I recommend you fucking do it.

Write. Art. Sing. Dance. Pick up that guitar and never put it down.

Life is too short to worry about money or security. If you had it, what then? What to strive for? There's a reason every band's early albums are better than their later ones: HUNGER. How can you sing honestly, meaningfully about life when you're a fucking millionaire? You can't. You can't write about it or paint it either.

People fantasize about being millionaires, but those poor fuckers are handicapped. All the heat and color has gone out of their lives. There ain't nothing to do but go play golf or sit on the patio.

PS: If you have a patio, don't EVEN fucking talk to me about "privilege". I don't give a shit if you have a white vagina or not.

Life is too goddamn short to worry about things like "credit", which, by the way, is nothing more than the ability to go into debt. Good credit means you can go into debt really easily. Bad credit is actually a good thing: "Sorry. I can't go into debt today. I have bad credit…"

The American Dream is actually slavery and nobody even notices.

Sleep on the floor.
Eat Ramen.
Drink what you can.

Do what you fucking dream, what lives in the very center of your heart. Who gives a shit if you have a toaster or not?