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Dave Ramsey quotes Showing 1-30 of 215

“We buy things we don't need with money we don't have to impress people we don't like.”
Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
“If you will live like no one else, later you can live like no one else.”
Dave Ramsey
“Act your wage.”
Dave Ramsey
“Pray like it all depends on God, but work like it all depends on you.”
Dave Ramsey
“A budget is telling your money where to go instead of wondering where it went.”
Dave Ramsey
“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.”
Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
“You must gain control over your money or the lack of it will forever control you.”
Dave Ramsey
tags: debt
“Fear is the enemy of hope.”
Dave Ramsey
“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.”
Dave Ramsey, Financial Peace Revisited
“You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.”
Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
“Stupid is not illegal.”
Dave Ramsey
“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!”
Dave Ramsey
“Years ago, in a motivational seminar by the master, Zig Ziglar, I heard a story about how mediocrity will sneak up on you. The story goes that if you drop a frog into boiling water, he will sense the pain and immediately jump out. However, if you put a frog in room-temperature water, he will swim around happily, and as you gradually turn the water up to boiling, the frog will not sense the change. The frog is lured to his death by gradual change. We can lose our health, our fitness, and our wealth gradually, one day at a time. It might be a cliché, but that’s because it is true: The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“Aristotle once said, “To avoid criticism say nothing, do nothing, and be nothing.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.”
Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
“A budget is people telling their money where to go instead of wondering where it went.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“There's a whole generation growing up thinking...the government exists to care for them.”
Dave Ramsey Rachel Cruze
“Seth Godin says, “Instead of wondering when your next vacation is, maybe you should set up a life you don’t need to escape from.”
Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
“Children are sponges—they are going to absorb whatever is around them, so we need to be intentional about what surrounds them.”
Dave Ramsey, Smart Money Smart Kids: Raising the Next Generation to Win with Money
“typical millionaire lives in a middle-class home, drives a two-year-old or older paid-for car, and buys blue jeans at Wal-Mart.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, vision cleared, ambition inspired, and success achieved. HELEN KELLER”
Dave Ramsey, The Money Answer Book: Quick Answers to Everyday Financial Questions
“Live like no else today, so you can live like no else tomorrow.”
Dave Ramsey
“A good plan, violently executed now, is better than a perfect plan next week. —George S. Patton”
Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
“Parents who let teens run around with unearned adult freedoms are naive and stupid.”
Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
“If you don’t own the goal and it doesn’t come from your dream, then you won’t have the toughness to persevere when the going gets tough. And I will promise you that the going will get tough. There is never an exception—everyone who wins must push through obstacles, lots of them. You simply will not get up at dawn for your three-mile run because your wife wants you thinner. Big goals require big backbone—wimps need not apply.”
Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
“I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have. Working with no traction, or for that matter simply wasting a day, does not relax you, it drains you.//
Strange as it may seem, when you work a daily plan in pursuit of your written goals that flow from your mission statement born of your vision for living your dreams, you are energized after a tough long day.”
Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches

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