H.A. Larson's Blog, page 13
October 20, 2021
Another Year, Another Kansas City Renaissance Festival
By now, my dear reader, you are no doubt aware of my love for all things Renaissance, particularly Renaissance Faires/Festivals. Every year I go to the Nebraska Renaissance Faire (rivals any big one!) in the Spring, and then, come Fall, I try to hit up either the Minnesota, Des Moines, or the Kansas City Renaissance Festival. Most years, it's Kansas City and this year was no different.
Walking up to the King's Gate always elicits some excitement from me.
This year, my daughter and I drove down the day of the Festival and met up with my friend Audrey, her daughter, her grandson (so cute), and her friend. They met us over by the Children's Grove where our daughters and the grandson hopped on the Barrel Ride. After that, it was hard to keep us all in the same spot, so Audrey and her crew went off to do their own thing while we did ours.
While my daughter took some time to relax in the Sky Chairs booth, her favorite, I kept close by and was entertained by Bawdily Harm. They are a staple at the KCRF and I've seen them at least four times. It's always a good rousing time!
Ran across this dragon. This brave fellow wasn't even worried about whether that dragon was going to fry him with its fire breath!
This was the busiest I've ever seen the KCRF, reminding me of the Minnesota Renaissance Festival, so one had to wait in line for quite some time to acquire food and drink. Fortunately, Gwyneth Whistlewood was there to entertain us while we waited. Pro tip: if you go to a festival with long, long lines, double up on everything you purchase and if you're getting water, quadruple it if it's a hot day.
Many KCRFs ago, I bought a short & stout mug with a skull and crossbones on them, made by a local potter. I named it the Jolly Roger and he served me well for years. Unfortunately, he suffered a terrible accident during my move back in May, and I had to lay him to rest. One of my missions - besides drinking meade and eating a funnel cake - during this trip was to purchase a new one. I found this handsome mug and promptly bought it. Its name is the Jolly Rogers...I mean, there is more than one skull & crossbones on it.
We ran across these fluffy camels and I asked my daughter, animal lover extraordinaire, if she wanted to ride one. She didn't, but she really wanted to pet one so I tipped the lady to make that happen.
Mission accomplished!
At the corner of Yarn Booth & Dice Maker, we were serenaded by this standing bass-playing wench, but alas, I do not know her name.
Toys Arrr Us!
We always try to go to the KCRF in October as the weather is generally cooler, but this was an unusually hot day at 92 degrees F. We stopped at the Old North Bramble stage in the Dunwoodie Dell to take in the Madrigals Bar Nonne. They were delightful, as always, to listen to!
Folks mingling in the shire.
What's a fest without a Beer Castle?
One of my favorite side paths. It's never quite as crowded as the others.
I always make the 5 o'clock Joust. It's the full Joust of the day and one of my favorite events at any RenFaire. While we waited, my daughter found an injured grasshopper and was filled with care and concern. Of course, he came with us.
Time for the Joust! King Henry VIII presided, of course, but this year, it wasn't his Queen, but rather the Fairie Queen. Hmm, he must have beheaded his Queen.
Our Champions, Sir Something, and Sir Or Other. Okay, so those aren't their real Ren names, but I don't remember what they were.
First, they fight on horseback.
Then they fight on the ground in hand-to-hand combat. Huzzah!
After all the Jousting excitement, we stopped at the Pirate Pub so I could get a fresh grog and my daughter could make a temporary home for the grasshopper.
This year, I made sure to take pictures of the market rows. It's magical to see all the vibrant colors and take in all the smells.
I even tried my hand at spear-throwing this year....and I sucked at it.
The Dungeon Museum cost to go in, and so I decided against it. It costs a pretty penny to get in and so do all the food & drink, so I tend to opt for the free entertainment most of the time.
We stayed until the very last this year, and it was nice to finally be able to move more freely as the crowds had thinned considerably by then.
It was fun as always, but it was more relaxing than I expected. Maybe it was just because it was me and my little girl, but I felt unrushed, unhampered, and freely able to do exactly what I wanted to do this time around. Like always, though, there never seems to be enough time to see and do everything I want. I guess that's why I keep going back. Every time I go, it's a different experience and I see, do, and eat a combination of the same and different things.
