M. Pattabiraman's Blog, page 298

When and How Capital Gains Tax Can be Reduced

Under certain circumstances, long-term or short-term capital gains tax to be paid can be significantly reduced. It is not routinely possible and therefore important to recognize this possibility if...

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An introduction to Downside and Upside Capture Ratios

Readers may be aware that I often use rolling returns, where anualized return is calculated between two dates and the calculation dates are shifted to the next possible business day.  I have...

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Can We Select Mutual Funds Considering Only Past Performance?

Have you not read the mutual fund past performance disclaimer? Then how can we select mutual funds using past performance alone? In this post, I discuss this question asked by Swati Joshi.  It is no...

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Two Simple Ways To Screen For Mutual Funds

Here are two simple mutual fund screeners to automatically create a shortlist from a chosen mutual fund category.  I have combined the monthly screener data - 3,5,7 year performance consistency and...

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Freefincal Q & A: Which is better to eat – butter or cheese ?

Each week I try and answer generic questions on personal finance (this week has a creamy title-worthy question on nutrition). You can use the form below to ask questions. Aniket Bhadane: When people...

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Project DIY: List of 64 freefincal “How To” Articles

Here is an updated compilation of 64 "how to" articles published over time.  They have been organised into different sections for easy reference. Let me know if you have suggestions for such...

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Will Life Insurance Claim Be Denied Without a Valid Driver’s License?

Will a life insurance claim be denied if the insured died in an accident where he was the driver without a valid driver's license or valid vehicle insurance? Thanks to a question by Ganapathy...

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A tool to analyse the performance consistency of mutual funds

Use this tool to analyse the consistency in performance of your mutual fund holdings with respect to their benchmarks (72 indices from BSE and NSE). You can also use this to evaluate new funds that...

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Are You a Victim of “Honest” Mis-selling?!

Financial products get mis-sold every minute of every day. Interpretations of what constitutes miss-selling depend on who you ask. They range from persuasion (bending the rules) to outright fraud...

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What you need to know before choosing “Best/Top Mutual Funds:”

In this post, I discuss what investors need to know before reaching for Best/Top mutual funds with a past vs future performance study along the lines of the one made earlier: Mutual Fund Investing:...

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