M. Pattabiraman's Blog, page 148

How to create a market-independent investment strategy

On Friday (Nov 26th 2021), the Sensex fell by 2.87%. One can easily speculate reasons for the fall and start wondering if we should stop investments or pull out money (we have started receiving such...



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How I track financial goals without worrying about returns

In this edition of the reader audit, 29-year-old Mr Yo (name withheld on request) explains in detail how he has structured his money management in a systematic manner and how he tracks his financial...



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Can I use mutual fund gains each month to pay my home loan?

A reader asks, “I am a 27-year-old NRI with a current mutual fund portfolio of Rs. 12 lakhs. We want to buy a home. My father wants me to take out a loan immediately. I want to build my MF...



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I am 17 years old and want to learn investing, help me get started

Hirak writes, “I am a 17-year-old, and I want to learn and start investing. Help me out”. It is wonderful to see young people serious about investing and money management. We are honoured...



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Retirement Stock Portfolio Analysis: November 2021

This article compares my monthly retirement stock portfolio with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. Before we begin, investors need to...



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When should I get a home loan? How to decide this?

Sudipta Roy asks, “I recently read the article – Why I gave up my life-long dream of buying a house. My dream is to buy a house too, and I don’t wish to give up on it. However, I do...



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What investment strategy would you recommend if I can invest 50K a month?

Aditya Tejas writes, “Thank you for all your work; I appreciate the time and effort you put into creating relevant, insightful and thought-provoking content. I’ve already gone through...



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RBI Retail Direct: A look inside – how to register and what you can buy/sell

Here is a look inside RBI Retail Direct. This facility allows retail investors to open gilt security account with the RBI and purchase government securities (gilt bonds or gilts) in the primary and...



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Why I increased equity MF investments by 275% and reduced PPF contributions

In Jan 2021, Gowtham Subramanian discussed how he had started goal-based investing, focusing on asset allocation and how it has made him feel more in control over his finances. In this follow-up...



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Debt mutual fund screener (Nov 2021) for selection, tracking, learning

This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money...



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