M. Pattabiraman's Blog, page 143

After 5 years of equity MF investing I feel confident about my retirement planning

Last year in our reader story series, we met 30-year old Rohit, whose early struggles led him, to start investing early in a goal-based manner. He has been kind enough to share an update on his...



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Explained: Suspension of lump sum investments in MO Nasdaq 100 FOF and MO S&P 500 Index Fund

In a circular dated Jan 13th 2022, Motilal Oswal (MO) AMC announced the suspension of lump-sum investments and switch in (from other funds) into Motilal Oswal Nasdaq 100 Fund of Fund, Motilal Oswal S...



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Four qualities that define a successful investor

Here are four qualities needed to become a successful investor. Thankfully we can develop these qualities in time. We neither need to be smart nor intelligent to succeed in money management. 1....



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Life Insurance Claim Settlement Ratio for FY 2020-21

The life insurance claim settlement ratio for FY 2020-21 is presented below. These were published in the IRDA annual report in Dec 2021. The reader must appreciate that the claim settlement ratio...



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How a fee-only financial planner helped me

In this article, a client shares how a SEBI registered investment advisor and fee-only financial planner (Swapnil Kendhe) helped him set his finances in order. Those wondering what to expect from a...



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How do I become a disciplined investor?

Apurva asks, “You often talk about the importance of discipline in investing. How do I become more disciplined?” Hard work and discipline are often not recognised as talents anyone can...



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Equity Mutual Fund Screener Jan 2022: Shortlist consistent performers

The freefincal Equity Mutual Fund Performance Screener (Janury 2022) is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category &...



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Which mutual fund can I use as a fixed deposit replacement?

A viewer on our YouTube channel asks, “Sir, are conservative hybrid funds a good alternative for FD? Especially the Parag Parikh Conservative Hybrid Fund. They seem to be investing only in govt...



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I am 24 and started investing 1Y ago but what am I investing for?

This time on reader stories we meet a 24-year-old budding lawyer who prefers the pseudonym Mr Rakmo Hurtak. He believes his investment strategy is ‘okay’ (for his age and circumstances)...



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Does it make sense to choose mutual funds with the lowest expense ratio?

A reader asks, “I have a query regarding mutual fund expense ratios. Let’s say, we have Fund A with 5-year returns of 15% and expenses of 0.5%. Fund B, with returns of 18% with an expense...



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