Until next year, thanks for the memories KCRF!
Published on October 20, 2021 03:57
October 11, 2021
Saying Yes to Everything
Early this summer, I really began to notice how many things I was avoiding....err, evading. Sometimes when we get stuck in a rut and just aren't feeling ourselves, it's easy to avoid doing things. I realized that I was probably missing out on some fun and just making things worse than better. I decided that I would just start saying yes to everything (within reason) for a while.
It started with an invitation. An invitation by my best friend to go to his niece's wedding. At the time he asked, I was more than willing to go, but by the time the day actually came, I was thinking up a good excuse to get out of it. A few hours before we were set to leave, I thought about how many times I was in this exact situation and told myself that it was ridiculous how often I would make up excuses to avoid things like this. So, I told myself, "H.A., you're going to shower, put on some damn makeup and a nice outfit, and go." And you know what? I ended up having a great time! It felt good to get out on a Saturday night all dressed up, have a good meal, catch up with old friends, and dance the night away.
It set in motion this thought that I just needed to start saying "yes" to things. The next weekend I went up to visit my dad, returning home on a Sunday afternoon. All I really wanted to do was lay on my couch and watch YouTube videos. Another friend texted me and asked if I wanted to come over. I first said "no" and used the excuse that I'd been gone all weekend and wanted to relax. She pushed, just a little bit, asking me to come over for just a short while. I remembered how I needed to start saying "yes" to things so I told her, "You know what? Yes, I'll be over shortly." We ended up having a few glasses of wine on her patio. It was a lovely evening of good conversation and a surprise fireworks show that we could see decently from our chairs.
Since then, I've said "yes" to many things that I normally would have excused myself from and, you know what, it's been fantastic. I didn't realize how much I had withdrawn from the world or how deeply this had affected me mentally. This experience has brought me back out of my shell and I have fallen back in love with life - something I desperately needed.
"Life is an adventure, meant to be lived to the fullest." - someone's bio on Instagram
Published on October 11, 2021 03:44
October 8, 2021
My FIRE Journey: Paying off my Other Debt
Now that I'm all settled and have a bunch of debt paid off, I figured it was time to start aggressively working on paying off my student loans. Granted, I do have a loan on a new car that I got a few months ago, but I'm already on track to pay it off in half the loan life. So, what's my plan for these loans?
Well, quite simply, I picked up a second job again. When I was paying off my other debt last year into earlier this year, I worked four nights a week in a grocery store. It was grueling work for little pay and I quit as soon as I was able. My original plan was to work there until I had my student loans paid off. However, working a difficult job for four nights a week on top of a full-time job proved to be too much. I was utterly exhausted and it was beginning to show in my performance at my full-time job. Since student loans and their interest were on pause (and still are) because of the pandemic, I quit after everything else was paid off.
Now, though, I'm looking at the future. My student loan payments will start up again in February and the payment that I've been making for many years will ensure that I won't have these loans paid off during my lifetime. I started, then, thinking about working a second job again, but I knew I didn't want to work another grueling job for so little pay for so many nights a week. I decided that I should find a part-time job I only had to work two nights a week and make at the least the same, if not more, money than I made at the old part-time job.
Many moons ago, I was a waitress and I remembered how much money I made after tips. Since restaurants are so short-staffed, I figured it wouldn't be difficult to find a waitressing job for the hours I wanted. Sure enough, I did a search, applied at a few places, got an interview for the next day, and was hired on the spot. I made it very clear I only wanted to work two shifts a week and the manager was more than agreeable. I had to train for a few weeks so I agreed to work extra days for those two weeks so it wouldn't take a month to get me trained - which is why the blog has been quiet for a few weeks.
If I can make what the waitresses that I trained with make, paying off my student loans should be a breeze. This is especially true right now, as student loans, as well as their interest, are on pause through the end of January. This means that every cent I pay towards my student loans through that time will all go towards the principal. My plan, then, is to put all my tips towards paying off student loans and my puny hourly wage will pad my emergency fund.
