“We started with something that was vitally important but also complete drudgery: our weekly financial meeting. I say “weekly,” but in reality it was far less frequent, as it was something I often put off in favor of almost any other activity. I knew that once we endured it, there would be a payoff: the feeling that we had our finances in order. But because the reward happened after the fact, it was easy to put off the meeting. So we often did.”