M. Pattabiraman's Blog, page 295

Can I Retire With Rs. One Crore Today?

Suppose we have Rs. one Crore with us today, can we retire with it? In this sneak preview of the freefincal Robo advisory template* let us punch some numbers in it and check what good is Rs. 1 Crore....

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We can handle emergencies today, but tomorrow?

“Pessimism is a self-fulfilling prophecy”. These words by Sandeep keep ringing in my head all through the day. Two days ago I was chatting with a few friends on FB. I stepped out for a bit, and came...

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Freefincal Q & A part 2: Mutual fund dividends; Arbitrage funds; Credit cards

Here is part 2 of this week's Q & A. Each week I try to answer generic questions about money management from readers. You can use the form below to ask your question. Please do not enter comments...

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Freefincal Q & A part 1: Pessimism; purpose of star ratings; Quantum Dynamic Bond;

Each week I try to answer generic questions on money management from readers. Here is this week's edition. You can use the form below to ask your question. Please do not enter comments or...

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Reactions to DSP BlackRock Micro Cap Fund Performance are Irrational!

The way many investors are reacting to the performance of DSP BlackRock Micro Cap Fund's "recent performance" is baffling, to say the least, and betrays a lack of method in fund selection, portfolio...

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How much can we invest in multiple PPF accounts?

A person cannot have more than one PPF account and the maximum amount that can be invested in a PPF account is Rs. 1.5 Lakh (as per current law). However, a family can have multiple PPF accounts: one...

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Why have we not seen a retirement crisis in India?

In this post, I discuss reader Abhay Deol's question: As anyone who has played with a retirement calculator knows, the corpus required for the retirement portfolio is huge. And from all accounts,...

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Freefincal Q & A: Can I retire by 40; High interest SB accounts; Single portfolio for all goals?

Each week I try and answer generic questions from readers. Here is this weeks edition. You can use the form below to ask your question. Have a great week ahead. First some news: Venkatesh Jambuligam...

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Bitcoin Fork: Should we now use it as a currency or as an investment?

On August 1st, 2017, Bitcoin is expected to fork (split into two). In this post, I discuss my learning about cryptocurrencies with an emphasis on Bitcoin and Bitcoin fork and why they may be a...

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Nifty 50 from 1,000 to 10,000: Lessons from the rocky road

Yesterday (26th July 2017), the Nifty 50 closed above 10,000 for the first time. In this post, let us discuss what we can learn from its journey from 1,000 to 10,000. This post is inspired by a...

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