But, HA, what about your car loan? Well, typically I would recommend paying your smaller debts off first and then applying what you paid on the smaller ones towards your bigger ones as they get paid off. This is called the Snowball Effect and it's exactly the strategy I used to pay off my other debt. In this case, however, I'm going to work on paying off both simultaneously.
One, I really want to aggressively pay off my student loans because I'm tired of them on my back. Not having to pay interest for the next three months is also a motivating factor right now as I can really crush the principal balance for the new few months.
Two, I'm already paying off my car loan in a quicker manner. How so? Well, by simply making two payments a month. I rounded my monthly payment up to the next ten spot and instead of making one monthly payment, I pay half and half. Since I get paid every two weeks, I pay half one paycheck and half the next during the month before it's due. If you've never employed this strategy, you should start. Paying your car loan in this manner shaves off the amount of interest you pay and, since bi-weekly people get two months of three paychecks each year, you end up making an extra payment each year. Believe it or not, this method can cut the time it takes you to pay off your car by half!
By my own calculations, I should have my car paid off in 2.5 years, and my student loans in 3.5 years. I will definitely keep you updated on my progress!
I'm heading out of town this weekend for a fun weekender trip, so keep your eyes out for a relevant post soon. I also started watching my Shocktober! movies and I can't wait to share them with you around Halloween!
Have a great weekend.
Published on October 08, 2021 03:13
September 27, 2021
Hell Yeah, it's Fall!
Well, well, would you look at that? It's FALL! To say I'm excited is an understatement. It's my favorite season and I always look forward to all the Fall things that I love: the colors of nature, pumpkin patches, hiking (I do that every season but it's best in the Fall), hayrack rides, cooler weather, Renaissance Faires, and, of course, Halloween - the greatest holiday of the year.
I also love Fall because I love nothing better than long sleeves, cozy sweaters, and fire pits. Sitting around a fire with a warm mug of spiced & spiked apple cider while the cool air licks at your face cannot be beaten.
It's also the time of year when I start watching a carefully selected handful of movies for my annual Shocktober! post. I haven't figured out this year's theme, but I will! I even have a planned ghost hunt, because what would be better during the spooky season than spooky undertakings?
There's also a sense of impending renewal with Fall, as it signals the start of the planet on its journey towards a new life for the coming year. This renewal always impacts me personally in the best of ways, and I can see myself, now, standing on a ridgeline in the Loess Hills on a perfect Fall afternoon taking it all in, marveling at the colors, and thinking about my own renewal for the year ahead.
It's a time for thankfulness for the life I have and to look forward to all the possibilities of the future. It's a time to shed all the damaged layers and make way for new ones.
Are you looking forward to Fall as much as I am? Make sure you get out there and enjoy it before it ends - because it always ends too soon.
Published on September 27, 2021 09:29
September 23, 2021
Coming to Terms with the Dreaded MLC
I think it's fair to say that I've been going through some shit these past few years, a fact that has played out here in my blog for the world to see. I chalked it up to this, that, or the other thing, but I was wrong about all of it. There were so many obvious signs: mood swings, crazy sleeping patterns, increased consumption of alcohol (ouch!), feeling stuck in a rut, relentless life reevaluation, obsession with appearance, thoughts of death/dying, etc. To say that these signs describe my life over the past few years is an understatement...I mean, this could just be a laundry list of my personal issues and I feel personally attacked, damnit.
What the hell am I talking about? Well, (cough, cough, anxious laugh) I'm talking about a midlife crisis. Ugh, there, I said it. As much as it pains me, I've been dealing with a midlife crisis. It shouldn't be a surprise, I'm a Woman of a Particular Age, after all, but it sure was to me! I mean, I've heard all about MLCs before and, even though I'm perfectly aware of the fact that I'm legitimately middle-aged, I was positive that I was impervious to middle-age and all its trappings. Ha! Haha!
