11. Good karma cannot cancel out Bad karma

You cannot cancel out bad karma with good karma. You have two separate accounts of good and bad karma and you will have to face consequences of both good and bad karma in your life. But because of your good karma it will be easier for you to deal with your bad karma. For example if you get sick due to your bad karma then you will get good doctors and good medical treatment due to your good karma. If there is no good karma at all then you might not get good doctors or good medical treatment or any help from anywhere and you might keep suffering for a long time till you have completely faced the consequences of your bad karma. So please understand that good karma cannot cancel out the bad karma but good karma will definitely provide the help you require to deal with this bad karma as quickly as possible.