Age 62 and on SSI? You’ll Need to Apply for Early Social Security Retirement Benefits – Whether You Want to Or Not!

Over the past few years, there have been some big changes in the Social Security retirement benefits system.  For many years, the retirement age at which a person first becomes entitled to full retirement benefits has been 65. However, beginning with people born in 1938, that age has gradually been increasing until it reached 67 for people born in 1960 and later. (Here is a handy calculator that helps you determine at what age you reach full retirement.)

As the full retirement age continues t...