Why Does Social Security Say That I Am No Longer Eligible for Disability Benefits?

When you are working, you have FICA tax withheld from your wages. You also earn one Social Security credit for each quarter in which you earn a certain amount of wages.

However, when you stop working, you stop accumulating these quarters of coverage. Normally, five years after you stop working, your insured status expires. It then becomes much more difficult, if not impossible, to receive Social Security Disability benefits since you are no longer insured for benefits. In other words, your “d...