So, the bad news is that I'm really, truly enmeshed in typical middle-age bullshit, but the good news is that now that I'm aware of it, I can start moving past it. I can stop trying to manically find a way to make a trip to Europe that I can't afford right now, I can stop hyperventilating about the fact that there's only one generation between myself and death, I can stop binge-drinking when I've had a crappy week, I can quit looking for a new career path, and I can stop obsessively carrying around regret for a life-I-have-not-lived.
I mean, when I sit back and think about it, my life kicks ass. I worked really hard during this whole crisis to take my life back, build a career (however minor it is), create a life that I enjoy, and start paving a path for early retirement that will allow me to have the life I always wanted. I have a great support system built of a wonderful family and amazing friends that not only enhance my life but bring so much meaning and joy into it. I'm fortunate, I'm blessed, and I'm happy. Is it perfect? Is it exactly what I had hoped for at this stage of my life? No and no, but it's perfectly fine how it is for now. After all, I have plenty of life and youth left in which to find and do the MORE.
I'm not going to lie, the past few years have been mentally difficult, so difficult. It was so difficult that I wish I would have figured out what was actually happening early on. Then again, if I had known, maybe I wouldn't have had the drive that I did to push through all the changes that DID need to happen over these past few years.
I guess everything does happen for a reason even if it doesn't always feel like it.
Published on September 23, 2021 11:58
September 20, 2021
Day Trip Adventure: Highway 75 Wines & Tasting Rooms
It's no secret that I like wine. I have a dedicated 20-bottle wine rack at home and I love nothing better than having a glass or three with friends - as any Woman of a Particular Age could attest to. Not long ago, I talked about discovering the Nebraska Wine Passport program and how that has become a bit of a passionate interest of mine.
So it happened, then, that my friend, Rebecca, and I found ourselves on a bright, late summer Saturday traveling south on Highway 75 to hit up some tasting rooms and wineries to get more stamps on our passports. And drink wine, of course.
Our first stop was at Union Orchard. A long-time fixture in the area, this roadside country establishment sells wares from their orchard - particularly apples - and sells a wide variety of canned/pickled items. I've been here a handful of times over the years and never come away without some of those items.
More of a tasting room for Nebraska/local wines in the past, the orchard now makes a few wines from the grapes they have growing on the hill above the country store. We opted for the tastings of four (but they gave us five) for five dollars plus the glass.
In the past, they sold a delightful rhubarb wine from a winery (somewhere in Nebraska) that I was hoping to pick up a bottle of this day. Unfortunately, they no longer sell it. Who knows? Maybe it's not made anymore.
They do, however, make a rhubarb-raspberry wine of their own, so after having a taste for one of my samples, I picked up a bottle. I also picked up Mac's Creek Irish Jig (a tasty white wine from another winery on the passport program) along with pickled carrots and Vidalia onion relish. One of my great aunts used to make dill-pickled carrots and this is the ONLY place I can find them, so I always grab a jar of them when I come here.
After a nice time at Union Orchard, we headed a few miles south to Kimmel Orchards. Styled similarly to Union Orchard, they leave a lot to be desired. I had been here once in the past and it's really only a place for a sad hayrack ride and a money-making pit for the owners. I got a glass of their fruity wine (I didn't know they made wine) which was cheap at $3.75/glass but was subpar and served in a small, disposable plastic cup. Needless to say, we got our passport stamped, finished our cup of wine, and left.
A few more miles south on 75 brings you to Nebraska City, home of the Arbor Day Farm complex. Composed of the Arbor Day Farm, the Morton Mansion (which I've talked about here on this blog in the past), and the Lied Lodge (inside pictured above), it's a really cool place to spend a day or two. The wine tastings are done in the complex's Apple House Market, which is just a large tent on the Farm. Because of the heat this day, it was closed, so we went up to the Lied Lodge.
The Lied Lodge is a semi-fancy, large log cabin-style hotel with a fancy restaurant and the Library Lounge. Since the Apple House Market was closed, we went up to the Library Lounge and asked if they could stamp our passports. They were kind enough to do so and we opted for a dark, Nebraska beer: Lincoln's own Empyrean Brewing's Collapsar.
It's called the Library Lounge for a reason, and we enjoyed our brew with some of the books that line their shelves. We ordered a too-expensive meal to soak up some of our drinks, before leaving, from the Lodge's fancy restaurant, Timbers.
