My experience with a financial planner

When it comes to managing my finances, I am mostly self-taught. A lot of my personal finance principles were cobbled from books, videos, influencers and Internet articles.

I read my first personal finance book way back in the early 2000s. It was by a local author whose name I now don't remember, but his number one strategy for attaining good financial health was through aggressive saving. His investment strategy of choice? Fixed deposits. 

Yes, I can almost see you wincing. The advice is horribly ...