Baby Steps Millionaires Quotes

“Millionaires use coupons. Ninety-three percent of millionaires in the National Study of Millionaires shop with coupon discounts.”
― Dave Ramsey, Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth-- and How You Can Too

“Millionaires own a paid for home and maybe a beach condo. Millionaires probably live just down the block from you in a normal residential neighborhood. Millionaires often still cut their own grass.”
― Dave Ramsey, Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth-- and How You Can Too

“In our National Study of Millionaires, we found that 67% have a paid-off home, and it took them an average of 11.2 years to pay it off. Take that in for a moment: Millionaires don't spend thirty years paying off their house. They pay it off in roughly ten years. They're also not living in a 10,000 square foot mansion. They live, on average, in a 2,600 square foot home they've been in an average of seventeen years.”
― Dave Ramsey, Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth--and How You Can Too

“You can control the controllables.”
― Dave Ramsey, Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth-- and How You Can Too

“You have what you want.”
― Dave Ramsey, Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth-- and How You Can Too

“C. S. Lewis said, “You can’t go back and change the beginning, but you can start where you are and change the ending.”
― Dave Ramsey, Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth-- and How You Can Too

“Here’s the deal, and it might sting a little: there’s no guarantee that your kids will even go to college. And if they do go, there’s really no guarantee they will graduate. But there’s a 100% chance that you’ll retire.”
― Dave Ramsey, Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth-- and How You Can Too

“I don’t think the biggest problem we have today is structural or systemic. The biggest problem we have today is a breakdown in belief. People are believing the wrong things. And when you believe the wrong things, you make bad decisions because your worldview is screwed up.”
― Dave Ramsey, Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth-- and How You Can Too