While we waited for our meal, Rebecca pointed out that there were a couple of wineries just west of 75 in Syracuse, Nebraska. Eager to add a few more passport stamps - and emboldened by all the spirits we had imbibed - we headed there next.
We stopped first at one of the only two legit wineries on our Wine Day Trip, Rich Harvest Winery.
Large and spacious, the tasting room was surprisingly decorated using both modern decor and architecture.
It was quiet and a nice respite from our previous stops.
The winery sits on several acres of beautiful land.
And the vines were picture-perfect in the waning, afternoon sun.
Our last stop of the day, Safehouse Winery's tasting room, sits in the sleepy downtown of Syracuse.
The building was the site of the former Bank of Syracuse and it's the COOLEST and one of the more interesting wineries I've been to. Here you can see the old bank safe which now is a wine vault.
The winery plays up to its bank past...
...while also imbuing the place with a Prohibition Gangster vibe. This place has a historical richness and an ambiance that cannot be beaten. This old safe (a nod to its bank past) and these framed photos of Prohibition Era gangsters - like Pretty Boy Floyd, Lucky Luciano, Baby Face Nelson, and Al Capone (to name a few) attest to this.
True to form, the tasting room pipes in music from the time period.
I enjoyed a glass of their Prohibition Dead Red, aged in whiskey barrels for an extra kick.
We left here knowing that we would definitely be back again!
All I can say is, "What a day!" We had such a good time and enjoyed ourselves thoroughly...even if Kimmel Orchards wasn't up to snuff. I heartily recommend the Nebraska Wine Passport program. It's a fun way to learn about and try the wines made from Nebraska grapes while also being a gateway to day trip adventures...and you know how I feel about those. So, grab a passport, a friend or two or three, and enjoy a day discovering some of what my great state has to offer.
Published on September 20, 2021 08:34
September 16, 2021
My Staycation and All the Hiking
I was on vacation the week of Labor Day and, except for my brief trip out to Western Nebraska, I stayed around home this time. Yes, I took a bonafide staycation. Why? Well, I'm a single-income house now, for one thing, and I recently took on a loan for a brand new car. While I have plenty of money in the bank, that's my emergency fund and it wouldn't be much of an emergency fund if I kept dipping into it now, would it?
Just because I took a staycation doesn't mean I didn't have fun. There are plenty of ways to have fun on a staycation, something I've written about in the past, and I certainly did. Unfortunately, I caught a cold the night I returned home from Western Nebraska, so I took plenty of Zicam, drank lots of water, and got good sleep each night. So, what did I do - besides doing battle with a cold? Well, my life had been so busy up until June, combined with a torn meniscus and an old car that wasn't road-worthy, that I decided I wanted to get out and hike in all of my favorite spots. I also decided on long, coffee mornings and some writing. I did all of that.
Tuesday, I headed out to Schramm State Recreation Area. I stopped to look around the forest after I reached the top of the ridgeline and spied something in this tree. Do you see it?
It's a geocache! My Dad is big into geocaching and when I was pregnant with my daughter, I was into it big time. Alas, I lost interest during the time I was raising an infant and never picked it back up again. That didn't stop me, however, from signing the book inside.
Eastern Nebraska is rife with wildflowers that blossom and wane depending on the season. This buttery beauty is a wingstem.
No matter how many times I go to Schramm, I never tire of the views around the fish hatchery ponds.
On Wednesday, I recruited my friend Rebecca to go hiking with me. We headed down to Platte River State Park. It had been ages since I'd been there, so it was nice to see the teepee they put up every year during the warmer months.
PRSP has a small waterfall midway through its main trail and it's always fun to stop and spend a bit of time splashing around on the rock slabs that carry the water down to the next level.
On Friday, I went out to Hitchcock Nature Center across the river in Iowa. Their main entrance had been closed for some time, but now that it was open again, I was eager to hit up their trails. It's my second favorite park behind Neale Woods.
The views from Fox Run Ridge are always stunning. Off in the distance, you can see the Ponca Hills of Nebraska, where Neale Woods resides.
