M. Pattabiraman's Blog, page 149

Motilal Oswal MSCI EAFE Top 100 Select Index Fund Review

Motilal Oswal MSCI EAFE Top 100 Select Index Fund is an open-ended scheme tracking the  MSCI EAFE Top 100 Select Index. The fund is currently in its NFO period (15th to 25th Nov 2021). This review...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Nifty Total Market Index vs Nifty 50: Which is better?

The Nifty Total Market Index consists of  750 stocks covering large, mid, small and microcap segments with stock weights determined by free-float market capitalization. The NSE launched this index in...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Why I gave up my life-long dream of buying a house

In this article, Vishal discusses why he decided against buying a house and how his mindset towards owning property changed over the years. Note: The following is a point of view and not a...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Index fund tracking error screener November 2021

This is a  passive fund screener based on tracking error and return difference wrt benchmarks. The screener will help a user evaluate how efficiently an index fund has tracked its underlying...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

RBI Retail Direct for govt bonds: Who should use it and who should not

RBI Retail Direct – a facility that allows retail investors to open gilt security account with the RBI and purchase government securities (gilt bonds or gilts) in the primary and secondary...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

What is a reasonable fee for a financial advisor?

Suresh asks, “I would like to consult with one of the SEBI registered fee-only financial advisors on your list. However, I am not able to decide how much fee is reasonable. Can you please write...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

My financial journey was directionless until age 40: this is how I made up for lost time

In this edition of the reader story, we meet Mr H (name withheld on request), who explains that it is better later than never to get your finances back on track and start goal-based investing. About...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

How to choose a multi-asset mutual fund

In this article, we analyze the performance of multi-asset mutual funds and discuss when and how to choose them. This is a new MF category introduced when the SEBI mutual fund categorization rules...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

How do I overcome analysis paralysis to make investment decisions?

Avijit asks, ” I am in my early forties now (completed 42 this July) and have some ad-hoc investments in MF and stocks so far. I took your goal-based planning course last year. However, since...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Can I retire in 20-25 years if I invest an amount equal to my expenses?

Aakash, who is 24, asks, “My goal is Financial Independence in 20-25yrs from now. I am rooting for lazy investing and rebalancing. Monthly expenses will be 40k/p.m. and I will be able to invest...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}