Seasonal D-E-P-R-E-S-S-I-O-N

Christmas is over. Each meticulously wrapped package has been torn open and taken away—back to the store or hung in a closet or what have you. The nativity has been put away, baby Jesus and His family wrapped tightly in bubble wrap. The tree’s in the attic or out by the curb, and the voices that recently laughed and sang about the house have all returned to their own homes.

Christmas is over, yet winter is still very much here. It is cold outside and wet and sickness is abounding. You overspen...