Since it had literally been years, I left Hitchcock and drove over to the Lewis and Clark Park lookout just north in Council Bluffs.
The nice things about being on the ridges of Loess Hills are the unobstructed views for miles!
I had planned on taking at least two more hikes this week, but I - unfortunately - caught the cold my daughter had and needed a few days to rest. Why couldn't I have gotten sick the next week instead of my vacation? Oh well, such is life, right?
Have a great rest of your week.
Published on September 16, 2021 13:34
September 11, 2021
Scottsbluff National Monument
On Labor Day weekend, I took my daughter out to Western Nebraska for what I hoped would be a fun, bonding mother-daughter trip. We packed up the car early on Saturday and headed just shy of seven hours west from our home in Omaha. I was excited. I'd always wanted to spend some time out in Western Nebraska because there are so many interesting things to do out there: Scottsbluff Monument, Toadstool Geologic Park, Chadron State Park, Agate Fossil Beds, Wildcat Hills, and Fort Robinson. I was also hopeful. My son is grown and on his own leaving my daughter the last kid at home, but, she's 15 and lives in her own world and would rather do just about anything other than spend time with me. It's a stark contrast to two years ago when she and I were hiking partners.
While I recognize that she's a teen now, I was hoping we could get one more good, fun trip in together before she grows up and moves out, too. Alas, it just wasn't meant to be. Not only was she dead set against doing anything, but she also came down with a bad cold the night before we left. By the time we made it to the town of Scottsbluff - our anchor town for the trip - she was feeling pretty crappy. We relaxed the rest of the day in the motel while I fed her various otc meds and hoped for the best. The next day, it was clear that she wouldn't be going anywhere, but I was determined to do things anyway...after all, I love doing things alone. So, off to Scottsbluff Monument I went.
I left fairly early, while the weather was still cool, to take the Saddle Rock Trail. This trail goes from the Visitor's Center to the summit of the Bluff. It's paved but unshaded and there's a steep grade to climb, making this a hard trail.
The trail wends its way between and up the South Bluff. The North Bluff is Scottsbluff and was so named for Hiram Scott, a clerk for the Rocky Mountain Fur Company who died near it back in the 1820s. The Bluff served as an important landmark for travelers on the Oregon Trail, the California Trail, and horseback riders on the Pony Express Trail.
A view in the other direction gives you a glimpse of the grade that you face on the trail as you climb upwards.
Back in May, when I was moving, I tore the meniscus in my right knee and I've been slowly and carefully building back up my hiking prowess. Because of this, I tend to hike slower than I ever have in my life, and hiking this brutal trail took me quite some time - and a few breaks.
A view of the South Bluff from the bottom.
I reached the top of the South Bluff and the views there are simply stunning. The haze you see in the distance is the smoke from the California wildfires.
The Saddle Rock Trail moves between the right bluff you see and the tree-covered ridge to its right.
There are easy summit-top trails that allow you to get views in all directions. This was my first glimpse as I neared the North Bluff on the aptly-named North Overlook Trail
This shot was taken from the North Bluff and it's stunning. You can see for miles, even with the smoke haze. The bluffs extend for seemingly forever into the distance and you can see why these bluffs were a landmark for people as they traveled out West and back, as was the case with the Pony Express Riders.
This is a view looking Northeast from the bluffs...
...while this is one looking Southwest.
One last beautiful shot as I walked back to the Saddle Rock Trail from the South Overlook Trail.
I really enjoyed the time I spent here, and I ended my trek with a stop at the Visitor's Center. The VC has a passport stamping station for those who have the National Parks Passport - I've always been tempted to get one but never have - and good information about Scottsbluff's history as an important landmark during the Westward Expansion.
Since my daughter was both unenthused and under the weather, I decided to forgo the other things I wanted to do (sniff, sniff) and headed back home early the next morning. On the drive home, I reminded myself that this is how it is now. Your kids get old enough and have several years where they don't want to hang out with you and do your things. And that's okay. I can remember my Dad and I not taking family vacations anymore after our fateful trip up Harney's Peak, and I was the same age as my daughter then. My Dad and I take vacations together now, and someday my kids and I will too.
