M. Pattabiraman's Blog, page 147

My journey: From 5 lakhs in debt to building a corpus worth 6 years in retirement

In this edition of the reader story, we meet 31-year old GB. When family responsibilities were suddenly thrust on him, as a 24-year old, he realised his family had a five lakh debt to clear. He...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Navi US Total Stock Market Fund of Fund Review

The Navi US Total Stock Market Fund of Fund will track the CRSP US Total Market Index by investing 95% to 100% of its assets in either the Vanguard Total Stock Market ETF (VTI) or the Schwab Total...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

AIFW – a unique personal finance Facebook group is about to hit one lakh members!

Asan Ideas for Wealth (AIFW) is a personal finance group on Facebook. It is on the threshold of a major milestone – one lakh members. In this article, we trace the growth of its membership and...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Stocks with low volatility and momentum for February 2022

Here is a list of stocks with low volatility and momentum for Feb 2022 from the Nifty 100. You can also get the historical data from March 2019 to Feb 2022.  We filter Nifty 100 for (1) positive...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Equity LTCG Tax has not been increased from 10% to 15%!

Budget 2022 has not increased Equity LTCG Tax from 10% to 15%! The mention of 15% was a reference to the capping of the surcharge on LTCG from other assets. An explanation. How does surcharge work: ...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

30% tax on Cryptocurrencies explained

The finance minister announced that virtual digital assets including cryptocurrencies will be taxed at a rate of 30% from 1st April 2022. Here are the details. The finance bill 2022 defines a virtual...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Can I now invest in Fund of Funds that buy US ETFs?

With the suspension of investments in most MFs holding international equity: What next? Can I now invest in Fund of Funds that buy US ETFs as an alternative? Will Fund of Funds investing in overseas...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

FAQ on Mutual Fund Systematic Withdrawal Plans (SWPs)

In this article, we cover the essentials of a mutual fund systematic withdrawal plan (SWP) by answering some frequently asked questions. 1: What is a Systematic Withdrawal Plan? The SWP is the...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

I thought equity investing was a gamble but now aim to hold 60% equity for retirement

This time in the reader story we meet young Vidur who has just started his goal-based investing journey. His attitude towards mutual funds and equity investing has changed from “it is...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

How do I include the value of my 2nd house when planning for retirement?

Many users of the freefincal robo advisory tool have a common question: “Where do I enter the value of my second house in the calculator while planning for retirement?”. The answer to...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}