M. Pattabiraman's Blog, page 148

Equity may beat inflation but that doesn’t mean you will!

Most of us invest in equity (mutual funds or stocks) only for one reason – to beat inflation over the long term. Unfortunately, just because equity beats inflation does not mean we will be able...



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These index funds and ETFs are as expensive as active funds!

The absence of fund manager risk and lower fees are the two main reasons for choosing passive funds (index funds or ETFs). However, beyond the “normal” Sensex and Nifty passive funds, the...



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Stock Portfolio Analysis: January 2022

This article compares my stock portfolio with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. Before we begin, investors need to appreciate the context of...



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ELSS Mutual Funds: Six Consistent Performers

We study 39 ELSS funds to find out which of them have consistently outperformed the NIfty 200 Total Return Index (dividends included) using the Jan 2022 equity mutual fund screener. Nifty 200 is a...



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DSP Global Innovation Fund of Fund Review

DSP Global Innovation Fund of Fund is an open-ended fund of fund scheme investing in an “Innovation theme” via global mutual funds and ETFs. The AMC claims this will provide the investor...



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What return should a 30Y old use when planning for retirement?

Suman asks, “Sir, What return should I use while planning for retirement? I wish to retire by age 50. I am currently 30 years of age”. Many people make two mistakes while planning their...



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US NRIs can now find an Hourly-Fee Financial Planner on HourlyFee.org

HourlyFee.org is the new initiative by SEBI Registered Investment Advisor, Avinash Luthria for US-based NRIs to find a financial planner free from conflict of interest. Avinash is the first Indian...



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How we plan to achieve a retirement corpus 50 times our annual expenses

In this edition of the reader story, we meet a young couple who prefers anonymity. They share their money management journey and how they wish to achieve a retirement corpus 50 times annual expenses....



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Debt mutual fund screener (Jan 2022) for selection, tracking, learning

This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money...



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How to get claim settlement ratio for health insurers?

A reader asks, “Dear sir, thank you for the helpful insights on Life Insurance Claim Settlement Ratio for FY 2020-21. Can we get similar data for health insurers?” Life insurance claims...



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