While I didn't get to see Toadstool or hike in Chadron....it's on my bucket list for a solo trip. Maybe later this Fall. I can't wait.
Published on September 11, 2021 06:42
September 8, 2021
My FIRE Journey: Making Money by Spending Money
Not too long ago, I talked about the reasons why I quit using my debit card. Today, I want to talk about how I've already benefited from that decision.
Last year, I got a Discover It Miles card. Like any card I pick these days, I picked it purely for the rewards points. This particular card offered points - or miles, in this case - at a certain percentage, depending on what you bought. The reward offered was that Discover would automatically double whatever miles you had accumulated at the end of a year. You could then either use those miles to book travel or convert the miles to cash. I chose the latter and recently had Discover deposit nearly $400 cash to my bank account. See, I used that card to pay bills, buy groceries, gas for my car, laundry detergent, and other things that are necessary for day-to-day living instead of using a debit card. I would then pay off the card each month with the money I was going to spend on those bills anyway, thus avoiding paying any interest. So, for simply paying my bills for a year, I made $400.
After my year was up for the Discover It Miles card, I moved on to the next card with good rewards: my Fidelity Visa. This card is attached to my Fidelity investment accounts and offers 2% cashback on every purchase. Every quarter they will then deposit that 2% I've made into my investment accounts. Again, I'm using this card to pay my bills, and recently, I received the first quarterly reward in my Fidelity account. How much? Nearly $60. That equals $240 per year.
I've also gotten enough points on a Choice Hotels credit card for five free hotel nights, enough airline miles on American Airlines for a one-way and two round-trip tickets, and enough airline miles with my Delta Amex for another one-way ticket. To describe how easy it was to get those five free hotel nights, I only had to spend $500 on the Choice Hotels card in three months. That's it. I simply bought my groceries and household goods for three months and got five free nights in a hotel. Easy peasy. I typically use two rewards credit cards at any given time, attaching one to all my automatic bill payments (electric, car insurance, phone bill, etc.) and the other to my household purchases (groceries, toilet paper, gas for the car, etc.).
Of course, you have to pay your credit card balance in full each month or you're going to incur interest fees and that kinda defeats the purpose - you have to be disciplined. In other words, only spend using your credit cards on what you would have spent using your debit card. I can't think of an easier way to earn cash, hotel rooms, airline flights, and a host of other things by just spending how you normally spend.
I hope you're enjoying your week. I'm off this week for vacation and I'm thoroughly enjoying it. I'll start posting some vacation stuff starting this weekend. Until then, have a great rest of your week!
Published on September 08, 2021 05:02
September 2, 2021
Future Hiking Plans
Not meA handful of years back, when I really started getting into hiking, I read a good article about the Appalachian Trail (aka the AT). It triggered an idea in my head that I might like to hike it - if not all, at least a part of it - one day. I mentioned it to my friend Amy, a naturalist with the Nature Conservancy, hoping that she might like to do it with me. She was game, just not for the whole thing, so we thought we could maybe do a week or two there after my youngest got a bit older. Well, earlier this year, she reminded me that next year (2022) is our year. I had honestly forgotten that we had even chosen a year!
This past weekend, then, we got together to figure out the details. Where on the AT were we going to hike? How many days? How many miles per day? When were we going, exactly? We spent a good part of Saturday figuring all of that out. We also discussed gear and I brought my backpacking tent to set up for the first time. This made me realize I'd have to get a whole new set of gear...well, for some it at least. I had gotten backpacking gear last year with the intention of taking my daughter out backpacking, so my tent is a two-person tent. Unfortunately, my daughter turned 14 last year and was a completely different person than the year before. Not in a bad way, mind you, just in a teenagery way.
Now that we have our plans set, I am getting pretty excited. This will check off one of the boxes on my "Things to do before I die" list. Thank goodness, because that sucker is a mile long! Ha!
The weekend is getting closer, and it's a long one to boot, so enjoy what's left of the week.
Published on September 02, 2021 04:14


