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Manoj Arora
“For every liability you have, you are somebody else’s asset. If a home loan is a liability for you, it is an asset for your bank.
Learn to control your cash flow.”
― Manoj Arora, From the Rat Race to Financial Freedom

“Analog for business is "a dollar of cashflow protected is equal to a dollar of cashflow created".”
― Brian Hagen, Problem, RIsk, and Opportunity Enterprise Management: How to use language, data, information, and analytics that easily align with the ways we think