What's the Name of That Book??? discussion

This topic is about
The Ring of Fire
SOLVED: Children's/YA
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SOLVED. 70s-early 90s YA fantasy with female character whose name starts with Z, a red-headed male character, horse-like deities. [s]
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Also forgive my super vague memories.
Two girls emerge as protagonists in this series. One's name starts with Z, something like Zephy. The other's starts with maybe a T or a P. Tai? And then there is a red-headed guy who loves T-girl, but ends up together with Z-girl (his good friend but not someone he deeply loves) for some reason instead.
Z-girl is capable of some kind of magic, can communicate with what I think were horse-like deities, who did not appear fully, more like beings of light? From another dimension or world. T is also capable of some kind of magic, or has great power that maybe hasn't emerged yet, and she's being pursued? In one of the books of the series, the T-girl ends up imprisoned in a tower with red headed dude, and he's being tempted by some evil power to have sex with her to fulfill some kind of prophecy...?
I read these when I was 12 or 13 in my local public library in Fairburn, Georgia (outside Atlanta) and can't remember the covers. It would've been 1994-1997. The books didn't seem super old but not super new either.
And that's all I've got! Phew. Not much to go on. Thanks for any help you can offer :)