset allocation – it is the key to successful money management. For a given financial...

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Myth busted: You do not get 30% returns by investing 50,000 in NPS!

You would be surprised as to how many people believe that by investing an additional 50,000 in NPS, they “instantly” get a return equal to their tax slab! This is a case of mis-accounting...

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If Bitcoin becomes expensive and popular in future, should I buy some now?!

This post is a response to a question posed to me by a PhD student: Everyone seems to be predicting that price of Bitcoin will increase by a lot in the coming years and it will become popular. So...

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