The One-Page Financial Plan Quotes

“Budgeting isn't just about numbers. It's about awareness.”
― Carl Richards, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money

“If we want to take control of our finances, we also have to take responsibility for the many unnecessary purchases we've made--and understand that nothing will change unless we change our behavior.”
― Carl Richards, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money

“People who understand interest earn it. People who don’t pay it.”
― Carl Richards, The One-Page Financial Plan: A Simple Way To Be Smart About Your Money

“We can all be guilty of giving up because a goal seems out of reach. Or perhaps we talk a lot about how important our goals are to us, but do little to actually achieve them. In either case, we should stop and ask ourselves, “How badly do we want it?” Here’s the thing about goals: the ones that matter often involve a sacrifice. It can be tough to break patterns and deny ourselves instant gratification in order to stay focused, but when the goals are important enough, it’s always worth it.”
― Carl Richards, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money

“if you don’t ever find yourself recalibrating your decisions, you’re likely ignoring some issues that might become problems down the line.”
― Carl Richards, The One-Page Financial Plan: A Simple Way To Be Smart About Your Money

“Don’t be committed to the guess, be committed to the process of guessing.”
― Carl Richards, The One-Page Financial Plan: A Simple Way To Be Smart About Your Money

“the best financial plan has nothing to do with what the markets are doing, nothing to do with what your real estate agent is telling you, nothing to do with the hot stock your brother-in-law told you about. It has everything to do with what’s most important to you.”
― Carl Richards, The One-Page Financial Plan: A Simple Way To Be Smart About Your Money

“when the paint on the car starts to chip and the gadget gets tossed into the closet with all the others, you can’t help but wonder if you’ve been pouring all your hard-earned money into the wrong things.”
― Carl Richards, The One-Page Financial Plan: A Simple Way To Be Smart About Your Money

“Brain scans, [McGonigal] said, have shown that there are regions of the brain that activate when we think about other people, and other regions that activate when we think about ourselves. In cases where people don’t feel much connection to their future selves, the areas of the brain that light up when they are asked to think about themselves in the future are—guess what?—the same ones as when they think about other people.”1”
― Carl Richards, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money